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DEPOSITS (Tables)
9 Months Ended
Sep. 30, 2014
DEPOSITS [Abstract]  
Deposits at period-end
Deposits are summarized as follows (in thousands):
 
  
September 30,
  
December 31,
 
  
2014
  
2013
 
Noninterest-bearing demand
 
$
385,182
  
$
344,550
 
Interest bearing demand
  
278,302
   
287,417
 
Savings and money market accounts
  
425,877
   
469,542
 
Certificates of deposit
  
126,728
   
148,225
 
  
$
1,216,089
  
$
1,249,734