Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2022

Capital Requirements

Schedule of actual capital and required amounts and ratios

					Required For
					Capital
					Adequacy
					Purposes
	Actual				Under Basel III
	Amount		Ratio		Amount		Ratio (1)
	(Dollars in thousands)
As of June 30, 2022
Total Capital	$	524,149	14.6	%	$	375,873	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	447,045	12.5	%	$	304,278	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	447,045	12.5	%	$	250,582	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	447,045	8.7	%	$	206,102	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, except the Tier 1 Capital to average assets ratio.

					Required For
					Capital
					Adequacy
					Purposes
	Actual				Under Basel III
	Amount		Ratio		Amount		Ratio (1)
		(Dollars in thousands)
As of December 31, 2021
Total Capital	$	506,209	14.4	%	$	369,711	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	433,488	12.3	%	$	299,290	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	433,488	12.3	%	$	246,474	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	433,488	7.9	%	$	220,193	4.0	%
(to average assets)

(2) Includes 2.5% capital conservation buffer, except the Tier 1 Capital to average assets ratio.

HBC

Capital Requirements

Schedule of actual capital and required amounts and ratios

									Required For
									Capital
					To Be Well-Capitalized				Adequacy
					Under Basel III PCA Regulatory				Purposes
	Actual				Requirements				Under Basel III
	Amount		Ratio		Amount		Ratio		Amount		Ratio (1)
	(Dollars in thousands)
As of June 30, 2022
Total Capital	$	502,872	14.1	%	$	357,789	10.0	%	$	375,679	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	465,042	13.0	%	$	286,232	8.0	%	$	304,121	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	465,042	13.0	%	$	232,563	6.5	%	$	250,453	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	465,042	9.0	%	$	257,537	5.0	%	$	206,030	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, except the Tier 1 Capital to average assets ratio.

									Required For
									Capital
					To Be Well-Capitalized				Adequacy
					Under Basel III PCA Regulatory				Purposes
	Actual				Requirements				Under Basel III
	Amount		Ratio		Amount		Ratio		Amount		Ratio (1)
		(Dollars in thousands)
As of December 31, 2021
Total Capital	$	484,382	13.8	%	$	351,839	10.0	%	$	369,431	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	451,586	12.8	%	$	281,471	8.0	%	$	299,063	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	451,586	12.8	%	$	228,695	6.5	%	$	246,287	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	451,586	8.2	%	$	275,109	5.0	%	$	220,087	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, except the Tier 1 Capital to average assets ratio.