Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2020

Capital Requirements

Schedule of actual capital and required amounts and ratios

					Required For
					Capital
					Adequacy
					Purposes
	Actual				Under Basel III
	Amount		Ratio		Amount		Ratio (1)
	(Dollars in thousands)
As of June 30, 2020
Total Capital	$	473,095	15.9	%	$	313,273	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	396,142	13.3	%	$	253,602	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	396,142	13.3	%	$	208,849	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	396,142	9.4	%	$	169,290	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, effective January 1, 2019, except the Tier 1 Capital to average assets ratio.

					Required For
					Capital
					Adequacy
					Purposes
	Actual				Under Basel III
	Amount		Ratio		Amount		Ratio (1)
		(Dollars in thousands)
As of December 31, 2019
Total Capital	$	457,158	14.6	%	$	329,306	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	393,432	12.5	%	$	266,581	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	393,432	12.5	%	$	219,538	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	393,432	9.7	%	$	161,677	4.0	%
(to average assets)

(2) Includes 2.5% capital conservation buffer, effective January 1, 2019, except the Tier 1 Capital to average assets ratio.

HBC (Wholly-owned Subsidiary)

Capital Requirements

Schedule of actual capital and required amounts and ratios

									Required For
									Capital
					To Be Well-Capitalized				Adequacy
					Under Basel III PCA Regulatory				Purposes
	Actual				Requirements				Under Basel III
	Amount		Ratio		Amount		Ratio		Amount		Ratio (1)
	(Dollars in thousands)
As of June 30, 2020
Total Capital	$	450,839	15.1	%	$	298,153	10.0	%	$	313,060	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	413,557	13.9	%	$	238,522	8.0	%	$	253,430	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	413,557	13.9	%	$	193,799	6.5	%	$	208,707	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	413,557	9.8	%	$	211,518	5.0	%	$	169,214	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, effective January 1, 2019, except the Tier 1 Capital to average assets ratio.

									Required For
									Capital
					To Be Well-Capitalized				Adequacy
					Under Basel III PCA Regulatory				Purposes
	Actual				Requirements				Under Basel III
	Amount		Ratio		Amount		Ratio		Amount		Ratio (1)
		(Dollars in thousands)
As of December 31, 2019
Total Capital	$	435,757	13.9	%	$	313,485	10.0	%	$	329,159	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	411,585	13.1	%	$	250,788	8.0	%	$	266,462	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	411,585	13.1	%	$	203,765	6.5	%	$	219,439	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	411,585	10.2	%	$	202,013	5.0	%	$	161,611	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, effective January 1, 2019, except the Tier 1 Capital to average assets ratio.