Capital Requirements (Tables)

3 Months Ended

Mar. 31, 2020

Capital Requirements

Schedule of actual capital and required amounts and ratios

					Required For
					Capital
					Adequacy
					Purposes
	Actual				Under Basel III
	Amount		Ratio		Amount		Ratio (1)
	(Dollars in thousands)
As of March 31, 2020
Total Capital	$	468,876	14.9	%	$	331,450	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	389,796	12.3	%	$	268,317	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	389,796	12.3	%	$	220,967	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	389,796	10.1	%	$	153,703	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, effective January 1, 2019, except the Tier 1 Capital to average assets ratio.

					Required For
					Capital
					Adequacy
					Purposes
	Actual				Under Basel III
	Amount		Ratio		Amount		Ratio (1)
		(Dollars in thousands)
As of December 31, 2019
Total Capital	$	457,158	14.6	%	$	329,306	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	393,432	12.5	%	$	266,581	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	393,432	12.5	%	$	219,538	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	393,432	9.7	%	$	161,677	4.0	%
(to average assets)

(2) Includes 2.5% capital conservation buffer, effective January 1, 2019, except the Tier 1 Capital to average assets ratio.

HBC (Wholly-owned Subsidiary)

Capital Requirements

Schedule of actual capital and required amounts and ratios

									Required For
									Capital
					To Be Well-Capitalized				Adequacy
					Under Basel III PCA Regulatory				Purposes
	Actual				Requirements				Under Basel III
	Amount		Ratio		Amount		Ratio		Amount		Ratio (1)
	(Dollars in thousands)
As of March 31, 2020
Total Capital	$	444,676	14.1	%	$	315,256	10.0	%	$	331,018	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	405,247	12.9	%	$	252,204	8.0	%	$	267,967	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	405,247	12.9	%	$	204,916	6.5	%	$	220,679	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	405,247	10.6	%	$	191,927	5.0	%	$	153,542	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, effective January 1, 2019, except the Tier 1 Capital to average assets ratio.

									Required For
									Capital
					To Be Well-Capitalized				Adequacy
					Under Basel III PCA Regulatory				Purposes
	Actual				Requirements				Under Basel III
	Amount		Ratio		Amount		Ratio		Amount		Ratio (1)
		(Dollars in thousands)
As of December 31, 2019
Total Capital	$	435,757	13.9	%	$	313,485	10.0	%	$	329,159	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	411,585	13.1	%	$	250,788	8.0	%	$	266,462	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	411,585	13.1	%	$	203,765	6.5	%	$	219,439	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	411,585	10.2	%	$	202,013	5.0	%	$	161,611	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, effective January 1, 2019, except the Tier 1 Capital to average assets ratio.