CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest income:
Loans, including fees	$ 34,782	$ 26,807
Securities, taxable	3,948	4,509
Securities, exempt from Federal tax	511	548
Other investments, interest-bearing deposits in other financial institutions and Federal funds sold	1,701	1,585
Total interest income	40,942	33,449
Interest expense:
Deposits	1,785	1,836
Subordinated debt	577	571
Total interest expense	2,362	2,407
Net interest income before provision for credit losses on loans (1)	38,580	31,042
Provision (credit) for credit losses on loans(1)	13,270	(1,061)
Net interest income after provision for credit losses on loans	25,310	32,103
Noninterest income:
Service charges and fees on deposit accounts	969	1,161
Gain on the disposition of foreclosed assets	791
Increase in cash surrender value of life insurance	458	330
Servicing income	183	191
Gain on sales of securities	100
Gain on sales of SBA loans	67	139
Other	625	647
Total noninterest income	3,193	2,468
Noninterest expense:
Salaries and employee benefits	14,203	10,770
Occupancy and equipment	1,772	1,506
Professional fees	1,435	818
Other	8,364	4,824
Total noninterest expense	25,774	17,918
Income before income taxes	2,729	16,653
Income tax expense	868	4,507
Net income	$ 1,861	$ 12,146
Earnings per common share:
Basic (in dollars per share)	$ 0.03	$ 0.28
Diluted (in dollars per share)	$ 0.03	$ 0.28