CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 36,998	$ 49,447
Other investments and interest-bearing deposits in other financial institutions	406,399	407,923
Total cash and cash equivalents	443,397	457,370
Securities available-for-sale, at fair value	373,570	404,825
Securities held-to-maturity, at amortized cost, net of allowance for credit losses of $55 at March 31, 2020 (fair value of $356,153 at March 31, 2020 and $368,107 at December 31, 2019)	348,044	366,560
Loans held-for-sale - SBA, at lower of cost or fair value, including deferred costs	2,415	1,052
Loans, net of deferred fees	2,553,911	2,533,844
Allowance for credit losses on loans(1)	(44,703)	(23,285)
Loans, net	2,509,208	2,510,559
Federal Home Loan Bank, Federal Reserve Bank stock and other investments, at cost	33,339	29,842
Company-owned life insurance	76,485	76,027
Premises and equipment, net	9,025	8,250
Goodwill	167,371	167,420
Other intangible assets	19,557	20,415
Accrued interest receivable and other assets	95,751	67,143
Total assets	4,078,162	4,109,463
Deposits:
Demand, noninterest-bearing	1,444,534	1,450,873
Demand, interest-bearing	810,425	798,375
Savings and money market	949,076	982,430
Time deposits - under $250	51,009	54,361
Time deposits - $250 and over	96,540	99,882
CDARS - interest-bearing demand, money market and time deposits	15,055	28,847
Total deposits	3,366,639	3,414,768
Subordinated debt, net of issuance costs	39,600	39,554
Other short-term borrowings		328
Accrued interest payable and other liabilities	100,482	78,105
Total liabilities	3,506,721	3,532,755
Shareholders' equity:
Preferred stock, no par value; 10,000,000 shares authorized; none issued and outstanding at March 31, 2020 and December 31, 2019
Common stock, no par value; 100,000,000 shares authorized at March 31, 2020 and authorized at December 31, 2019; 59,568,219 shares issued and outstanding at March 31, 2020 and 59,368,156 shares issued and outstanding at December 31, 2019	491,347	489,745
Retained earnings	84,803	96,741
Accumulated other comprehensive loss	(4,709)	(9,778)
Total shareholders' equity	571,441	576,708
Total liabilities and shareholders' equity	$ 4,078,162	$ 4,109,463