Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2016

Capital Requirements

Schedule of actual capital and required amounts and ratios

	Actual					Required For Capital Adequacy Purposes Under Basel III
	Amount		Ratio			Amount		Ratio(1)
	(Dollars in thousands)
As of June 30, 2016:
Total Capital	$	226,820		12.3	%	$	159,214		8.625	%
(to risk-weighted assets)
Tier 1 Capital	$	206,181		11.2	%	$	122,295		6.625	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	187,426		10.2	%	$	94,606		5.125	%
(to risk-weighted assets)
Tier 1 Capital	$	206,181		9.0	%	$	91,499		4.000	%
(to average assets)

(1)           Includes 0.625% capital conservation buffer, effective January 1, 2016, except the Tier 1 Capital to average assets ratio.

	Actual					Required For Capital Adequacy Purposes Under Basel III
	Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
As of December 31, 2015:
Total Capital	$	218,915		12.5	%	$	140,041		8.0	%
(to risk-weighted assets)
Tier 1 Capital	$	199,299		11.4	%	$	105,031		6.0	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	181,221		10.4	%	$	78,773		4.5	%
(to risk-weighted assets)
Tier 1 Capital	$	199,299		8.6	%	$	92,918		4.0	%
(to average assets)

HBC (Wholly-owned Subsidiary)

Capital Requirements

Schedule of actual capital and required amounts and ratios

	Actual					To Be Well-Capitalized Under Basel III Regulatory Requirements					Required For Capital Adequacy Purposes Under Basel III
	Amount		Ratio			Amount		Ratio			Amount		Ratio(1)
	(Dollars in thousands)
As of June 30, 2016:
Total Capital	$	224,712		12.2	%	$	184,576		10.0	%	$	159,197		8.625	%
(to risk-weighted assets)
Tier 1 Capital	$	204,073		11.1	%	$	147,661		8.0	%	$	122,282		6.625	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	204,073		11.1	%	$	119,974		6.5	%	$	94,595		5.125	%
(to risk-weighted assets)
Tier 1 Capital	$	204,073		8.9	%	$	114,363		5.0	%	$	91,491		4.000	%
(to average assets)

(1)           Includes 0.625% capital conservation buffer, effective January 1, 2016, except the Tier 1 Capital to average assets ratio.

	Actual					To Be Well-Capitalized Under Basel III Regulatory Requirements					Required For Capital Adequacy Purposes Under Basel III
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
As of December 31, 2015:
Total Capital	$	219,943		12.6	%	$	175,022		10.0	%	$	140,018		8.0	%
(to risk-weighted assets)
Tier 1 Capital	$	200,327		11.4	%	$	140,018		8.0	%	$	105,013		6.0	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	200,327		11.4	%	$	113,764		6.5	%	$	78,760		4.5	%
(to risk-weighted assets)
Tier 1 Capital	$	200,327		8.6	%	$	116,112		5.0	%	$	92,889		4.0	%
(to average assets)