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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest income:    
Loans, including fees $ 11,139 $ 10,089
Securities, taxable 2,170 2,462
Securities, non-taxable 506 248
Interest-bearing deposits in other financial institutions 40 68
Total interest income 13,855 12,867
Interest expense:    
Deposits 521 625
Subordinated debt   88
Short-term borrowings   1
Total interest expense 521 714
Net interest income before provision for loan losses 13,334 12,153
Provision (credit) for loan losses (10)  
Net interest income after provision for loan losses 13,344 12,153
Noninterest income:    
Service charges and fees on deposit accounts 620 577
Increase in cash surrender value of life insurance 398 416
Servicing income 348 365
Gain on sales of SBA loans 157 136
Gain on sales of securities 50 31
Other 444 138
Total noninterest income 2,017 1,663
Noninterest expense:    
Salaries and employee benefits 6,243 6,011
Occupancy and equipment 945 1,068
Professional fees 586 982
Insurance expense 269 254
Software subscriptions 247 291
FDIC deposit insurance premiums 234 259
Data processing 230 252
Low income housing investment losses 188 311
Correspondent bank charges 182 164
Foreclosed assets, net (18) (155)
Other 1,628 1,344
Total noninterest expense 10,734 10,781
Income before income taxes 4,627 3,035
Income tax expense 1,551 855
Net income 3,076 2,180
Dividends on preferred stock (224)  
Net income available to common shareholders $ 2,852 $ 2,180
Earnings per common share:    
Basic (in dollars per share) $ 0.10 $ 0.07
Diluted (in dollars per share) $ 0.10 $ 0.07