-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Vpv6x1twc5xMIijHEE7xgUT8BtCAF8LBCJFHSOO5q8J1/xplHeKO04UrcV/z0GRq
 5a2Y9gP8Uyzos/l2NR5iAA==

<SEC-DOCUMENT>0000000000-08-012662.txt : 20080425
<SEC-HEADER>0000000000-08-012662.hdr.sgml : 20080425
<ACCEPTANCE-DATETIME>20080311100533
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-08-012662
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20080311

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HERITAGE COMMERCE CORP
		CENTRAL INDEX KEY:			0001053352
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				770469558
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		150 ALMADEN BOULEVARD
		CITY:			SAN JOSE
		STATE:			CA
		ZIP:			95113
		BUSINESS PHONE:		4089476900

	MAIL ADDRESS:	
		STREET 1:		150 ALMADEN BOULEVARD
		CITY:			SAN JOSE
		STATE:			CA
		ZIP:			95113
PUBLIC REFERENCE ACCESSION NUMBER:		0001053352-07-000032
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
<PDF>
begin 644 filename1.pdf
M)5!$1BTQ+C0-)>+CS],-"C0X(#`@;V)J#3P\+TQI;F5A<FEZ960@,2],(#$R
M-C,W+T\@-3`O12`V,S8X+TX@,2]4(#$Q-C,P+T@@6R`U-38@,3<V73X^#65N
M9&]B:@T@("`@("`@("`@("`@("`@("`@#0IX<F5F#0HT."`Q,PT*,#`P,#`P
M,#`Q-B`P,#`P,"!N#0HP,#`P,#`P.#DY(#`P,#`P(&X-"C`P,#`P,#$Q-S(@
M,#`P,#`@;@T*,#`P,#`P,30Q-2`P,#`P,"!N#0HP,#`P,#`Q.#0U(#`P,#`P
M(&X-"C`P,#`P,#$X.#`@,#`P,#`@;@T*,#`P,#`P,C8Y.2`P,#`P,"!N#0HP
M,#`P,#`S,3`V(#`P,#`P(&X-"C`P,#`P,#4W.3D@,#`P,#`@;@T*,#`P,#`P
M-C`T,B`P,#`P,"!N#0HP,#`P,#`V,CDQ(#`P,#`P(&X-"C`P,#`P,#`W,S(@
M,#`P,#`@;@T*,#`P,#`P,#4U-B`P,#`P,"!N#0IT<F%I;&5R#0H\/"]3:7IE
M(#8Q+U!R978@,3$V,3DO6%)E9E-T;2`W,S(O4F]O="`T.2`P(%(O26YF;R`V
M(#`@4B])1%L\1$0Q,$8S13=!04%!.$$S.4$Q1$0Y-4,X-30Y0CDT.$(^/$8X
M13)!1#-&0S)%0D(V-#E!,44Y-3$W-D9#,$4Y,D(R/ET^/@T*<W1A<G1X<F5F
M#0HP#0HE)45/1@T*("`-"C8P(#`@;V)J#3P\+TQE;F=T:"`X-B]#(#DU+T9I
M;'1E<B]&;&%T941E8V]D92])(#$Q-R],(#<Y+U,@,SD^/G-T<F5A;0T*>-IB
M8&#@9&!@?L(`!"(^#*B`"8A9&#@.,"@@"7)",0.#,@,/+V,W`[.`N%<2+\,U
MI@4P3=(Q4,U60,S(P"!A`*&9=>"FL#$P:.^$B#+\`@@P`/T2"(<-"F5N9'-T
M<F5A;0UE;F1O8FH--3D@,"!O8FH-/#PO3&5N9W1H(#(P+T9I;'1E<B]&;&%T
M941E8V]D92]76S$@,2`Q72]);F1E>%LW(#0Q72]$96-O9&5087)M<SP\+T-O
M;'5M;G,@,R]0<F5D:6-T;W(@,3(^/B]3:7IE(#0X+U1Y<&4O6%)E9CX^<W1R
M96%M#0IXVF)B8F1@8F!@',P8(,``*<P`?@T*96YD<W1R96%M#65N9&]B:@TT
M.2`P(&]B:@T\/"]-87)K26YF;SP\+TQE='1E<G-P86-E1FQA9W,@,"]-87)K
M960@=')U93X^+TUE=&%D871A(#4@,"!2+U!I96-E26YF;SP\+TUA<FME9%!$
M1CP\+TQA<W1-;V1I9FEE9"A$.C(P,#@P,S$Q,3`P,34R*3X^/CXO4&%G97,@
M-"`P(%(O4&%G94QA>6]U="]/;F5#;VQU;6XO4W1R=6-T5')E95)O;W0@-R`P
M(%(O5'EP92]#871A;&]G+TQA;F<H_O\`10!.`"T`50!3*2],87-T36]D:69I
M960H1#HR,#`X,#,Q,3$P,#$U,BDO4&%G94QA8F5L<R`R(#`@4CX^#65N9&]B
M:@TU,"`P(&]B:@T\/"]#<F]P0F]X6S`@,"`V,3(@-SDR72]087)E;G0@-"`P
M(%(O4W1R=6-T4&%R96YT<R`P+T-O;G1E;G1S(#4S(#`@4B]2;W1A=&4@,"]-
M961I84)O>%LP(#`@-C$R(#<Y,ETO4F5S;W5R8V5S/#PO0V]L;W)3<&%C93P\
M+T-3,"`U,B`P(%(^/B]&;VYT/#PO5%0P(#4Q(#`@4B]45#$@-30@,"!2/CXO
M4')O8U-E=%LO4$1&+U1E>'1=+T5X=$=3=&%T93P\+T=3,"`U."`P(%(^/CX^
M+U1Y<&4O4&%G93X^#65N9&]B:@TU,2`P(&]B:@T\/"]3=6)T>7!E+U1R=654
M>7!E+T9O;G1$97-C<FEP=&]R(#4V(#`@4B],87-T0VAA<B`Q,C$O5VED=&AS
M6S(U,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,C4P(#,S,R`R-3`@,"`U,#`@
M-3`P(#4P,"`U,#`@,"`U,#`@,"`P(#4P,"`U,#`@,C<X(#`@,"`P(#`@,"`P
M(#<R,B`V-C<@-C8W(#<R,B`P(#4U-B`W,C(@-S(R(#`@,S@Y(#<R,B`V,3$@
M.#@Y(#`@-S(R(#`@,"`V-C<@-34V(#`@,"`P(#DT-"`P(#`@,"`P(#`@,"`P
M(#`@,"`T-#0@,"`T-#0@-3`P(#0T-"`S,S,@-3`P(#4P,"`R-S@@,"`P(#(W
M."`W-S@@-3`P(#4P,"`U,#`@,"`S,S,@,S@Y(#(W."`U,#`@-3`P(#<R,B`P
M(#4P,%TO0F%S949O;G0O5&EM97-.97=2;VUA;E!3350O1FER<W1#:&%R(#,R
M+T5N8V]D:6YG+U=I;D%N<VE%;F-O9&EN9R]4>7!E+T9O;G0^/@UE;F1O8FH-
M-3(@,"!O8FH-6R])0T-"87-E9"`U-2`P(%)=#65N9&]B:@TU,R`P(&]B:@T\
M/"],96YG=&@@-S0Y+T9I;'1E<B]&;&%T941E8V]D93X^<W1R96%M#0I(B;Q6
M76^;,!1]1]I_N(]F*L3F(T!556J2MEN[;%.#M(=N#Y[C-$Q@*H>DZK^?#0&"
M"D*5IB5"]K4OQ\?WGFLSBXW)=[BXF"SGGQ>`X?)RMIB#,9FO,+"=&M!_V#%A
M3&[5T-/.F,0Q!@+QQB!..:N:"$.`0SN:0IP9",SXCW&]U#`M-*FA,5C$)C[$
MBP%/I_:,/PYXN*,>WJB'/^HQ[7C\H]_/#T,S2RK9%@@Y`P?CL)=1,,HY'/6(
M1CU(HP)L8XP=B!E8=?<%]'M+:<,7^B*Y8!P6-BS9;7[@4O3CD0Y>V.*%1[Q'
M--\F?&-Z"&X2005+:`K?M*V?Q+0(8ER"^2N^>XON=-!)BTYJMI^X3`KZQ&&>
M9QF73'?DL]U/MM%6!>)IO+IW)$M\#%>I:84H,P-$3<M!:RY@EN]3?J!R/4#4
MZR*3!KDANJ("[O(=/X/Y%40^461Z.?IM+6F,^O5^YT;&JG!)5;A5"4Z'2Y`$
M;U-&;,>+2@6<5O`#/X=^B+`#X;5YB32&6V.L54!O<IDIV5GWL,DE%%L.FV3'
MJ.FC5`<77CF5P,6:KV'!&<]^*S&X5:%,!X(=]8?H)DDY?,UMP);CAD'0?P#A
MDY`=SSJK(NQIP@/'%AG:<*T<M-#[T+53U\MY/Y+SCOPZ;F=9MUF6D$:PH*(8
M^`3]X+"E!PXLSYY37JAPYGL)DA\2_@+Y!EZU6<:SM_*).N%5RG";-#-$.F^F
M%:![H&*ML%*J<3=)FHBGG1Y36:Q6%7F+34YXNAK;.H*?J$+7_MXD2"I!2,W9
MC)!^N"@4<*%TDNS,*8(B*4?M?B4XWGN"Z7=O*>]X3?4[-Y7EV(%?@3>%\=C<
M&"NSC'VB&B]$0EL8,6TITE4CJSEM^9[2?&F]5IYG53.PN:"SN>%]C=\+3C1V
MCC[^ATL05ELJ<P%+&V;I7NN+]^_<[5Y29?A5&KS(?\NVBN!#*7.ERM+VT15C
M^5X45!0#*Y!W",<=^&BYCHV_`@P`J2X01@T*96YD<W1R96%M#65N9&]B:@TU
M-"`P(&]B:@T\/"]3=6)T>7!E+U1R=654>7!E+T9O;G1$97-C<FEP=&]R(#4W
M(#`@4B],87-T0VAA<B`Q,C$O5VED=&AS6S(U,"`P(#`@,"`P(#`@,"`P(#`@
M,"`P(#`@,C4P(#,S,R`R-3`@,"`U,#`@-3`P(#4P,"`U,#`@,"`P(#4P,"`U
M,#`@-3`P(#`@,S,S(#`@,"`P(#`@,"`P(#`@,"`P(#<R,B`P(#8Q,2`P(#`@
M,"`P(#<W."`P(#`@-S(R(#`@,"`P(#<R,B`P(#`@,"`P(#`@,"`P(#`@,"`P
M(#`@,"`P(#`@-3`P(#4U-B`T-#0@-34V(#0T-"`S,S,@,"`U-38@,C<X(#`@
M,"`R-S@@.#,S(#4U-B`U,#`@,"`P(#0T-"`S.#D@,S,S(#`@,"`P(#`@-3`P
M72]"87-E1F]N="]4:6UE<TYE=U)O;6%N4%,M0F]L9$U4+T9I<G-T0VAA<B`S
M,B]%;F-O9&EN9R]7:6Y!;G-I16YC;V1I;F<O5'EP92]&;VYT/CX-96YD;V)J
M#34U(#`@;V)J#3P\+TQE;F=T:"`R-3DX+T9I;'1E<B]&;&%T941E8V]D92].
M(#,O06QT97)N871E+T1E=FEC95)'0CX^<W1R96%M#0IHWIR6=U14UQ:'S[UW
M>J'-,-(9>I,N,(#T+B`=!%$89@88R@###$ULB*A`1!$1`460H(`!HZ%(K(AB
M(2BH8`]($%!B,(JHJ&1&UDI\>7GOY>7WQ[W?VF?O<_?9>Y^U+@`D3Q\N+P66
M`B"9)^`'>CC35X5'T+']``9X@`&F`#!9Z:F^0>[!0"0O-Q=ZNL@)_(O>#`%(
M_+YEZ.E/IX/_3]*L5+X``,A?Q.9L3CI+Q/DB3LH4I(KM,R*FQB2*&4:)F2]*
M4,1R8HY;Y*6??1;94<SL9!Y;Q.*<4]G);#'WB'A[AI`C8L1'Q`497$ZFB&^+
M6#-)F,P5\5MQ;#*'F0X`BB2V"SBL>!&;B)C$#PYT$?%R`'"DN"\XY@L6<+($
MXD.YI*1F\[EQ\0*Z+DN/;FIMS:![<C*3.`*!H3^3E<CDL^DN*<FI3%XV`(MG
M_BP9<6WIHB);FEI;6AJ:&9E^4:C_NO@W)>[M(KT*^-PSB-;WA^VO_%+J`&#,
MBFJSZP];S'X`.K8"('?_#YOF(0`D17UKO_'%>6CB>8D7"%)MC(TS,S.-N!R6
MD;B@O^M_.OP-??$](_%VOY>'[LJ)90J3!'1QW5@I22E"/CT]E<GBT`W_/,3_
M./"O\U@:R(GE\#D\442H:,JXO#A1NWELKH";PJ-S>?^IB?\P[$]:G&N1*/6?
M`#7*"$C=H`+DYSZ`HA`!$GE0W/7?^^:##P7BFQ>F.K$X]Y\%_?NN<(GXD<Z-
M^QSG$AA,9PGY&8MKXFL)T(``)`$5R`,5H`%T@2$P`U;`%C@"-[`"^(%@$`[6
M`A:(!\F`#S)!+M@,"D`1V`7V@DI0`^I!(V@!)T`'.`TN@,O@.K@)[H`'8`2,
M@^=@!KP!\Q`$82$R1('D(55("S*`S"`&9`^Y03Y0(!0.14-Q$`\20KG0%J@(
M*H4JH5JH$?H6.@5=@*Y"`]`]:!2:@GZ%WL,(3(*IL#*L#1O##-@)]H:#X35P
M')P&Y\#Y\$ZX`JZ#C\'M\`7X.GP''H&?P[,(0(@(#5%##!$&XH+X(1%(+,)'
M-B"%2#E2A[0@74@O<@L90::1=R@,BH*BHPQ1MBA/5`B*A4I#;4`5HRI11U'M
MJ![4+=0H:@;U"4U&*Z$-T#9H+_0J=!PZ$UV`+D<WH-O0E]!WT./H-Q@,AH;1
MP5AA/#'AF`3,.DPQY@"F%7,>,X`9P\QBL5AYK`'6#NN'96(%V`+L?NPQ[#GL
M('8<^Q9'Q*GBS'#NN`@<#Y>'*\<UX<[B!G$3N'F\%%X+;X/WP[/QV?@2?#V^
M"W\#/XZ?)T@3=`AVA&!"`F$SH8+00KA$>$AX1202U8G6Q``BE[B)6$$\3KQ"
M'"6^(\F0]$DNI$B2D+23=(1TGG2/](I,)FN3'<D19`%Y)[F1?)'\F/Q6@B)A
M).$EP9;8*%$ET2XQ*/%"$B^I)>DDN58R1[)<\J3D#<EI*;R4MI2+%%-J@U25
MU"FI8:E9:8JTJ;2?=+)TL723]%7I21FLC+:,FPQ;)E_FL,Q%F3$*0M&@N%!8
ME"V4>LHERC@50]6A>E$3J$74;ZC]U!E9&=EELJ&R6;)5LF=D1V@(39OF14NB
ME=!.T(9H[Y<H+W%:PEFR8TG+DL$E<W**<HYR'+E"N5:Y.W+OY>GR;O*)\KOE
M.^0?*:`4]!4"%#(5#BI<4IA6I"K:*K(4"Q5/*-Y7@I7TE0*5UBD=5NI3FE56
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M55L-,Z@,?T8QXXHUVMK9>J/U:>MW-I8V`IL3-K_8&MHFVC;93B[76<Y97K]\
MS$[=CFE7:S=B3[>/MC]D/^*@YL!TJ'-XXJCAR'9L<)QPTG-*<#KF],+9Q)GO
MW.8\YV+CLM[EO"OBZN%:Z-KO)N,6XE;I]MA=W3W.O=E]QL/"8YW'>4^TI[?G
M;L]A+V4OEE>CU\P*JQ7K5_1XD[R#O"N]G_CH^_!]NGQAWQ6^>WP?KM1:R5O9
MX0?\O/SV^#WRU_%/\_\^`!/@'U`5\#30-#`WL#>($A05U!3T)M@YN"3X08AN
MB#"D.U0R-#*T,70NS#6L-&QDE?&J]:NNARN$<\,[([`1H1$-$;.KW5;O73T>
M:1%9$#FT1F=-UIJK:Q76)JT]$R49Q8PZ&8V.#HMNBO[`]&/6,6=CO&*J8V98
M+JQ]K.=L1W89>XICQRGE3,3:Q9;&3L;9Q>V)FXIWB"^/G^:Z<"NY+Q,\$VH2
MYA+]$H\D+B2%);4FXY*CDT_Q9'B)O)X4E92LE(%4@]2"U)$TF[2]:3-\;WY#
M.I2^)KU30!7]3/4)=85;A:,9]AE5&6\S0S-/9DEG\;+ZLO6S=V1/Y+CG?+T.
MM8ZUKCM7+7=S[NAZI_6U&Z`-,1NZ-VILS-\XOLECT]'-A,V)FW_(,\DKS7N]
M)6Q+5[YR_J;\L:T>6YL+)`KX!</;;+?5;$=MYV[OWV&^8_^.3X7LPFM%)D7E
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M3>N;70/+!\X..@Q>N.5ZZ_)MK]O7[ZR\,S`4,G1W.')XY"[[[N2]I'LO[V?<
MGW^PZ2'Z8>$CJ4?ECY4>U_VH]V/KB.7(F5'7T;XG04\>C+'&GO^4_M.'\?RG
MY*?E$ZH3C9-FDZ>GW*=N/EO];/QYZO/YZ8*?I7^N?J'[XKM?''_IFUDU,_Z2
M_W+AU^)7\J^.O%[VNGO6?_;QF^0W\W.%;^7?'GW'>-?[/NS]Q'SF!^R'BH]Z
M'[L^>7]ZN)"\L/";``,`]X3S^PH-"F5N9'-T<F5A;0UE;F1O8FH--38@,"!O
M8FH-/#PO4W1E;58@.#(O1F]N=$YA;64O5&EM97-.97=2;VUA;E!3350O1F]N
M=%-T<F5T8V@O3F]R;6%L+T9O;G1796EG:'0@-#`P+T9L86=S(#,T+T1E<V-E
M;G0@+3(Q-B]&;VYT0D)O>%LM-38X("TS,#<@,C`P,"`Q,#`W72]!<V-E;G0@
M.#DQ+T9O;G1&86UI;'DH5&EM97,@3F5W(%)O;6%N*2]#87!(96EG:'0@-C4V
M+UA(96EG:'0@+34T-B]4>7!E+T9O;G1$97-C<FEP=&]R+TET86QI8T%N9VQE
M(#`^/@UE;F1O8FH--3<@,"!O8FH-/#PO4W1E;58@,3,V+T9O;G1.86UE+U1I
M;65S3F5W4F]M86Y04RU";VQD350O1F]N=%-T<F5T8V@O3F]R;6%L+T9O;G17
M96EG:'0@-S`P+T9L86=S(#,T+T1E<V-E;G0@+3(Q-B]&;VYT0D)O>%LM-34X
M("TS,#<@,C`P,"`Q,#(V72]!<V-E;G0@.#DQ+T9O;G1&86UI;'DH5&EM97,@
M3F5W(%)O;6%N*2]#87!(96EG:'0@-C4V+UA(96EG:'0@+34T-B]4>7!E+T9O
M;G1$97-C<FEP=&]R+TET86QI8T%N9VQE(#`^/@UE;F1O8FH--3@@,"!O8FH-
M/#PO3U!-(#$O3U`@9F%L<V4O;W`@9F%L<V4O5'EP92]%>'1'4W1A=&4O4T$@
M9F%L<V4O4TT@,"XP,CX^#65N9&]B:@TQ(#`@;V)J#3P\+T9I<G-T(#,Q-2],
M96YG=&@@-S$V+T9I;'1E<B]&;&%T941E8V]D92].(#0Q+U1Y<&4O3V)J4W1M
M/CYS=')E86T-"GC:Y)1-;]I`$(;[4^;8'MK]F/67%$4B)$B(A$2!J(>H!X=L
M*"JQD3%5\^_[[DX)20]M]M!3)6`\ZW>?&<_KI2!-)1FMJ2+.<UP1EQD90[E&
ML)2S(<-49$S&45E`$FYK;,*ER7&W@"Z(L61=108?6S%9C8U<D`V`TI"U(-B,
M;"#E%5D'%-!8,ED&'7BYMF3!RQWR4*)"#EX!#H-7E)9"0R5$#%Y9(`>O0A,,
M7E488I30:(YS1/076]#(2\0,.4J;*B>GT9(SY$)K)7*48L`=6F(\IW-H$<T[
M\!Q&X\#+,)C06I;E='2D)IB=IFMU57>^Z>>=]QCCZX6I_]%/_!,9==VN_46]
M"2,.DOG3QJM9W^T647?=MKT:KNOM-FI,T!P?AQJW&#B2,.\8"@FEA%@OS#H&
M(\%*8`E.@E"L4*Q0K%"L4%@H+!06"@N%A<)"8:&P4%@H+!0G%"<4)Q0G%"<4
M)Q0G%!<I7]05Q0LU4S._Z-5YW2S?GTT_WLS>?8B3F.X>M[<ZO(9!'I?&S7K5
M^-G7&K,<K9:[SJO3KMT,Z\T^O=SU0:)FF[I1L]W==M&M-OT^W?CNY<+\<H#O
M$-]1C+!G]<VWN_UM>'G2_E"GJ^]JVG:/]5I=J;/FOFE[CP7\C.#B(;MI[GUW
MJ`[J.&#':M35CSYB7K6.\B*0QXT5;HT,T/#AJ4%;^,%#[SO2GW1L:[!>+?%`
M?=WUZA*C>PI-?^Y6_:I97K3W7IUW\SO9>.(?VLX_[QRCR::/*1[E119AA_R?
M5>;\[Z7_ES.`$0]('%?#_3LV(8VS4?XZ&_L7;TF9?OZ3>-XTP1_-V[4V0<L)
M6I>@S1*T>8*V2-"6"=HJQ8LDXU*<,RG6F13O3(IY)L4]DV*?>8M__/M!,>6;
M=T&<8J5-L=(F'<(4*VV*E3;%2IMBI4VQTJ8<19MR%FV*@YSB(*<XR']V\*<`
M`P`4-<&R#0IE;F1S=')E86T-96YD;V)J#3(@,"!O8FH-/#PO3G5M<ULP(#,@
M,"!273X^#65N9&]B:@TS(#`@;V)J#3P\+U,O1#X^#65N9&]B:@TT(#`@;V)J
M#3P\+T-O=6YT(#$O5'EP92]086=E<R]+:61S6S4P(#`@4ET^/@UE;F1O8FH-
M-2`P(&]B:@T\/"]3=6)T>7!E+UA-3"],96YG=&@@-#`P,B]4>7!E+TUE=&%D
M871A/CYS=')E86T-"CP_>'!A8VME="!B96=I;CTB[[N_(B!I9#TB5S5-,$UP
M0V5H:4AZ<F53>DY48WIK8SED(C\^"CQX.GAM<&UE=&$@>&UL;G,Z>#TB861O
M8F4Z;G,Z;65T82\B('@Z>&UP=&L](D%D;V)E(%A-4"!#;W)E(#0N,"UC,S$V
M(#0T+C(U,SDR,2P@4W5N($]C="`P,2`R,#`V(#$W.C$T.C,Y(CX*("`@/')D
M9CI21$8@>&UL;G,Z<F1F/2)H='1P.B\O=W=W+G<S+F]R9R\Q.3DY+S`R+S(R
M+7)D9BUS>6YT87@M;G,C(CX*("`@("`@/')D9CI$97-C<FEP=&EO;B!R9&8Z
M86)O=70](B(*("`@("`@("`@("`@>&UL;G,Z<&1F/2)H='1P.B\O;G,N861O
M8F4N8V]M+W!D9B\Q+C,O(CX*("`@("`@("`@/'!D9CI0<F]D=6-E<CY!8W)O
M8F%T($1I<W1I;&QE<B`X+C$N,"`H5VEN9&]W<RD\+W!D9CI0<F]D=6-E<CX*
M("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I<'1I
M;VX@<F1F.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS.G!D9G@](FAT='`Z
M+R]N<RYA9&]B92YC;VTO<&1F>"\Q+C,O(CX*("`@("`@("`@/'!D9G@Z0V]M
M<&%N>3Y314,\+W!D9G@Z0V]M<&%N>3X*("`@("`@("`@/'!D9G@Z4V]U<F-E
M36]D:69I960^1#HR,#`X,#,Q,3$T,#$S-#PO<&1F>#I3;W5R8V5-;V1I9FEE
M9#X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I
M<'1I;VX@<F1F.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS.GAA<#TB:'1T
M<#HO+VYS+F%D;V)E+F-O;2]X87`O,2XP+R(^"B`@("`@("`@(#QX87`Z0W)E
M871O<E1O;VP^06-R;V)A="!01$9-86ME<B`X+C$@9F]R(%=O<F0\+WAA<#I#
M<F5A=&]R5&]O;#X*("`@("`@("`@/'AA<#I-;V1I9GE$871E/C(P,#@M,#,M
M,3%4,3`Z,#$Z-3(M,#0Z,#`\+WAA<#I-;V1I9GE$871E/@H@("`@("`@("`\
M>&%P.D-R96%T941A=&4^,C`P."TP,RTQ,50Q,#HP,3HT.2TP-#HP,#PO>&%P
M.D-R96%T941A=&4^"B`@("`@("`@(#QX87`Z365T861A=&%$871E/C(P,#@M
M,#,M,3%4,3`Z,#$Z-3(M,#0Z,#`\+WAA<#I-971A9&%T841A=&4^"B`@("`@
M(#PO<F1F.D1E<V-R:7!T:6]N/@H@("`@("`\<F1F.D1E<V-R:7!T:6]N(')D
M9CIA8F]U=#TB(@H@("`@("`@("`@("!X;6QN<SIX87!-33TB:'1T<#HO+VYS
M+F%D;V)E+F-O;2]X87`O,2XP+VUM+R(^"B`@("`@("`@(#QX87!-33I$;V-U
M;65N=$E$/G5U:60Z960Y8F,R.&,M,V4V8BTT,S8V+3AD,#<M.3DQ8C=F.39A
M,3EF/"]X87!-33I$;V-U;65N=$E$/@H@("`@("`@("`\>&%P34TZ26YS=&%N
M8V5)1#YU=6ED.C0V9C`U,6(Q+61A,&4M-#4Y8RTX8S(X+3!A9#DU,#8U.#8Q
M9CPO>&%P34TZ26YS=&%N8V5)1#X*("`@("`@("`@/'AA<$U-.G-U8FIE8W0^
M"B`@("`@("`@("`@(#QR9&8Z4V5Q/@H@("`@("`@("`@("`@("`\<F1F.FQI
M/C@\+W)D9CIL:3X*("`@("`@("`@("`@/"]R9&8Z4V5Q/@H@("`@("`@("`\
M+WAA<$U-.G-U8FIE8W0^"B`@("`@(#PO<F1F.D1E<V-R:7!T:6]N/@H@("`@
M("`\<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@("`@("`@("`@("!X
M;6QN<SID8STB:'1T<#HO+W!U<FPN;W)G+V1C+V5L96UE;G1S+S$N,2\B/@H@
M("`@("`@("`\9&,Z9F]R;6%T/F%P<&QI8V%T:6]N+W!D9CPO9&,Z9F]R;6%T
M/@H@("`@("`@("`\9&,Z8W)E871O<CX*("`@("`@("`@("`@/')D9CI397$^
M"B`@("`@("`@("`@("`@(#QR9&8Z;&D^<&%R<F%T=',\+W)D9CIL:3X*("`@
M("`@("`@("`@/"]R9&8Z4V5Q/@H@("`@("`@("`\+V1C.F-R96%T;W(^"B`@
M("`@("`@(#QD8SIT:71L93X*("`@("`@("`@("`@/')D9CI!;'0^"B`@("`@
M("`@("`@("`@(#QR9&8Z;&D@>&UL.FQA;F<](G@M9&5F875L="(^4F4Z/"]R
M9&8Z;&D^"B`@("`@("`@("`@(#PO<F1F.D%L=#X*("`@("`@("`@/"]D8SIT
M:71L93X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@(#PO<F1F.E)$1CX*
M/"]X.GAM<&UE=&$^"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`*/#]X<&%C:V5T
M(&5N9#TB=R(_/@T*96YD<W1R96%M#65N9&]B:@TV(#`@;V)J#3P\+T-R96%T
M:6]N1&%T92A$.C(P,#@P,S$Q,3`P,30Y+3`T)S`P)RDO075T:&]R*'!A<G)A
M='1S*2]#<F5A=&]R*$%C<F]B870@4$1&36%K97(@."XQ(&9O<B!7;W)D*2]0
M<F]D=6-E<BA!8W)O8F%T($1I<W1I;&QE<B`X+C$N,"!<*%=I;F1O=W-<*2DO
M36]D1&%T92A$.C(P,#@P,S$Q,3`P,34R+3`T)S`P)RDO0V]M<&%N>2A314,I
M+U-O=7)C94UO9&EF:65D*$0Z,C`P.#`S,3$Q-#`Q,S0I+U1I=&QE*%)E.BD^
M/@UE;F1O8FH->')E9@T*,"`T.`T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`V,S8X(#`P,#`P(&X-"C`P,#`P,#<Q.#`@,#`P,#`@;@T*,#`P,#`P-S(Q
M-"`P,#`P,"!N#0HP,#`P,#`W,C,X(#`P,#`P(&X-"C`P,#`P,#<R.3`@,#`P
M,#`@;@T*,#`P,#`Q,3,V.2`P,#`P,"!N#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P
M,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U
M,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P
M,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U
M,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P
M,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U
M,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P
M,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U
M,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*=')A:6QE<@T*
E/#PO4VEZ92`T.#X^#0IS=&%R='AR968-"C$Q-@T*)25%3T8-"C\_
`
end
</PDF>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----