The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 437 248 SH   SOLE 0 0 0 248
CROWDSTRIKE HLDGS INC CL A 22788C105 237 1,120 SH   SOLE 0 0 0 1,120
FACEBOOK INC CL A 30303M102 235 864 SH   SOLE 0 0 0 864
FORTUNE BRANDS HOME & SEC IN COM 34964C106 498 5,809 SH   SOLE 0 0 0 5,809
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 35,206 465,154 SH   SOLE 0 0 0 465,154
HONEYWELL INTL INC COM 438516106 338 1,589 SH   SOLE 0 0 0 1,589
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 3,638 105,231 SH   SOLE 0 0 0 105,231
ISHARES TR COHEN STEER REIT 464287564 200 3,720 SH   SOLE 0 0 0 3,720
ISHARES TR CORE INTL AGGR 46435G672 221 3,949 SH   SOLE 0 0 0 3,949
ISHARES TR CORE MSCI EAFE 46432F842 712 10,410 SH   SOLE 0 0 0 10,410
ISHARES TR CORE S&P MCP ETF 464287507 500 2,167 SH   SOLE 0 0 0 2,167
ISHARES TR CORE S&P SCP ETF 464287804 286 3,100 SH   SOLE 0 0 0 3,100
ISHARES TR CORE S&P US GWT 464287671 538 6,069 SH   SOLE 0 0 0 6,069
ISHARES TR CORE S&P500 ETF 464287200 46,101 122,795 SH   SOLE 0 0 0 122,795
ISHARES TR CORE US AGGBD ET 464287226 536 4,542 SH   SOLE 0 0 0 4,542
ISHARES TR EAFE GRWTH ETF 464288885 454 4,494 SH   SOLE 0 0 0 4,494
ISHARES TR EAFE SML CP ETF 464288273 2,092 30,687 SH   SOLE 0 0 0 30,687
ISHARES TR EAFE VALUE ETF 464288877 287 6,115 SH   SOLE 0 0 0 6,115
ISHARES TR MSCI EAFE ETF 464287465 329 4,523 SH   SOLE 0 0 0 4,523
ISHARES TR RUS 2000 VAL ETF 464287630 5,483 41,637 SH   SOLE 0 0 0 41,637
ISHARES TR S&P 500 GRWT ETF 464287309 13,027 204,136 SH   SOLE 0 0 0 204,136
ISHARES TR S&P 500 VAL ETF 464287408 13,439 104,947 SH   SOLE 0 0 0 104,947
JOHNSON & JOHNSON COM 478160104 247 1,562 SH   SOLE 0 0 0 1,562
MICROSOFT CORP COM 594918104 7,879 35,426 SH   SOLE 0 0 0 35,426
NICE LTD SPONSORED ADR 653656108 305 1,077 SH   SOLE 0 0 0 1,077
PIMCO ETF TR ACTIVE BD ETF 72201R775 778 6,876 SH   SOLE 0 0 0 6,876
PROSHARES TR ULTRAPRO QQQ 74347X831 273 1,500 SH   SOLE 0 0 0 1,500
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,074 35,075 SH   SOLE 0 0 0 35,075
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 3,519 77,705 SH   SOLE 0 0 0 77,705
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,992 54,857 SH   SOLE 0 0 0 54,857
SCHWAB STRATEGIC TR US REIT ETF 808524847 589 15,558 SH   SOLE 0 0 0 15,558
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,320 3,532 SH   SOLE 0 0 0 3,532
STATE STR CORP COM 857477103 947 13,015 SH   SOLE 0 0 0 13,015
TELADOC HEALTH INC COM 87918A105 223 1,114 SH   SOLE 0 0 0 1,114
TEMPLETON GLOBAL INCOME FD COM 880198106 57 10,381 SH   SOLE 0 0 0 10,381
THE TRADE DESK INC COM CL A 88339J105 256 320 SH   SOLE 0 0 0 320
UNITEDHEALTH GROUP INC COM 91324P102 582 1,660 SH   SOLE 0 0 0 1,660
VANGUARD INDEX FDS GROWTH ETF 922908736 3,391 13,380 SH   SOLE 0 0 0 13,380
VANGUARD INDEX FDS MID CAP ETF 922908629 3,126 15,110 SH   SOLE 0 0 0 15,110
VANGUARD INDEX FDS SM CP VAL ETF 922908611 347 2,468 SH   SOLE 0 0 0 2,468
VANGUARD INDEX FDS SMALL CP ETF 922908751 885 4,552 SH   SOLE 0 0 0 4,552
VANGUARD INDEX FDS VALUE ETF 922908744 15,009 126,162 SH   SOLE 0 0 0 126,162
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 486 3,991 SH   SOLE 0 0 0 3,991
WALMART INC COM 931142103 1,476 10,240 SH   SOLE 0 0 0 10,240