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Deposits (Tables)
12 Months Ended
Dec. 31, 2019
Deposits
   2019 2018

end of
Switzer-
land

Foreign

Total
Switzer-
land

Foreign

Total
Deposits (CHF million)    
Non-interest-bearing demand deposits 2,665 1,745 4,410 2,713 1,981 4,694
Interest-bearing demand deposits 119,193 30,747 149,940 126,416 28,010 154,426
Savings deposits 64,304 46 64,350 63,924 48 63,972
Time deposits 27,847 155,145 182,992 1 32,347 125,044 157,391 1
Total deposits   214,009 187,683 401,692 2 225,400 155,083 380,483 2
   of which due to banks   16,742 15,220
   of which customer deposits   384,950 365,263
The designation of deposits in Switzerland versus foreign deposits is based upon the location of the office where the deposit is recorded.
1
Included CHF 182,377 million and CHF 157,252 million as of December 31, 2019 and 2018, respectively, of the Swiss franc equivalent of individual time deposits greater than USD 100,000 in Switzerland and foreign offices.
2
Not included as of December 31, 2019 and 2018 were CHF 116 million and CHF 137 million, respectively, of overdrawn deposits reclassified as loans.