Item 27 Exhibit (h) i d 1e.

MML Series Investment Fund II Fifth Amendment to Participation Agreement

FIFTH AMENDMENT TO PARTICIPATION AGREEMENT

Among

MML SERIES INVESTMENT FUND II

And

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

And

MML BAY STATE LIFE INSURANCE COMPANY

And

C.M. LIFE INSURANCE COMPANY

THIS AMENDMENT dated August 1, 2011 amends the Participation Agreement entered into as of the 17^th day of November, 2005, as amended to date, (the “Agreement”) by and among Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, C.M. Life Insurance Company, each on their own behalf and on behalf of each segregated asset account of each insurance company, and MML Series Investment Fund II.

For good and valuable consideration, the receipt of which is hereby acknowledged, the parties agree to amend the Agreement as follows:

Schedule A of the Agreement is deleted in its entirety and replaced with Schedule A attached hereto.

All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

IN WITNESS WHEREOF, the parties have hereunto affixed their respective authorized signatures as of the date set forth above.

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY		MML SERIES INVESTMENT FUND II
By its authorized officer		By its authorized officer
By:	/s/ Richard J. Byrne	By:	/s/ Nicholas H. Palmerino
Print Name:	Richard J. Byrne	Print Name:	Nicholas H. Palmerino
Title:	Vice President	Title:	CFO and Treasurer
MML BAY STATE LIFE INSURANCE COMPANY		C.M. LIFE INSURANCE COMPANY
By its authorized officer		By its authorized officer
By:	/s/ Richard J. Byrne	By:	/s/ Richard J. Byrne
Print Name:	Richard J. Byrne	Print Name:	Richard J. Byrne
Title:	Vice President	Title:	Vice President

Page 1 of 4

Schedule A

MML Series Investment Fund II

Separate Account	Date Established	LOB Separate Accounts
Massachusetts Mutual Variable Annuity Separate Account 4	July 9, 1997	VA
•     MML Blend Fund •     MML China Fund •     MML Enhanced Index Core Equity Fund •     MML Equity Fund •     MML High Yield Fund •     MML Inflation-Protected and Income Fund •     MML Managed Bond Fund •     MML Money Market Fund •     MML Short-Duration Bond Fund •     MML Small/Mid Cap Equity Fund •     MML Strategic Emerging Markets Fund
C.M. Multi-Account A	August 3, 1994	VA
•     MML Blend Fund •     MML China Fund •     MML Enhanced Index Core Equity Fund •     MML Equity Fund •     MML High Yield Fund •     MML Inflation-Protected and Income Fund •     MML Managed Bond Fund •     MML Money Market Fund •     MML Short-Duration Bond Fund •     MML Small/Mid Cap Equity Fund •     MML Strategic Emerging Markets Fund
Panorama Separate Account	June 23, 1981	VA
•     MML High Yield Fund •     MML Managed Bond Fund •     MML Short-Duration Bond Fund •     MML Small/Mid Cap Equity Fund
Panorama Plus Separate Account	Sept. 25, 1991	VA
•     MML High Yield Fund •     MML Managed Bond Fund •     MML Short-Duration Bond Fund
Massachusetts Mutual Variable Annuity Separate Account 1	April 3, 1981	VA
•     MML Blend Fund •     MML Equity Fund •     MML Managed Bond Fund •     MML Money Market Fund

Page 2 of 4

Schedule A (continued)

MML Series Investment Fund II

Massachusetts Mutual Variable Annuity Separate Account 2	Oct. 14, 1981	VA
•     MML Blend Fund •     MML Equity Fund •     MML Managed Bond Fund •     MML Money Market Fund
Massachusetts Mutual Variable Annuity Separate Account 3	Jan. 14, 1994	VA
•     MML Blend Fund •     MML Equity Fund •     MML Managed Bond Fund •     MML Money Market Fund
MML Bay State Variable Annuity Separate Account 1	Jan 14, 1994	VA
•     MML Blend Fund •     MML Equity Fund •     MML Managed Bond Fund •     MML Money Market Fund
Massachusetts Mutual Variable Annuity Fund 1	April 24, 1968	VA
•     MML Equity Fund
Massachusetts Mutual Variable Annuity Fund 2	May 12, 1971	VA
•     MML Equity Fund
Massachusetts Mutual Variable Life Separate Account I	July 13, 1998	VL
•     MML Blend Fund •     MML Enhanced Index Core Equity Fund •     MML Equity Fund •     MML Inflation-Protected and Income Fund •     MML Managed Bond Fund •     MML Money Market Fund •     MML Small/Mid Cap Equity Fund •     MML Strategic Emerging Markets Fund
Massachusetts Mutual Variable Life Separate Account II*	May 16, 1984	VL
•     MML Blend Fund •     MML Equity Fund •     MML Managed Bond Fund •     MML Money Market Fund
Massachusetts Mutual Variable Life Separate Account III	Feb. 12, 2000	VL
•     MML Managed Bond Fund •     MML Money Market Fund

* originally established under the name Mass Variable Life Separate Account I

Page 3 of 4

Schedule A (continued)

MML Series Investment Fund II

C.M. Life Variable Life Separate Account I	Feb. 2, 1995	VL
•     MML Blend Fund •     MML Enhanced Index Core Equity Fund •     MML Equity Fund •     MML Inflation-Protected and Income Fund •     MML Managed Bond Fund •     MML Money Market Fund •     MML Small/Mid Cap Equity Fund
MML Bay State Variable Life Separate Account I	June 9, 1982	VL
•     MML Blend Fund •     MML Equity Fund •     MML Managed Bond Fund •     MML Money Market Fund •     MML Small/Mid Cap Equity Fund
MML Bay State Variable Life Separate Account II	Nov. 22, 1988	VL
•     MML Money Market Fund
Separate Account C	March 7, 1983	VA
•     MML Equity Fund •     MML Managed Bond Fund •     MML Money Market Fund
Variable Account 3	Sept 1, 1990	VA
•     MML Equity Fund

Page 4 of 4