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LOANS HELD FOR INVESTMENT, Nonaccrual Loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Composition of Nonaccrual Loans [Abstract]      
With an ACL $ 77 $ 0  
Without an ACL 3,929 211  
Total Nonaccrual 4,006 211  
Loans past due by 90 days or more that were not on nonaccrual status $ 0 0  
Period past due after which accrual of interest is discontinued 90 days    
Foregone interest on nonaccrual loans $ 436 38 $ 154
Accrued interest receivable related to loans $ 5,400 $ 5,100  
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration] Other Assets Other Assets  
Manufactured Housing [Member]      
Composition of Nonaccrual Loans [Abstract]      
With an ACL $ 77 $ 0  
Without an ACL 913 61  
Total Nonaccrual 990 61  
Commercial Real Estate [Member] | Commercial Real Estate [Member]      
Composition of Nonaccrual Loans [Abstract]      
With an ACL 0 0  
Without an ACL 800 0  
Total Nonaccrual 800 0  
Commercial Real Estate [Member] | SBA 504 1st Trust Deed [Member]      
Composition of Nonaccrual Loans [Abstract]      
With an ACL 0 0  
Without an ACL 41 0  
Total Nonaccrual 41 0  
Commercial Real Estate [Member] | Construction [Member]      
Composition of Nonaccrual Loans [Abstract]      
With an ACL 0 0  
Without an ACL 1,950 0  
Total Nonaccrual 1,950 0  
Commercial [Member]      
Composition of Nonaccrual Loans [Abstract]      
With an ACL 0 0  
Without an ACL 87 0  
Total Nonaccrual 87 0  
Single Family Real Estate [Member]      
Composition of Nonaccrual Loans [Abstract]      
With an ACL 0 0  
Without an ACL 138 150  
Total Nonaccrual $ 138 $ 150