COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2023

COMMITMENTS AND CONTINGENCIES [Abstract]

Summary of Contractual Amounts for Unfunded Commitments and Letters of Credit

A summary of the contractual amounts for unfunded commitments and letters of credit are as follows:

	As of  December 31,
	2023		2022
	(in thousands)
Commitments to extend credit	$	84,656	$	100,011
Standby letters of credit		—		—
Total	$	84,656	$	100,011