CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Assets:
Cash and due from banks and federal funds sold	$ 2,638	$ 1,587
Interest-earning demand in other financial institutions	109,642	58,953
Cash and cash equivalents	112,280	60,540
Investment securities - available-for-sale, at fair value; amortized cost of $19,473 at June 30, 2021 and $17,266 at December 31, 2020	19,679	17,308
Investment securities - held-to-maturity, at amortized cost; fair value of $3,563 at June 30, 2021 and $4,854 at December 31, 2020	3,370	4,586
Investment securities - measured at fair value; amortized cost of $66 at June 30, 2021 and December 31, 2020.	198	149
Federal Home Loan Bank stock, at cost	3,068	3,260
Federal Reserve Bank stock, at cost	1,373	1,373
Loans:
Held for sale, at lower of cost or fair value	27,252	31,229
Held for investment, net of allowance for loan losses of $10,240 at June 30, 2021 and $10,194 at December 31, 2020	855,777	816,154
Total loans	883,029	847,383
Other assets acquired through foreclosure, net	2,572	2,614
Premises and equipment, net	6,830	7,154
Other assets	30,629	31,068
Total assets	1,063,028	975,435
Deposits:
Non-interest-bearing demand	202,293	181,837
Interest-bearing demand	449,649	398,101
Savings	19,700	18,736
Certificates of deposit ($250,000 or more)	19,791	30,536
Other certificates of deposit	173,145	136,975
Total deposits	864,578	766,185
Other borrowings	90,000	105,000
Other liabilities	12,993	15,243
Total liabilities	967,571	886,428
Stockholders' equity:
Common stock - no par value, 60,000,000 shares authorized; 8,589,166 shares issued and outstanding at June 30, 2021 and 8,473,063 at December 31, 2020	43,780	42,909
Retained earnings	51,527	46,063
Accumulated other comprehensive income	150	35
Total stockholders' equity	95,457	89,007
Total liabilities and stockholders' equity	$ 1,063,028	$ 975,435