CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets:
Cash and due from banks	$ 2,356	$ 2,385
Federal funds sold	13	16
Interest-earning demand in other financial institutions	49,202	31,715
Cash and cash equivalents	51,571	34,116
Investment securities - available-for-sale, at fair value; amortized cost of $29,808 at September 30, 2017 and $22,731 at December 31, 2016	29,927	22,681
Investment securities - held-to-maturity, at amortized cost; fair value of $8,384 at September 30, 2017 and $9,149 at December 31, 2016	8,190	9,002
Federal Home Loan Bank stock, at cost	2,347	2,070
Federal Reserve Bank stock, at cost	1,373	1,373
Loans:
Held for sale, at lower of cost or fair value	58,561	61,416
Held for investment, net of allowance for loan losses of $8,312 at September 30, 2017 and $7,464 at December 31, 2016	655,822	561,939
Total loans	714,383	623,355
Other assets acquired through foreclosure, net	486	137
Premises and equipment, net	5,132	3,931
Other assets	15,741	13,907
Total assets	829,150	710,572
Deposits:
Non-interest-bearing demand	116,170	100,372
Interest-bearing demand	266,835	253,023
Savings	14,619	14,007
Certificates of deposit ($250,000 or more)	81,160	77,509
Other certificates of deposit	218,370	167,325
Total deposits	697,154	612,236
Other borrowings	55,843	29,000
Other liabilities	6,387	4,000
Total liabilities	759,384	645,236
Stockholders' equity:
Common stock - no par value, 60,000,000 shares authorized; 8,169,439 shares issued and outstanding at September 30, 2017 and 8,096,039 at December 31, 2016	42,376	41,575
Retained earnings	27,320	23,790
Accumulated other comprehensive income (loss)	70	(29)
Total stockholders' equity	69,766	65,336
Total liabilities and stockholders' equity	$ 829,150	$ 710,572