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<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>2. INVESTMENT SECURITIES AVAILABLE FOR SALE</b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">A summary of amortized cost and approximate
fair value of securities available for sale included in the consolidated statements of condition as of June 30, 2014 and December
31, 2013 follows:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Gross</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Gross</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Amortized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Fair</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Cost</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Gains</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 48%">U.S. government-sponsored entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,989</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(434</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,555</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Mortgage-backed securities – residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">151,072</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,966</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(395</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">153,643</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">State and political subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">49,899</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">685</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">50,583</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Single-issuer trust preferred security</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,999</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(449</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,550</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">CRA investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,000</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(61</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">222,959</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,651</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(1,340</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">225,270</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Gross</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Gross</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Amortized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Fair</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Cost</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Gains</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 48%">U.S. government-sponsored entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,986</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(1,216</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">14,770</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Mortgage-backed securities – residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">187,574</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,651</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1,145</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">189,080</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">State and political subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">58,849</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">565</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(71</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">59,343</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Single-issuer trust preferred security</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,999</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(629</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,370</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">CRA investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,000</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(116</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">268,408</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,216</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(3,177</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">268,447</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following tables present the Corporation’s
available for sale securities with continuous unrealized losses and the approximate fair value of these investments as of June
30, 2014 and December 31, 2013.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="22" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="22" nowrap="nowrap" style="text-align: center">Duration of Unrecognized Loss</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Less Than 12 Months</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">12 Months or Longer</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">U.S. government</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 22%">  sponsored entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,555</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(434</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,555</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(434</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Mortgage-backed</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">  securities-residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8,678</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(18</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">26,856</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(377</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">35,534</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(395</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">State and political</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">  subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">513</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">513</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Single-issuer trust</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">  Preferred security</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,550</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(449</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,550</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(449</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">CRA investment fund</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(61</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(61</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">    Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">9,191</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(19</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">47,900</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(1,321</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">57,091</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(1,340</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="22" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="22" nowrap="nowrap" style="text-align: center">Duration of Unrecognized Loss</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Less Than 12 Months</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">12 Months or Longer</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">U.S. government</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 22%">  sponsored entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">14,770</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(1,216</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">14,770</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(1,216</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Mortgage-backed</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">  securities-residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">71,154</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1,142</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">84</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(3</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">71,238</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1,145</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">State and political</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">  subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,589</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(71</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,589</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(71</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Single-issuer trust</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">  Preferred security</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,370</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(629</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,370</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(629</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">CRA investment fund</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(116</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(116</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">    Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">94,397</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(2,545</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,454</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(632</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">96,851</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(3,177</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Management believes that the unrealized
losses on investment securities available for sale are temporary and are due to interest rate fluctuations and/or volatile market
conditions rather than the creditworthiness of the issuers. As of June 30, 2014, the Corporation does not intend to sell these
securities nor is it likely that it will be required to sell the securities before their anticipated recovery; therefore, none
of the securities in unrealized loss position were determined to be other-than-temporarily impaired.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">At June 30, 2014, the unrealized loss on the
single-issuer trust preferred security of $449 thousand is related to a debt security issued by a large bank holding company that
has experienced declines in all its securities due to the turmoil in the financial markets and a merger. The security was downgraded
to below investment grade by Moody’s and is currently rated Ba1. Management monitors the performance of the issuer on a quarterly
basis to determine if there are any credit events that could result in deferral or default of the security. Management believes
the depressed valuation is a result of the nature of the security, a trust preferred bond, and the bond’s very low yield.
As Management does not intend to sell this security nor is it likely that it will be required to sell the security before its anticipated
recovery, the security is not considered other-than-temporarily impaired at June 30, 2014.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>3. LOANS</b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">Loans outstanding, by general ledger classification,
as of June 30, 2014 and December 31, 2013, consisted of the following:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">% of</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">% of</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Totals</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">December 31,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 48%">Residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">469,648</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">25.05</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">532,911</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">33.85</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial mortgage</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,166,747</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">62.23</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">831,997</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">52.85</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">158,103</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8.43</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">131,795</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8.37</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Construction loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,033</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.32</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,893</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.38</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">48,740</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2.60</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47,905</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3.04</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Consumer loans, including fixed</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   rate home equity loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">23,414</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1.25</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">21,852</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1.39</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,255</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">0.12</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,848</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">0.12</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">   Total loans</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,874,940</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">100.00</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">%</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,574,201</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">100.00</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">%</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">In determining an appropriate amount for the
allowance, the Bank segments and evaluates the loan portfolio based on federal call report codes. The following portfolio classes
have been identified as of June 30, 2014 and December 31, 2013:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">% of</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">% of</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Totals</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">December 31,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 48%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">483,117</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">25.81</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">546,827</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">34.82</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">48,666</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2.60</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47,905</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3.05</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">13,579</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.73</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">13,114</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.84</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">845,310</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">45.17</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">541,503</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">34.48</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">81,390</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4.35</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">79,735</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5.08</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">297,190</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">15.88</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">267,406</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">17.03</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">77,459</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4.14</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">51,638</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3.29</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">193</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.01</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">197</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">.01</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">175</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.01</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font-family: Arial, Helvetica, Sans-Serif">N/A</font></td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial construction loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,734</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.25</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,893</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.37</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">19,615</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1.05</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">16,212</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1.03</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Total loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">$</td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 1pt">1,871,428</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">100.00</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">%</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">$</td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 1pt">1,570,430</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">100.00</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">%</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Net deferred fees</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,512</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,771</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">   Total loans including net deferred costs</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,874,940</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,574,201</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Included in the totals above for June
30, 2014 are $113 thousand of unamortized discount as compared to $396 thousand of unamortized discount for December 31, 2013.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The following tables present the loan balances by portfolio class,
based on impairment method, and the corresponding balances in the allowance for loan losses as of June 30, 2014 and December 31,
2013:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt">
<tr style="vertical-align: bottom">
<td> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="22" style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom">June 30, 2014</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Total</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Ending ALLL</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Total</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Ending ALLL</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Loans</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Attributable</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Loans</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Attributable</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Individually</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">To Loans</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Collectively</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">To Loans</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Evaluated</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Individually</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Evaluated</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Collectively</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Total</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">For</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Evaluated for</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">For</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Evaluated for</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Total</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Ending</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td>(In thousands)</td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">ALL</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Primary residential</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="width: 22%">   mortgage</td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">4,980</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">263</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">478,137</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">2,739</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">483,117</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">3,002</td>
<td style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Home equity lines</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   of credit</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">110</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">48,556</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">176</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">48,666</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">176</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Junior lien loan</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left">   on residence</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">212</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">13,367</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">148</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">13,579</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">148</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>Multifamily</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   property</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">845,310</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">6,288</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">845,310</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">6,288</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>Owner-occupied</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>  commercial</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">   real estate</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,286</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">80,104</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,839</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">81,390</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,839</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>Investment</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>   commercial</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left">   real estate</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">12,823</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">474</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">284,367</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">4,123</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">297,190</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">4,597</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Commercial and</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   industrial</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">387</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">287</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">77,072</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">754</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">77,459</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,041</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Secured by</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   farmland</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">193</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">2</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">193</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">2</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>Agricultural</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   production</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">175</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">2</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">175</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">2</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>Commercial</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   construction</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">4,734</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">33</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">4,734</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">33</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Consumer and</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="padding-bottom: 1pt">   other</td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">15</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">15</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">19,600</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">61</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">19,615</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">76</td>
<td style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">19,813</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">1,039</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">1,851,615</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">16,165</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">1,871,428</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">17,204</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="22" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending ALLL</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending ALLL</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Attributable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Attributable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Individually</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">To Loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Collectively</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">To Loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Evaluated</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Individually</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Evaluated</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Collectively</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">For</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Evaluated for</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">For</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Evaluated for</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Primary residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="width: 22%">  mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,691</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">126</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">543,136</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,235</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">546,827</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,361</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47,794</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">181</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47,905</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">181</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">260</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12,854</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">156</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">13,114</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">156</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Multifamily</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">541,503</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,003</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">541,503</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,003</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Owner-occupied</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   commercial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,250</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">464</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">76,485</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,099</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">79,735</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,563</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">Investment</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">   commercial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">9,949</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">741</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">257,457</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,342</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">267,406</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,083</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">470</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">309</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">51,168</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">516</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">51,638</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">825</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">197</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">197</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Agricultural</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   production</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Commercial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,893</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">120</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,893</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">120</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Consumer and</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 1pt">   other</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">16,199</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">65</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">16,212</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">78</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">17,744</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,653</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,552,686</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">13,720</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,570,430</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">15,373</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Impaired loans include nonaccrual loans
of $6.5 million at June 30, 2014 and $6.6 million at December 31, 2013. Impaired loans also include performing troubled debt restructured
loans of $12.7 million at June 30, 2014 and $11.1 million at December 31, 2013. At June 30, 2014, the allowance allocated to troubled
debt restructured loans totaled $889 thousand of which $259 thousand was allocated to nonaccrual loans. At December 31, 2013, the
allowance allocated to troubled debt restructured loans totaled $1.6 million of which $720 thousand was allocated to nonaccrual
loans. All accruing troubled debt restructured loans were paying in accordance with restructured terms as of June 30, 2014. The
Corporation has not committed to lend additional amounts as of June 30, 2014 to customers with outstanding loans that are classified
as loan restructurings.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following tables present loans individually
evaluated for impairment by class of loans as of June 30, 2014 and December 31, 2013:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="18" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unpaid</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Average</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Interest</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Principal</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Specific</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Impaired</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Balance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Reserves</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recognized</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">With no related allowance recorded:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">   Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">4,076</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,340</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,141</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">47</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,389</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,286</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,455</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">63</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,578</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,578</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,008</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">63</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">99</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">99</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">129</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">110</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Junior lien loan on residence</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">331</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">212</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">246</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Total loans with no related allowance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">12,584</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">11,625</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">12,090</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">188</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">With related allowance recorded:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Primary residential mortgage</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,728</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,640</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">263</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,016</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">14</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,245</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,245</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">474</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,612</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">68</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">310</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">288</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">287</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">303</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Consumer and other</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">16</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">15</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">15</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">15</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Total loans with related allowance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">8,299</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">8,188</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,039</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">6,946</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">89</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Total loans individually evaluated for</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   impairment</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">20,883</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">19,813</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,039</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">19,036</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">277</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><b> </b></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="18" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unpaid</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Average</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Interest</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Principal</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Specific</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Impaired</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Balance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Reserves</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recognized</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">With no related allowance recorded:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">   Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,777</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,984</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">4,813</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">55</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,346</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,193</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,893</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">36</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,000</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,000</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">314</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">176</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">161</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">121</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">119</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Junior lien loan on residence</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">370</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">260</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">312</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Total loans with no related allowance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">10,780</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">9,709</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">7,572</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">109</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">With related allowance recorded:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Primary residential mortgage</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">707</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">707</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">126</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">636</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">29</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,190</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,057</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">464</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,100</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">16</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,949</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,949</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">741</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,949</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">618</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">323</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">309</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">309</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">269</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Consumer and other</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Total loans with related allowance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">8,182</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">8,035</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,653</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">7,954</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">667</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Total loans individually evaluated for</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   impairment</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">18,962</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">17,744</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,653</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">15,526</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">776</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation did not recognize any
income on nonaccruing impaired loans for the three and six months ended June 30, 2014 and 2013.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following tables present the recorded
investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of June 30, 2014 and December 31,
2013:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Loans Past Due</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Over 90 Days</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">And Still</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Accruing</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Nonaccrual</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Interest</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 74%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,987</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">110</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">211</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,286</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,580</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">347</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">15</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">6,536</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><b></b></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Loans Past Due</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Over 90 Days</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">And Still</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Accruing</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Nonaccrual</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Interest</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 74%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,641</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">260</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,250</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">355</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">6,630</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><b> </b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The following tables present the aging of the recorded investment
in past due loans as of June 30, 2014 and December 31, 2013 by class of loans, excluding nonaccrual loans:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">30-59</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">60-89</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Greater Than</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">90 Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; width: 48%">Primary residential mortgage</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">806</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">730</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">1,536</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">806</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">730</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,536</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">30-59</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">60-89</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Greater Than</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">90 Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 48%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,443</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">677</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,120</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">703</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">703</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Investment commercial real estate</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">118</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">118</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,276</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">677</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,953</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>Credit Quality Indicators:</b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation categorizes loans into
risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information,
historical payment experience, credit documentation, public information, and current economic trends, among other factors. The
Corporation analyzes loans individually by classifying the loans as to credit risk. The risk rating analysis of loans is performed
(i) when the loan is initially underwritten, (ii) annually for loans in excess of $500,000, (iii) on a random quarterly basis from
either internal reviews with the Senior Credit Officer or externally through an independent loan review firm, or (iv) whenever
Management otherwise identifies a potentially negative trend or issue relating to a borrower. In addition, for all loan types,
the Corporation evaluates credit quality based on the aging status of the loan, which was previously presented.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation uses the following definitions
for risk ratings:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt 0.5in; text-align: justify"><u>Special Mention:</u> Loans subject
to special mention have a potential weakness that deserves Management’s close attention. If left uncorrected, these potential
weaknesses may result in deterioration of the repayment prospects for the loans or of the institution’s credit position at
some future date.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt 0.5in; text-align: justify"><u>Substandard:</u> Loans classified
as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged,
if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized
by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt 0.5in; text-align: justify"><u>Doubtful:</u> Loans classified
as doubtful have all the weakness inherent in those classified as substandard, with the added characteristic that the weaknesses
make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable
and improbable.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Loans not meeting the criteria above
that are analyzed individually as part of the above described process are considered to be pass-rated loans. As of June 30, 2014,
and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Special</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Pass</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Mention</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Substandard</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Doubtful</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 48%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">475,381</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,493</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">6,243</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">48,556</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">110</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">13,367</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">212</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">842,568</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,903</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">839</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">74,745</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">547</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,098</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">260,036</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">16,371</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">20,783</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">77,050</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">22</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">387</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">193</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">175</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,584</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">150</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">19,358</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">257</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,816,013</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">20,486</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">34,929</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">As of December 31, 2013, and based on the most recent analysis
performed, the risk category of loans by class of loans is as follows:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Special</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Pass</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Mention</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Substandard</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Doubtful</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 48%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">540,609</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,510</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">4,708</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47,794</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12,854</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">260</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">540,993</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">510</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">70,218</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">619</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8,898</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">238,722</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">9,573</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">19,111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">51,144</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">23</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">471</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">197</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,340</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,553</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">15,106</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">837</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">269</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,521,977</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">14,625</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">33,828</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">At June 30, 2014, $19.8 million of substandard
and special mention loans were also considered impaired as compared to December 31, 2013, when $17.7 million were also impaired.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The activity in the allowance for loan
losses for the three months ended June 30, 2014 is summarized below:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">April 1,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2014</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Provision</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2014</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Beginning</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">(Credit)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Charge-offs</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recoveries</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,462</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(25</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">565</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,002</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">153</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(24</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">176</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">139</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">21</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(12</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">148</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,630</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">658</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,288</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,468</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(572</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">80</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(137</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,839</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,679</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(88</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,597</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">938</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(38</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">18</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">123</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,041</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">44</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(11</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">33</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">69</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">6</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">76</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">16,587</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(660</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">127</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,150</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">17,204</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The activity in the allowance for loan losses
for the six months ended June 30, 2014 is summarized below:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">January 1,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2014</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Provision</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2014</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Beginning</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">(Credit)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Charge-offs</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recoveries</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,361</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(45</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">686</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,002</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">181</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(24</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">19</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">176</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">156</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">44</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(51</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">148</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,003</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,285</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,288</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,563</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(644</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">80</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(160</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,839</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,083</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(494</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,597</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">825</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(96</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">32</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">280</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,041</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">120</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(87</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">33</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">78</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(3</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(4</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">76</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">15,373</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(813</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">169</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,475</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">17,204</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The activity in the allowance for loan losses for the three
months ended June 30, 2013 is summarized below:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">April 1,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2013</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Provision</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2013</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Beginning</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">(Credit)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Charge-offs</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recoveries</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,340</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(393</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">114</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,062</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">260</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(7</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">253</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">63</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">71</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,562</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">597</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,159</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,428</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">19</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(33</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,414</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,272</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(118</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,160</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,147</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">27</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(44</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,130</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">114</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(2</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">112</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">90</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(2</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(15</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">74</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">13,279</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(395</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">54</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">500</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">13,438</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The activity in the allowance for loan losses for the six
months ended June 30, 2013 is summarized below:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">January 1,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2013</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Provision</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2013</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Beginning</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">(Credit)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Charge-offs</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recoveries</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,047</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(456</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">13</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">458</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,062</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">267</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(14</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">253</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">314</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(295</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">45</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">71</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,305</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">11</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">843</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,159</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,509</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">38</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(133</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,414</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,155</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(7</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,160</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">803</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(15</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">37</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">305</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,130</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">240</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(129</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">112</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">92</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(4</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(18</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">74</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">12,735</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(770</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">123</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,350</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">13,438</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"><b>Troubled Debt Restructurings:</b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation has allocated $631 thousand
and $913 thousand of specific reserves, on accruing TDRs, to customers whose loan terms have been modified in troubled debt restructurings
as of June 30, 2014 and December 31, 2013, respectively. There were no unfunded commitments to lend additional amounts to customers
with outstanding loans that are classified as troubled debt restructurings.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">During the six month period ending June
30, 2014 and 2013, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of
such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; a deferral of
scheduled payments with an extension of the maturity date; a permanent reduction of the recorded investment in the loan; or some
other modification or extension which would not be readily available in the market.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following table presents loans by class
modified as troubled debt restructurings that occurred during the three month period ending June 30, 2014:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Pre-</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Post-</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Modification</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Modification</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Outstanding</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Outstanding</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center">Number of</td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(Dollars in thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Contracts</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 62%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: center; width: 11%">1</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">414</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">414</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Investment commercial real estate</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom">1</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,580</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,580</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: center; vertical-align: bottom">2</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,994</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,994</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><br />
The following table presents loans by class modified as troubled debt restructurings that occurred during the six month period
ending June 30, 2014:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Pre-</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Post-</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Modification</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Modification</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Outstanding</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Outstanding</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center">Number of</td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(Dollars in thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Contracts</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 62%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: center; width: 11%">2</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">607</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">607</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Investment commercial real estate</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom">2</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: center; vertical-align: bottom">4</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,491</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,491</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><b></b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The identification of the troubled debt
restructured loans did not have a significant impact on the allowance for loan losses. The following table presents loans by class
modified as troubled debt restructurings that occurred during the three month period ending June 30, 2013:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center"> </td>
<td> </td>
<td colspan="2" style="text-align: center">Pre-Modification</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Post-Modification</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center"> </td>
<td> </td>
<td colspan="2" style="text-align: center">Outstanding</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Outstanding</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center">Number of</td>
<td> </td>
<td colspan="2" style="text-align: center">Recorded</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Recorded</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: center">Contracts</td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: justify; padding-bottom: 1pt; width: 62%">Primary residential mortgage</td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; width: 11%">1</td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 10%">160</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 10%">160</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: center; vertical-align: bottom">1</td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">160</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">160</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><br />
The following table presents loans by class modified as troubled debt restructurings that occurred during the six month period
ending June 30, 2013:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center"> </td>
<td> </td>
<td colspan="2" style="text-align: center">Pre-Modification</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Post-Modification</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center"> </td>
<td> </td>
<td colspan="2" style="text-align: center">Outstanding</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Outstanding</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center">Number of</td>
<td> </td>
<td colspan="2" style="text-align: center">Recorded</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Recorded</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: center">Contracts</td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: justify; padding-bottom: 1pt; width: 62%">Primary residential mortgage</td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; width: 11%">3</td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 10%">482</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 10%">482</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: center; vertical-align: bottom">3</td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">482</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">482</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">There were no loans that were modified
as troubled debt restructurings for which there was a payment default, within twelve months of modification, during the three months
ended June 30, 2014 and 2013.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following table presents loans by
class modified as troubled debt restructurings for which there was a payment default, within twelve months of modification, during
the six month period ended June 30, 2014:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Number of</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(Dollars in thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Contracts</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; width: 74%">Primary residential mortgage</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">1</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$ </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">55</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">55</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following table presents loans by class
modified as troubled debt restructurings for which there was a payment default, within twelve months of modification, during the
six month period ended June 30, 2013:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Number of</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(Dollars in thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Contracts</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 74%">Owner occupied commercial real estate</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">406</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Commercial and industrial</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">270</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">676</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The defaults that occurred during the
periods presented did not have a significant impact on the allowance for loan losses.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">In order to determine whether a borrower
is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default
on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Corporation’s
internal underwriting policy. At the time a loan is restructured, the Bank performs a full re-underwriting analysis, which includes,
at a minimum, obtaining current financial statements and tax returns, copies of all leases, if applicable, and an updated independent
appraisal of any property. A loan will continue to accrue interest if it can be reasonably determined that the borrower should
be able to perform under the modified terms, that the loan has not been chronically delinquent (both to debt service and real estate
taxes) or in nonaccrual status since its inception, and that there have been no charge-offs on the loan. Restructured loans with
previous charge-offs would not accrue interest at the time of the troubled debt restructuring. At a minimum, six months of contractual
payments would need to be made on a restructured loan before returning a loan to accrual status. Once a loan is classified as a
TDR, the loan is reported as a TDR until the loan is paid in full, sold or charged-off. In rare circumstances, a loan may be removed
from TDR status, if it meets the requirements of ASC 310-40-50-2.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>4. FEDERAL HOME LOAN BANK ADVANCES
AND OTHER BORROWINGS</b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Advances from the Federal Home Loan Bank
of New York (FHLB) totaled $83.7 million and $74.7 million at June 30, 2014 and December 31, 2013, respectively, with a weighted
average interest rate of 1.78 percent and 1.80 percent, respectively.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">At June 30, 2014 advances totaling $71.7
million with a weighted average rate of 1.57 percent have fixed maturity dates. The fixed rate advances are secured by blanket
pledges of certain 1-4 family residential mortgages totaling $413.0 million at June 30, 2014.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Also at June 30, 2014, the Corporation
had $12.0 million in variable rate advances, with a weighted average interest rate of 3.01 percent, that are noncallable for two
or three years and then callable quarterly with final maturities of ten years from the original date of the advance. All of these
advances are beyond their initial noncallable periods. These advances are secured by pledges of investment securities totaling
$12.8 million at June 30, 2014.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The final maturity dates of the Federal Home Loan Bank advances
and other borrowings are scheduled as follows:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; vertical-align: bottom">(In thousands)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; vertical-align: bottom">2014</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; vertical-align: bottom">2015</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 87%; vertical-align: bottom">2016</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">21,897</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; vertical-align: bottom">2017</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">23,897</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; vertical-align: bottom">2018</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">34,898</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; vertical-align: bottom">Over 5 years</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,000</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">83,692</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">At June 30, 2014 there were no overnight
borrowings with the Federal Home Loan Bank. At December 31, 2013 there were overnight borrowings with the Federal Home Loan Bank
of $54.9 million.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>5. BUSINESS SEGMENTS</b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation assesses its results
among two operating segments, Banking and Peapack-Gladstone Bank’s Private Wealth Management Division. Management uses certain
methodologies to allocate income and expense to the business segments. A funds transfer pricing methodology is used to assign interest
income and interest expense. Certain indirect expenses are allocated to segments. These include support unit expenses such as technology
and operations and other support functions. Taxes are allocated to each segment based on the effective rate for the period shown.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><u>Banking</u></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Banking segment includes lending
and depository products and services, as well as various electronic banking services.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><u>Private Wealth Management Division</u></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Peapack-Gladstone Bank’s Private
Wealth Management Division includes asset management services provided for individuals and institutions; personal trust services,
including services as executor, trustee, administrator, custodian and guardian; corporate trust services including services as
trustee for pension and profit sharing plans; and other financial planning and advisory services.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following table presents the statements
of income and total assets for the Corporation’s reportable segments for the three and six months ended June 30, 2014 and
2013.</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="10" nowrap="nowrap" style="text-align: center">Three Months Ended June 30, 2014</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Wealth</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Management</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Banking</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Division</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 61%">Net interest income</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,938</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">985</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">16,923</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Noninterest income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,408</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4,065</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5,473</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Total income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">17,346</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5,050</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">22,396</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Provision for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,150</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,150</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Salaries and benefits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7,801</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,288</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">9,089</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Premises and equipment expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,166</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">168</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,334</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Other noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,383</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,124</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,507</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Total noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13,500</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,580</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">16,080</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Income before income tax expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,846</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,470</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,316</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Income tax expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,590</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">943</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,533</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Net income</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,256</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,527</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,783</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><b></b></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="10" nowrap="nowrap" style="text-align: center">Three Months Ended June 30, 2013</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Wealth</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Management</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Banking</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Division</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 61%">Net interest income</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">11,673</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">775</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">12,448</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Noninterest income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,536</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,700</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5,236</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Total income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13,209</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4,475</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">17,684</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Provision for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">500</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">500</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Salaries and benefits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,699</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,236</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7,935</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Premises and equipment expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,193</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">145</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,338</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Other noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,746</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,060</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,806</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Total noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">12,138</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,441</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">14,579</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Income before income tax expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,071</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,034</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,105</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Income tax expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">350</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">746</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,096</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Net income</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">721</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,288</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,009</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><b></b></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="10" nowrap="nowrap" style="text-align: center">Six Months Ended June 30, 2014</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Wealth</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Management</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Banking</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Division</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 61%">Net interest income</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">30,526</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,968</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">32,494</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Noninterest income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,598</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">7,870</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">10,468</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Total income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">33,124</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">9,838</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">42,962</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Provision for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,475</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,475</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Salaries and benefits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">14,816</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,121</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">17,937</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Premises and equipment expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,435</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">337</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,772</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Other noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4,236</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,324</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">6,560</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Total noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">25,962</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5,782</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">31,744</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Income before income tax expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7,162</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,056</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">11,218</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Income tax expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,856</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,548</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4,404</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Net income</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">4,306</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,508</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">6,814</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total assets for period end</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,387,925</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">13,046</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,400,971</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><b> </b></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="10" nowrap="nowrap" style="text-align: center">Six Months Ended June 30, 2013</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Wealth</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Management</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Banking</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Division</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 61%">Net interest income</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">23,065</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,810</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">24,875</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Noninterest income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,624</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">7,216</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">10,840</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Total income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">26,689</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">9,026</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">35,715</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Provision for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,350</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,350</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Salaries and benefits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12,489</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,525</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">15,014</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Premises and equipment expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,350</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">292</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,642</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Other noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4,418</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,298</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">6,716</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Total noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">22,607</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5,115</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">27,722</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Income before income tax expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,082</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,911</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7,993</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Income tax expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,579</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,512</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,091</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Net income</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,503</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,399</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">4,902</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total assets for period end</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,678,270</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,320</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,679,590</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>6. FAIR VALUE</b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Fair value is the exchange price that
would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the
asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs
that may be used to measure fair values:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt">
<tr style="vertical-align: top">
<td style="text-align: justify; width: 1in"><font style="font-family: Arial, Helvetica, Sans-Serif">Level 1:</font></td>
<td style="text-align: justify"><font style="font-family: Arial, Helvetica, Sans-Serif">Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.</font></td></tr>
<tr style="vertical-align: top">
<td style="text-align: justify"> </td>
<td style="text-align: justify"> </td></tr>
<tr style="vertical-align: top">
<td style="text-align: justify"><font style="font-family: Arial, Helvetica, Sans-Serif">Level 2:</font></td>
<td style="text-align: justify"><font style="font-family: Arial, Helvetica, Sans-Serif">Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.</font></td></tr>
<tr style="vertical-align: top">
<td style="text-align: justify"> </td>
<td style="text-align: justify"> </td></tr>
<tr style="vertical-align: top">
<td style="text-align: justify"><font style="font-family: Arial, Helvetica, Sans-Serif">Level 3:</font></td>
<td style="text-align: justify"><font style="font-family: Arial, Helvetica, Sans-Serif">Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing as asset or liability.</font></td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The Corporation used the following methods and
significant assumptions to estimate the fair value:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><u>Investment Securities:</u> The fair
values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices
are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted
prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other
market indicators (Level 3).</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><u>Loans Held for Sale, at Fair Value:</u>
The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of
that loan or other observable market data, such as outstanding commitments from third party investors (Level 2).</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><u>Impaired Loans:</u> The fair value
of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals.
These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income
approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between
the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification
of the inputs for determining fair value.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><u>Other Real Estate Owned:</u> Nonrecurring
adjustments to certain commercial and residential real estate properties classified as other real estate owned (OREO) are measured
at fair value, less costs to sell. Fair values are based on recent real estate appraisals. These appraisals may use a single valuation
approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the
appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available.
Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0in">Appraisals for both
collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial
properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed
and verified by Management. Once received, a member of the Credit Department reviews the assumptions and approaches utilized in
the appraisal, as well as, the overall resulting fair value in comparison with independent data sources such as recent market
data or industry-wide statistics. Appraisals on collateral dependent impaired loans and other real estate owned (consistent for
all loan types) are obtained on an annual basis, unless a significant change in the market or other factors warrants a more frequent
appraisal. On an annual basis, Management compares the actual selling price of any collateral that has been sold to the most recent
appraised value to determine what additional adjustment should be made to the appraisal value to arrive at fair value for other
properties. The most recent analysis performed indicated that a discount up to 15 percent should be applied to appraisals on properties.
The discount is determined based on the nature of the underlying properties, aging of appraisal and other factors. For each collateral
dependent impaired loans we consider other factors, such as certain indices or other market information, as well as property specific
circumstances to determine if an adjustment to the appraised value is needed. In situations where there is evidence of change
in value, the Bank will determine if there is need for an adjustment to the specific reserve on the collateral dependent impaired
loans. When the Bank applies an interim adjustment, it generally shows the adjustment as an incremental specific reserve against
the loan until it has received the full updated appraisal. As of June 30, 2014, all collateral dependent impaired loans and other
real estate owned valuations were supported by an appraisal less than 12 months old.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following table summarizes, for the periods
indicated, assets measured at fair value on a recurring basis, including financial assets for which the Corporation has elected
the fair value option:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><b>Assets Measured on a Recurring Basis</b></p>
<p style="margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td colspan="5" nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="10" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Fair Value Measurements Using</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Quoted</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Prices in</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Active</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Markets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Significant</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">For</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Significant</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Identical</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Observable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unobservable</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Assets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Inputs</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Inputs</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 1)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 2)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 3)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Assets:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Available for sale:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">     U.S. government-sponsored</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="width: 48%">       entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,555</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,555</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">     Mortgage-backed securities-</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">       residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">153,643</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">153,643</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     State and political subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">50,583</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">50,583</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     Single-Issuer Trust Preferred</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,550</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,550</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     CRA investment fund</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Loans held for sale, at fair value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">          Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">227,920</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">224,981</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><b> </b></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td colspan="5" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="10" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td colspan="5" nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="10" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Fair Value Measurements Using</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Quoted</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Prices in</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Active</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Markets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Significant</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">For</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Significant</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Identical</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Observable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unobservable</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">December 31, 31,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Assets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Inputs</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Inputs</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 1)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 2)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 3)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Assets:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Available for sale:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">     U.S. government-sponsored</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="width: 48%">       entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">14,770</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">14,770</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">     Mortgage-backed securities-</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">       residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">189,080</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">189,080</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     State and political subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">59,343</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">59,343</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     Single-Issuer Trust Preferred</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,370</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,370</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     CRA investment fund</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">      Loans held for sale, at fair value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">          Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">270,448</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">267,564</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The Corporation has elected the fair value option
for certain loans held for sale. These loans are intended for sale and the Corporation believes that the fair value is the best
indicator of the resolution of these loans. Interest income is recorded based on the contractual terms of the loan and in accordance
with the Corporation’s policy on loans held for investment. None of these loans are 90 days or more past due nor on nonaccrual
as of June 30, 2014 and December 31, 2013.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following tables present residential loans
held for sale, at fair value for the periods indicated:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 74%">Residential loans contractual balance</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,604</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,975</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Fair value adjustment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">46</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">26</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total fair value of residential loans held for sale</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">There were no transfers between Level
1 and Level 2 during the three or six months ended June 30, 2014.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following table summarizes, for the
periods indicated, assets measured at fair value on a non-recurring basis:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><b>Assets Measured on a Non-Recurring Basis</b></p>
<p style="margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="10" style="border-bottom: black 1pt solid; text-align: center">Fair Value Measurements Using</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Quoted</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Prices in</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Active</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Markets</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Significant</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">For</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Other</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Significant observable</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Identical</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Observable</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Unobservable</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">June 30,</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Assets</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Inputs</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Inputs</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td>(In thousands)</td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">(Level 1)</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">(Level 2)</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">(Level 3)</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>Assets:</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left">Impaired loans:</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left; width: 48%">Primary residential mortgage</td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">711</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">—</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">—</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">711</td>
<td style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>OREO</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">580</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">580</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center; vertical-align: bottom"><font style="font: 10pt Arial, Helvetica, Sans-Serif">December 31,</font></td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left; padding-bottom: 1pt">(In thousands)</td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom">2013</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right"> </td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right"> </td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right"> </td>
<td style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>Assets:</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Impaired loans:</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left">   Primary residential mortgage</td>
<td> </td>
<td style="text-align: left">$</td>
<td style="text-align: right">85</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left">$</td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left">$</td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left">$</td>
<td style="text-align: right">85</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">   Owner occupied commercial real estate</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,593</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,593</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>OREO</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">980</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">980</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Impaired loans that are measured for
impairment using the fair value of the collateral for collateral dependent loans, had a recorded investment of $861 thousand, with
a valuation allowance of $150 thousand at June 30, 2014 and $2.1 million, with a valuation allowance of $471 thousand at December
31, 2013.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">At both June 30, 2014 and December 31,
2013, OREO at fair value represents one commercial property. The Corporation recorded a valuation allowance of $400 thousand during
the six months ended June 30, 2014 and the Corporation recorded a valuation allowance of $930 thousand during the six months ended
June 30, 2013.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The carrying amounts and estimated fair values of financial instruments
at June 30, 2014 are as follows:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Fair Value Measurements at June 30, 2014 Using</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Carrying</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Amount</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 1</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 2</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 3</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Financial assets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 35%">   Cash and cash equivalents</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">215,626</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">214,876</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">750</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">215,626</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Securities available for sale</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">225,270</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">222,331</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">225,270</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   FHLB and FRB stock</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">9,946</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">N/A</font></td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Loans held for sale, at fair value</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Loans, net of allowance for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,857,736</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,837,523</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,837,523</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Accrued interest receivable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,858</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">745</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,113</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,858</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Financial liabilities</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Deposits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">2,115,168</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,813,101</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">301,320</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">2,114,421</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Federal home loan bank advances</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">83,692</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">84,919</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">84,919</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Accrued interest payable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">413</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">91</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">322</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">413</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The carrying amounts and estimated fair values
of financial instruments at December 31, 2013 are as follows:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Fair Value Measurements at December 31, 2013 Using</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Carrying</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Amount</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 1</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 2</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 3</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Financial assets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 35%">   Cash and cash equivalents</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">35,147</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">34,397</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">750</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">35,147</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Securities available for sale</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">268,447</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">265,563</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">268,447</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   FHLB and FRB stock</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">10,032</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">N/A</font></td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Loans held for sale, at fair value</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Loans, net of allowance for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,558,828</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,528,937</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,528,937</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Accrued interest receivable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,086</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">817</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,269</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,086</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Financial liabilities</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Deposits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,647,250</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,490,417</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">156,078</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,646,495</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Overnight borrowings</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">54,900</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">54,900</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">54,900</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Federal home loan bank advances</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">74,692</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">75,728</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">75,728</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Accrued interest payable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">340</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">49</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">291</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">340</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The methods and assumptions, not previously
presented, used to estimate fair values are described as follows:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><u>Cash and cash equivalents:</u> The carrying
amounts of cash and short-term instruments approximate fair values and are classified as either Level 1 or Level 2.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><u>FHLB and FRB stock:</u> It is not practicable
to determine the fair value of FHLB or FRB stock due to restrictions placed on its transferability.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><u>Loans:</u> For variable rate loans that reprice
frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification.
Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for
loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued
at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily
represent an exit price.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><u>Deposits:</u> The fair values disclosed for
demand deposits (e.g., interest and noninterest checking, savings and money market accounts) are, by definition, equal to the amount
payable on demand at the reporting date, (i.e., the carrying amount) resulting in a Level 1 classification. The carrying amounts
of certificates of deposit approximate the fair values at the reporting date resulting in Level 2 classification. Fair values for
fixed rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently
being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><u>Overnight borrowings:</u> The carrying amounts
of overnight borrowings, generally maturing within ninety (90) days, approximate their fair values resulting in a Level 2 classification.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><u>Federal Home Loan Bank advances:</u> The
fair values of the Corporation’s long-term borrowings are estimated using discounted cash flow analyses based on the current
borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><u>Accrued interest receivable/payable:</u>
The carrying amounts of accrued interest approximate fair value resulting in a Level 2 or Level 3 classification.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><u>Off-balance sheet instruments:</u> Fair values
for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements,
taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments
is not material.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>7. OTHER OPERATING EXPENSES</b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following table presents the major components
of other operating expenses for the periods indicated:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Three Months Ended</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Six Months Ended</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 48%">FDIC assessment</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">303</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">280</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">579</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">560</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Wealth management division</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   other expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">453</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">408</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">999</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">901</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Professional and legal fees</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">519</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">430</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">970</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">930</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Loan expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">124</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">165</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">224</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">363</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Provision for ORE losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">300</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">930</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">400</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">930</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Other operating expenses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,808</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,593</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,388</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,032</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">   Total other operating expenses</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,507</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,806</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">6,560</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">6,716</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Principles of Consolidation and Organization:
</b>The Corporation considers that all adjustments necessary for a fair presentation of the statement of the financial position
and results of operations in accordance with U.S. generally accepted accounting principles for these periods have been made. Results
for such interim periods are not necessarily indicative of results for a full year.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The consolidated financial statements of Peapack-Gladstone
Financial Corporation (the “Corporation”) are prepared on the accrual basis and include the accounts of the Corporation
and its wholly-owned subsidiary, Peapack-Gladstone Bank (the “Bank”). The consolidated statements also include the
Bank’s wholly-owned subsidiary, PGB Trust & Investments of Delaware. All significant intercompany balances and transactions
have been eliminated from the accompanying consolidated financial statements.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Securities</b>: All securities are classified
as available for sale and are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income,
net of tax.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Interest income includes amortization
of purchase premium of discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating
prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on sales are recorded on
the trade date and determined using the specific identification method.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Management evaluates securities for other-than-temporary
impairment on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For
securities in an unrealized loss position, Management considers the extent and duration of the unrealized loss and the financial
condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than
not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If
either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value
is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment
is split into two components as follows: 1) other-than-temporary impairment related to credit loss, which must be recognized in
the income statement and 2) other-than-temporary impairment related to other factors, which is recognized in other comprehensive
income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the
amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>Loans Held for Sale: </b>Mortgage
loans originated with the intent to sell in the secondary market are carried at fair value, as determined by outstanding commitments
from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged in earnings.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Mortgage loans held for sale are generally
sold with servicing rights released; therefore, no servicing rights are recorded. Gains and losses on sales of mortgage loans are
based on the difference between the selling price and the carrying value of the related loan sold.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Loans originated with the intent to hold
and subsequently transferred to loans held for sale are carried at the lower of cost or fair value. These are loans that the Corporation
no longer has the intent to hold for the foreseeable future.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>Loans: </b>Loans that Management has
the intent and ability to hold for the foreseeable future or until maturity are stated at the principal amount outstanding. Interest
on loans is recognized based upon the principal amount outstanding. Loans are stated at face value, less purchased premium and
discounts and net deferred fees. Loan origination fees and certain direct loan origination costs are deferred and recognized over
the life of the loan as an adjustment, on a level-yield method, to the loan’s yield. The definition of recorded investment
in loans includes accrued interest receivable, however, for the Corporation’s loan disclosures, accrued interest was excluded
as the impact was not material.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">Loans are considered past due when they are
not paid in accordance with contractual terms. The accrual of income on loans, including impaired loans, is discontinued if, in
the opinion of Management, principal or interest is not likely to be paid in accordance with the terms of the loan agreement, or
when principal or interest is past due 90 days or more and collateral, if any, is insufficient to cover principal and interest.
All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Payments received on
nonaccrual loans are recorded as principal payments. A nonaccrual loan is returned to accrual status only when interest and principal
payments are brought current and future payments are reasonably assured, generally when the Bank receives contractual payments
for a minimum of six months. Commercial loans are generally charged off after an analysis is completed which indicates that collectability
of the full principal balance is in doubt. Consumer loans are generally charged off after they become 120 days past due. Subsequent
payments are credited to income only if collection of principal is not in doubt. If principal and interest payments are brought
contractually current and future collectability is reasonably assured, loans are returned to accrual status. Nonaccrual mortgage
loans are generally charged off when the value of the underlying collateral does not cover the outstanding principal balance.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The majority of the Corporation’s loans
are secured by real estate in the New Jersey and New York area.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Allowance for Loan Losses: </b>The allowance
for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when
Management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.
Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information
about specific borrower situations and estimated collateral values, economic conditions and other factors. Allocations of the allowance
may be made for specific loans, but the entire allowance is available for any loan that, in Management’s judgment, should
be charged off. The allowance consists of specific and general components. The specific component of the allowance relates to loans
that are individually classified as impaired.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">A loan is impaired when, based on current information
and events, it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of
the loan agreement. Factors considered by Management in determining impairment include payment status, collateral value and the
probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays
and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment
shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including
the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall
in relation to the principal and interest owed.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">All loans are individually evaluated for impairment
when loans are classified as substandard by Management. If a loan is considered impaired, a portion of the allowance is allocated
so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or
at the fair value of collateral less estimated disposition costs if repayment is expected solely from the collateral. Large groups
of smaller balance homogeneous loans, such as consumer and residential real estate loans are collectively evaluated for impairment
while they are performing assets. If and when a residential mortgage is placed on nonaccrual status and in the process of collection,
such as through a foreclosure action, then they are evaluated for impairment on an individual basis and the loan is reported, net,
at the fair value of the collateral less estimated disposition costs.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">A troubled debt restructuring is a renegotiated
loan with concessions made by the lender to a borrower who is experiencing financial difficulty. Troubled debt restructurings are
impaired and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception.
If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value
of the collateral, less estimated disposition costs. For troubled debt restructurings that subsequently default, the Corporation
determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The general component of the allowance covers
non-impaired loans and is based primarily on the Bank’s historical loss experience adjusted for current factors. The historical
loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Corporation over
the previous three years. This actual loss experience is adjusted by other qualitative factors based on the risks present for each
portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired
loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures and practices;
experience, ability and depth of lending management and other relevant staff; national and local economic trends and conditions;
industry conditions; and effects of changes in credit concentrations.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">In determining an appropriate amount for the
allowance, the Bank segments and evaluates the loan portfolio based on Federal call report codes, which are based on collateral.
The following portfolio classes have been identified:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Primary Residential Mortgages</u>.
The Bank originates one to four family residential mortgage loans within or near its primary geographic market area. Loans are
secured by first liens on the primary residence or investment property. Primary risk characteristics associated with residential
mortgage loans typically involve major living or lifestyle changes to the borrower, including unemployment or other loss of income;
unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. In addition, residential
mortgage loans that have adjustable rates could expose the borrower to higher debt service requirements in a rising interest rate
environment. Further, real estate value could drop significantly and cause the value of the property to fall below the loan amount,
creating additional potential exposure for the Bank.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Home Equity Lines of Credit</u>. The
Bank provides revolving lines of credit against one to four family residences within or near its primary geographic market. Primary
risk characteristics associated with home equity lines of credit typically involve major living or lifestyle changes to the borrower,
including unemployment or other loss of income; unexpected significant expenses, such as for major medical issues or catastrophic
events; divorce or death. In addition, home equity lines of credit typically are made with variable or floating interest rates,
such as the Prime Rate, which could expose the borrower to higher debt service requirements in a rising interest rate environment.
Further, real estate value could drop significantly and cause the value of the property to fall below the loan amount, creating
additional potential exposure for the Bank.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Junior Lien Loan on Residence</u>.
The Bank provides junior lien loans (“JLL”) against one to four family properties within or near its primary geographic
market area. Junior lien loans can be either in the form of an amortizing home equity loan or a revolving home equity line of credit.
These loans are subordinate to a first mortgage which may be from another lending institution. Primary risk characteristics associated
with junior lien loans typically involve major living or lifestyle changes to the borrower, including unemployment or other loss
of income; unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. Further,
real estate value could drop significantly and cause the value of the property to fall below the loan amount, creating additional
potential exposure for the Bank.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Multifamily Loans.</u> The Bank provides
mortgage loans for multifamily properties (i.e. buildings which have five or more residential units) in New Jersey, Pennsylvania
and New York. Multifamily loans are expected to be repaid from the cash flow of the underlying property so the collective amount
of rents must be sufficient to cover all operating expense, maintenance, taxes and debt service. Increases in vacancy rates, interest
rates or other changes in general economic conditions can all have an impact on the borrower and their ability to repay the loan.
Certain markets, such as New York City, are rent regulated, and as such, feature rents that are considered to be below market rates.
Generally, rent regulated properties are characterized by relatively stable occupancy levels and longer term tenants. As a loan
asset class for banks in the New York metropolitan area, multifamily loans have experienced much lower historical loss rates compared
to other types of commercial lending.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Commercial Real Estate Loans</u>.
The Bank provides mortgage loans for commercial real estate that is either owner occupied or managed as an investment property
(non-owner occupied). Principal types of investment commercial real estate properties include retail, office buildings, mixed use,
medical facilities, industrial and other. The terms and conditions of all commercial mortgage loans are tailored to the specific
attributes of the borrower and any guarantors as well as the nature of the property and loan purpose. Commercial real estate loans
are generally considered to have a higher degree of credit risk than multifamily loans as they may be dependent on the ongoing
success and operating viability of a fewer number of tenants who are occupying the property and who may have a greater degree of
exposure to various industry or economic conditions.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Commercial and Industrial Loans</u>.
The Bank provides lines of credit and term loans to operating companies for business purposes. The loans are generally secured
by business assets such as accounts receivable, inventory and equipment. Commercial and industrial loans are typically repaid first
by the cash flow generated by the borrower’s business operation. The primary risk characteristics are specific to the underlying
business and its ability to generate sustainable profitability and resulting positive cash flow. Factors that may influence a business’s
profitability include, but are not limited to, demand for its products or services, quality and depth of management, degree of
competition, regulatory changes, and general economic conditions. Commercial and industrial loans are generally secured by business
assets; however, the ability of the Bank to foreclose and realize sufficient value from the assets is often highly uncertain.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Commercial Construction</u>. The Bank
has substantially wound down its commercial construction lending activity given the current economic environment. New construction
loans would be considered only to experienced and reputable local builders and developers that have the capital and liquidity to
carry a project to completion and stabilization. Construction loans are considered riskier than commercial financing on improved
and established commercial real estate. The risk of potential loss increases if the original cost estimates or time to complete
are significantly underestimated.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Consumer and Other</u>. These are
loans to individuals for household, family and other personal expenditures as well as obligations of states and political subdivisions
in the U.S. This also represents all other loans that cannot be categorized in any of the previous mentioned loan segments.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Stock-Based Compensation: </b>The Corporation’s
Stock Incentive Plans allow the granting of shares of the Corporation’s common stock as incentive stock options, nonqualified
stock options, restricted stock awards and stock appreciation rights to directors, officers, employees and independent contractors
of the Corporation and its Subsidiaries. The options granted under these plans are exercisable at a price equal to the fair value
of common stock on the date of grant and expire not more than ten years after the date of grant. Stock options may vest during
a period of up to five years after the date of grant.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">For the three months ended June 30, 2014 and
2013, the Corporation recorded total compensation cost for stock options of $54 thousand and $84 thousand respectively, with a
recognized tax benefit of $5 thousand and $15 thousand for the quarters ended June 30, 2014 and 2013, respectively. The Corporation
recorded total compensation cost for stock options for the six months ended June 30, 2014 and 2013, of $106 thousand and $169 thousand,
respectively, with a recognized tax benefit of $10 thousand for the six months ended June 30, 2014 and $30 thousand for the six
months ended June 30, 2013. There was approximately $479 thousand of unrecognized compensation cost related to non-vested share-based
compensation arrangements granted under the Corporation’s stock incentive plans at June 30, 2014. That cost is expected to
be recognized over a weighted average period of 1.14 years.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For the Corporation’s stock option plans, changes in options
outstanding during the six months ended June 30, 2014 were as follows:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Weighted</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Weighted</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Average</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Aggregate</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Average</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Remaining</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Intrinsic</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Number of</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Exercise</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Contractual</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Value</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Options</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Price</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Term</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(In thousands)</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="width: 48%">Balance, January 1, 2014</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">652,179</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">21.30</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Granted during 2014</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8,700</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">18.83</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Exercised during 2014</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(9,283</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12.70</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Expired during 2014</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(266,989</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">27.48</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Forfeited during 2014</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(10,276</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">)</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13.16</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">Balance, June 30, 2014</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">374,331</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">17.26</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">5.86</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">511</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Vested and expected to vest (1)</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">342,650</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">17.62</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">5.86</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">635</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">Exercisable at June 30, 2014</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">256,995</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">18.88</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">4.92</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">70</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table border="0" cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-bottom: 10pt">
<tr style="vertical-align: top">
<td style="width: 0.25in">(1)</td>
<td>Does not include shares which are not expected to vest as a result of anticipated forfeitures.</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The aggregate intrinsic value represents the
total pre-tax intrinsic value (the difference between the Corporation’s closing stock price on the last trading day of the
second quarter of 2014 and the exercise price, multiplied by the number of in-the-money options). The Corporation’s closing
stock price on June 30, 2014 was $21.21.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">For the second quarter of 2014, the per share
weighted-average fair value of stock options granted was $7.50 compared to $5.50 for the same quarter of 2013 using the Black-Scholes
option-pricing model with the following weighted average assumptions:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Three Months Ended</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Six Months Ended</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 48%">Dividend Yield</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1.05</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1.16</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1.02</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1.31</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Expected volatility</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">40</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">39</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">40</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">39</td>
<td nowrap="nowrap" style="text-align: left">%</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Expected life</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Risk-free interest rate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2.26</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1.19</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2.18</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1.11</td>
<td nowrap="nowrap" style="text-align: left">%</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The Corporation also awards restricted stock
to certain executives and certain key employees. In the second quarter of 2014, the Corporation issued 11,467 restricted stock
awards, at a fair value equal to the market price of the Corporation’s common stock at the date of grant. The awards may
vest fully during a period of up to three years after the date of award. In addition, awards granted in 2013 and prior years, vest
in varying terms between three and five years. In December 2013, the Corporation granted restricted stock awards to the CEO, CFO
and COO, of which 50 percent vest in five years. The vesting of the other 50 percent is dependent on the Corporation meeting certain
performance criteria. At December 31, 2013 and June 30, 2014, the Corporation believes that these targets would be met within the
prescribed period so 100 percent of these awards are being expensed over a five-year period from the date of grant. For the three
months ended June 30, 2014 and 2013, the Corporation recorded total compensation cost for restricted shares of $440<font style="color: red">
</font>thousand and $114 thousand, respectively. For the six months ended June 30, 2014 and 2013, the corporation recorded total
compensation cost for restricted stock awards of $721 thousand and $197 thousand respectively. As of June 30, 2014, there was approximately
$5.2 million of unrecognized compensation cost related to non-vested restricted stock awards granted under the Corporation’s
stock incentive plans, which is expected to be recognized over a weighted average period of 4.2 years.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">Changes in non-vested, restricted common shares for 2014 were
as follows:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: right">Weighted</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: right">Average</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: right">Number of</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: right">Grant Date</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td style="border-bottom: black 1pt solid"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: right">Shares</td>
<td style="border-bottom: black 1pt solid"> </td>
<td style="border-bottom: black 1pt solid"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: right">Fair Value</td>
<td style="border-bottom: black 1pt solid"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="width: 74%">Balance, January 1, 2014</td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%"> </td>
<td style="text-align: right; width: 10%">253,540</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%"> </td>
<td style="text-align: right; width: 10%">15.95</td>
<td style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left">Granted during 2014</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">149,079</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">19.45</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left; padding-bottom: 1pt">Vested during 2014</td>
<td style="border-bottom: black 1pt solid"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">(36,755</td>
<td style="border-bottom: black 1pt solid; text-align: left">)</td>
<td style="border-bottom: black 1pt solid"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">18.94</td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="padding-bottom: 2.5pt">Balance, June 30, 2014</td>
<td style="border-bottom: black 2.5pt double"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td style="border-bottom: black 2.5pt double; text-align: right">365,864</td>
<td style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td style="border-bottom: black 2.5pt double"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td style="border-bottom: black 2.5pt double; text-align: right">17.07</td>
<td style="border-bottom: black 2.5pt double; text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>Earnings per Common share –
Basic and Diluted: </b>The following is a reconciliation of the calculation of basic and diluted earnings per share. Basic net
income per common share is calculated by dividing net income available to common shareholders by the weighted average common shares
outstanding during the reporting period. Diluted net income per common share is computed similarly to that of basic net income
per common share, except that the denominator is increased to include the number of additional common shares that would have been
outstanding if all common shares underlying potentially dilutive stock options were issued or restricted stock would vest during
the reporting period utilizing the Treasury stock method.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Three Months Ended</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Six Months Ended</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands, except per share data</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; width: 48%">Net income to common shareholders</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; width: 10%">3,783</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; width: 10%">2,009</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; width: 10%">6,814</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; width: 10%">4,902</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Basic weighted-average common shares outstanding</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">11,721,256</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8,909,170</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">11,664,410</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8,889,971</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Plus: common stock equivalents</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">124,819</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">46,214</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">150,396</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">52,296</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Diluted weighted-average common shares outstanding</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">11,846,075</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">8,955,384</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">11,814,806</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">8,942,267</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">Net income per common share</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Basic</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">0.32</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">0.23</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">0.58</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">0.55</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">Diluted</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.32</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.22</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.58</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.55</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">Stock options totaling 132,140 and 490,942 shares
were not included in the computation of diluted earnings per share in the second quarters of 2014 and 2013, respectively, because
they were considered antidilutive. Stock options 151,674 and 595,018 shares were not included in the computation of diluted earnings
per share in the six months ended June 30, 2014 and 2013, respectively, because they were considered antidilutive.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>Income Taxes:</b> The Corporation
files a consolidated Federal income tax return. Separate state income tax returns are filed for each subsidiary based on current
laws and regulations.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation recognizes deferred tax
assets and liabilities for the expected future tax consequences of events that have been included in its financial statements or
tax returns. The measurement of deferred tax assets and liabilities is based on the enacted tax rates. Such tax assets and liabilities
are adjusted for the effect of a change in tax rates in the period of enactment.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation recognizes a tax position
as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with
a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50 percent
likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit
is recorded.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation is no longer subject
to examination by the U.S. Federal tax authorities for years prior to 2010 or by New Jersey tax authorities for years prior to
2009.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation recognizes interest and/or
penalties related to income tax matters in income tax expense.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">For the second quarter of 2014, the per share
weighted-average fair value of stock options granted was $7.50 compared to $5.50 for the same quarter of 2013 using the Black-Scholes
option-pricing model with the following weighted average assumptions:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Three Months Ended</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Six Months Ended</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 48%">Dividend Yield</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1.05</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1.16</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1.02</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1.31</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Expected volatility</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">40</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">39</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">40</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">39</td>
<td nowrap="nowrap" style="text-align: left">%</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Expected life</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Risk-free interest rate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2.26</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1.19</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2.18</td>
<td nowrap="nowrap" style="text-align: left">%</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1.11</td>
<td nowrap="nowrap" style="text-align: left">%</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following is a reconciliation of
the calculation of basic and diluted earnings per share. Basic net income per common share is calculated by dividing net income
available to common shareholders by the weighted average common shares outstanding during the reporting period. Diluted net income
per common share is computed similarly to that of basic net income per common share, except that the denominator is increased
to include the number of additional common shares that would have been outstanding if all common shares underlying potentially
dilutive stock options were issued or restricted stock would vest during the reporting period utilizing the Treasury stock method.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Three Months Ended</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Six Months Ended</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands, except per share data</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; width: 48%">Net income to common shareholders</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; width: 10%">3,783</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; width: 10%">2,009</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; width: 10%">6,814</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; width: 10%">4,902</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Basic weighted-average common shares outstanding</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">11,721,256</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8,909,170</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">11,664,410</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8,889,971</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Plus: common stock equivalents</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">124,819</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">46,214</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">150,396</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">52,296</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Diluted weighted-average common shares outstanding</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">11,846,075</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">8,955,384</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">11,814,806</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">8,942,267</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">Net income per common share</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Basic</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">0.32</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">0.23</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">0.58</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">0.55</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">Diluted</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.32</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.22</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.58</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.55</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">A summary of amortized cost and approximate
fair value of securities available for sale included in the consolidated statements of condition as of June 30, 2014 and December
31, 2013 follows:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Gross</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Gross</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Amortized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Fair</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Cost</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Gains</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 48%">U.S. government-sponsored entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,989</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(434</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,555</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Mortgage-backed securities – residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">151,072</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,966</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(395</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">153,643</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">State and political subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">49,899</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">685</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">50,583</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Single-issuer trust preferred security</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,999</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(449</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,550</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">CRA investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,000</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(61</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">222,959</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,651</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(1,340</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">225,270</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Gross</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Gross</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Amortized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Fair</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Cost</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Gains</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 48%">U.S. government-sponsored entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,986</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(1,216</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">14,770</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Mortgage-backed securities – residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">187,574</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,651</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1,145</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">189,080</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">State and political subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">58,849</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">565</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(71</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">59,343</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Single-issuer trust preferred security</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,999</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(629</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,370</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">CRA investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,000</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(116</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">268,408</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,216</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(3,177</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">268,447</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following tables present the Corporation’s
available for sale securities with continuous unrealized losses and the approximate fair value of these investments as of June
30, 2014 and December 31, 2013.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="22" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="22" nowrap="nowrap" style="text-align: center">Duration of Unrecognized Loss</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Less Than 12 Months</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">12 Months or Longer</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">U.S. government</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 22%">  sponsored entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,555</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(434</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,555</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(434</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Mortgage-backed</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">  securities-residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8,678</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(18</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">26,856</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(377</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">35,534</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(395</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">State and political</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">  subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">513</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">513</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Single-issuer trust</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">  Preferred security</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,550</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(449</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,550</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(449</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">CRA investment fund</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(61</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(61</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">    Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">9,191</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(19</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">47,900</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(1,321</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">57,091</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(1,340</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="22" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="22" nowrap="nowrap" style="text-align: center">Duration of Unrecognized Loss</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Less Than 12 Months</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">12 Months or Longer</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Approximate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Fair</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right">Unrecognized</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">Losses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">U.S. government</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 22%">  sponsored entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">14,770</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(1,216</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">14,770</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(1,216</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Mortgage-backed</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">  securities-residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">71,154</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1,142</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">84</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(3</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">71,238</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1,145</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">State and political</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">  subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,589</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(71</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,589</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(71</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Single-issuer trust</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">  Preferred security</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,370</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(629</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,370</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(629</td>
<td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">CRA investment fund</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(116</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(116</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">    Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">94,397</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(2,545</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,454</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(632</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">96,851</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(3,177</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">Loans outstanding, by general ledger classification,
as of June 30, 2014 and December 31, 2013, consisted of the following:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">% of</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">% of</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Totals</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">December 31,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 48%">Residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">469,648</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">25.05</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">532,911</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">33.85</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial mortgage</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,166,747</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">62.23</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">831,997</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">52.85</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">158,103</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8.43</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">131,795</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8.37</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Construction loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,033</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.32</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,893</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.38</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">48,740</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2.60</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47,905</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3.04</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Consumer loans, including fixed</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   rate home equity loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">23,414</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1.25</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">21,852</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1.39</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,255</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">0.12</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,848</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">0.12</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">   Total loans</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,874,940</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">100.00</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">%</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,574,201</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">100.00</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">%</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">In determining an appropriate amount for the
allowance, the Bank segments and evaluates the loan portfolio based on federal call report codes. The following portfolio classes
have been identified as of June 30, 2014 and December 31, 2013:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">% of</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">% of</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Totals</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">December 31,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 48%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">483,117</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">25.81</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">546,827</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">34.82</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">48,666</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2.60</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47,905</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3.05</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">13,579</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.73</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">13,114</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.84</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">845,310</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">45.17</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">541,503</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">34.48</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">81,390</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4.35</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">79,735</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5.08</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">297,190</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">15.88</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">267,406</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">17.03</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">77,459</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4.14</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">51,638</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3.29</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">193</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.01</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">197</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">.01</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">175</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.01</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font-family: Arial, Helvetica, Sans-Serif">N/A</font></td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial construction loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,734</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.25</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,893</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">0.37</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">19,615</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1.05</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">16,212</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1.03</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Total loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">$</td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 1pt">1,871,428</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">100.00</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">%</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">$</td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 1pt">1,570,430</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">100.00</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">%</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Net deferred fees</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,512</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,771</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">   Total loans including net deferred costs</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,874,940</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,574,201</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: right; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The following tables present the loan balances by portfolio class,
based on impairment method, and the corresponding balances in the allowance for loan losses as of June 30, 2014 and December 31,
2013:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt">
<tr style="vertical-align: bottom">
<td> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="22" style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom">June 30, 2014</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Total</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Ending ALLL</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Total</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Ending ALLL</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Loans</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Attributable</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Loans</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Attributable</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Individually</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">To Loans</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Collectively</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">To Loans</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Evaluated</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Individually</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Evaluated</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Collectively</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Total</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">For</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Evaluated for</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">For</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Evaluated for</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Total</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Ending</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td>(In thousands)</td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">ALL</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Primary residential</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="width: 22%">   mortgage</td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">4,980</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">263</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">478,137</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">2,739</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">483,117</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">3,002</td>
<td style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Home equity lines</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   of credit</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">110</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">48,556</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">176</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">48,666</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">176</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Junior lien loan</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left">   on residence</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">212</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">13,367</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">148</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">13,579</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">148</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>Multifamily</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   property</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">845,310</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">6,288</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">845,310</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">6,288</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>Owner-occupied</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>  commercial</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">   real estate</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,286</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">80,104</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,839</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">81,390</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,839</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>Investment</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>   commercial</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left">   real estate</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">12,823</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">474</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">284,367</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">4,123</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">297,190</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">4,597</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Commercial and</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   industrial</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">387</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">287</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">77,072</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">754</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">77,459</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,041</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Secured by</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   farmland</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">193</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">2</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">193</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">2</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>Agricultural</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   production</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">175</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">2</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">175</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">2</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>Commercial</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>   construction</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">4,734</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">33</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">4,734</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">33</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Consumer and</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="padding-bottom: 1pt">   other</td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">15</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">15</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">19,600</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">61</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">19,615</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right">76</td>
<td style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">19,813</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">1,039</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">1,851,615</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">16,165</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">1,871,428</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">17,204</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="22" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending ALLL</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending ALLL</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Attributable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Attributable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Individually</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">To Loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Collectively</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">To Loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Evaluated</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Individually</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Evaluated</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Collectively</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">For</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Evaluated for</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">For</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Evaluated for</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Impairment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Primary residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="width: 22%">  mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,691</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">126</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">543,136</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,235</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">546,827</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,361</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47,794</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">181</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47,905</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">181</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">260</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12,854</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">156</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">13,114</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">156</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Multifamily</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">541,503</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,003</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">541,503</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,003</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Owner-occupied</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   commercial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,250</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">464</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">76,485</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,099</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">79,735</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,563</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">Investment</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">   commercial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">9,949</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">741</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">257,457</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,342</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">267,406</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,083</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">470</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">309</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">51,168</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">516</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">51,638</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">825</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">197</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">197</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Agricultural</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   production</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Commercial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">   construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,893</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">120</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,893</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">120</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Consumer and</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 1pt">   other</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">16,199</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">65</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">16,212</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">78</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">17,744</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,653</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,552,686</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">13,720</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,570,430</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">15,373</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following tables present loans individually
evaluated for impairment by class of loans as of June 30, 2014 and December 31, 2013:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="18" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unpaid</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Average</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Interest</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Principal</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Specific</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Impaired</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Balance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Reserves</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recognized</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">With no related allowance recorded:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">   Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">4,076</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,340</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,141</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">47</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,389</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,286</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,455</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">63</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,578</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,578</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,008</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">63</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">99</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">99</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">129</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">110</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Junior lien loan on residence</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">331</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">212</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">246</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Total loans with no related allowance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">12,584</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">11,625</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">12,090</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">188</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">With related allowance recorded:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Primary residential mortgage</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,728</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,640</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">263</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,016</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">14</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,245</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,245</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">474</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,612</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">68</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">310</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">288</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">287</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">303</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Consumer and other</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">16</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">15</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">15</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">15</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Total loans with related allowance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">8,299</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">8,188</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,039</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">6,946</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">89</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Total loans individually evaluated for</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   impairment</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">20,883</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">19,813</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,039</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">19,036</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">277</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><b> </b></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="18" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unpaid</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Average</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Interest</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Principal</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Specific</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Impaired</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Balance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Reserves</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recognized</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">With no related allowance recorded:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">   Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,777</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,984</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">4,813</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">55</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,346</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,193</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,893</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">36</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,000</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,000</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">314</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">176</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">161</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">121</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">119</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Junior lien loan on residence</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">370</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">260</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">312</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Total loans with no related allowance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">10,780</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">9,709</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">7,572</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">109</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">With related allowance recorded:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Primary residential mortgage</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">707</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">707</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">126</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">636</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">29</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,190</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,057</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">464</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,100</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">16</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,949</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,949</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">741</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,949</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">618</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">323</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">309</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">309</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">269</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Consumer and other</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Total loans with related allowance</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">8,182</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">8,035</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,653</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">7,954</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">667</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Total loans individually evaluated for</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   impairment</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">18,962</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">17,744</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,653</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">15,526</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">776</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following tables present the recorded
investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of June 30, 2014 and December 31,
2013:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Loans Past Due</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Over 90 Days</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">And Still</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Accruing</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Nonaccrual</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Interest</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 74%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,987</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">110</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">211</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,286</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,580</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">347</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">15</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">6,536</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Loans Past Due</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Over 90 Days</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">And Still</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Accruing</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Nonaccrual</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Interest</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 74%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,641</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">260</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,250</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">355</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">6,630</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The following tables present the aging of the recorded investment
in past due loans as of June 30, 2014 and December 31, 2013 by class of loans, excluding nonaccrual loans:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">30-59</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">60-89</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Greater Than</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">90 Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; width: 48%">Primary residential mortgage</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">806</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">730</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">1,536</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">806</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">730</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,536</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">30-59</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">60-89</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Greater Than</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">90 Days</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Total</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Past Due</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 48%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,443</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">677</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,120</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">703</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">703</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Investment commercial real estate</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">118</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">118</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,276</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">677</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,953</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Loans not meeting the criteria above
that are analyzed individually as part of the above described process are considered to be pass-rated loans. As of June 30, 2014,
and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Special</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Pass</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Mention</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Substandard</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Doubtful</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 48%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">475,381</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,493</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">6,243</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">48,556</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">110</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">13,367</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">212</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">842,568</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,903</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">839</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">74,745</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">547</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,098</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">260,036</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">16,371</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">20,783</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">77,050</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">22</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">387</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">193</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">175</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,584</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">150</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">19,358</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">257</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,816,013</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">20,486</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">34,929</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">As of December 31, 2013, and based on the most recent analysis
performed, the risk category of loans by class of loans is as follows:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Special</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Pass</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Mention</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Substandard</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Doubtful</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 48%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">540,609</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,510</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">4,708</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47,794</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12,854</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">260</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">540,993</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">510</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">70,218</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">619</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8,898</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">238,722</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">9,573</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">19,111</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">51,144</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">23</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">471</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">197</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,340</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,553</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">15,106</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">837</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">269</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,521,977</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">14,625</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">33,828</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The activity in the allowance for loan
losses for the three months ended June 30, 2014 is summarized below:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">April 1,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2014</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Provision</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2014</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Beginning</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">(Credit)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Charge-offs</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recoveries</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,462</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(25</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">565</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,002</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">153</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(24</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">47</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">176</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">139</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">21</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(12</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">148</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,630</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">658</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,288</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,468</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(572</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">80</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(137</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,839</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,679</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(88</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,597</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">938</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(38</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">18</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">123</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,041</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">44</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(11</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">33</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">69</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">6</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">76</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">16,587</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(660</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">127</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,150</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">17,204</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The activity in the allowance for loan losses
for the six months ended June 30, 2014 is summarized below:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">January 1,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2014</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Provision</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2014</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Beginning</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">(Credit)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Charge-offs</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recoveries</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,361</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(45</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">686</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,002</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">181</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(24</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">19</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">176</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">156</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">44</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(51</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">148</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,003</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,285</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,288</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,563</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(644</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">80</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(160</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,839</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">5,083</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(494</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,597</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">825</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(96</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">32</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">280</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,041</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(1</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">120</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(87</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">33</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">78</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(3</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(4</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">76</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">15,373</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(813</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">169</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,475</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">17,204</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The activity in the allowance for loan losses for the three
months ended June 30, 2013 is summarized below:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">April 1,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2013</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Provision</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2013</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Beginning</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">(Credit)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Charge-offs</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recoveries</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,340</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(393</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">114</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,062</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">260</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(7</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">253</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">63</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">8</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">71</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,562</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">597</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,159</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,428</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">19</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(33</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,414</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,272</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(118</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,160</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,147</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">27</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(44</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,130</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">114</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(2</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">112</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">90</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(2</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(15</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">74</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">13,279</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(395</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">54</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">500</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">13,438</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The activity in the allowance for loan losses for the six
months ended June 30, 2013 is summarized below:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">January 1,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2013</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Provision</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">2013</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Beginning</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">(Credit)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ending</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Charge-offs</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Recoveries</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 35%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,047</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">(456</td>
<td nowrap="nowrap" style="text-align: left; width: 1%">)</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">13</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">458</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">3,062</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Home equity lines of credit</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">267</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(14</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">253</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Junior lien loan on residence</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">314</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(295</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">45</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">71</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Multifamily property</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,305</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">11</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">843</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,159</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Owned-occupied commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,509</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">38</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(133</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,414</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Investment commercial real estate</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,155</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(7</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,160</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Agricultural production loans</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial and industrial</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">803</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(15</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">37</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">305</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,130</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Secured by farmland</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Commercial construction</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">240</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">(129</td>
<td nowrap="nowrap" style="text-align: left">)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">112</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Consumer and other loans</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">92</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(4</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(18</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">74</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total ALLL</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">12,735</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(770</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">123</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,350</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">13,438</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following table presents loans by class
modified as troubled debt restructurings that occurred during the three month period ending June 30, 2014:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Pre-</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Post-</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Modification</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Modification</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Outstanding</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Outstanding</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center">Number of</td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(Dollars in thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Contracts</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 62%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: center; width: 11%">1</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">414</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">414</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Investment commercial real estate</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom">1</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,580</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,580</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: center; vertical-align: bottom">2</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,994</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,994</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><br />
The following table presents loans by class modified as troubled debt restructurings that occurred during the six month period
ending June 30, 2014:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Pre-</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Post-</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Modification</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Modification</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Outstanding</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Outstanding</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: center">Number of</td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Recorded</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(Dollars in thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Contracts</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 62%">Primary residential mortgage</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: center; width: 11%">2</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">607</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">607</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Investment commercial real estate</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom">2</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: center; vertical-align: bottom">4</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,491</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,491</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following table presents loans by
class modified as troubled debt restructurings that occurred during the three month period ending June 30, 2013:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt">
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center"> </td>
<td> </td>
<td colspan="2" style="text-align: center">Pre-Modification</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Post-Modification</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center"> </td>
<td> </td>
<td colspan="2" style="text-align: center">Outstanding</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Outstanding</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center">Number of</td>
<td> </td>
<td colspan="2" style="text-align: center">Recorded</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Recorded</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: center">Contracts</td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: justify; padding-bottom: 1pt; width: 62%">Primary residential mortgage</td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 11%">1</td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 10%">160</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 10%">160</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">1</td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">160</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">160</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><br />
The following table presents loans by class modified as troubled debt restructurings that occurred during the six month period
ending June 30, 2013:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt">
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center"> </td>
<td> </td>
<td colspan="2" style="text-align: center">Pre-Modification</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Post-Modification</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center"> </td>
<td> </td>
<td colspan="2" style="text-align: center">Outstanding</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Outstanding</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td style="text-align: center"> </td>
<td> </td>
<td style="text-align: center">Number of</td>
<td> </td>
<td colspan="2" style="text-align: center">Recorded</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Recorded</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: center">Contracts</td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">Investment</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: justify; padding-bottom: 1pt; width: 62%">Primary residential mortgage</td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 11%">3</td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 10%">482</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td style="padding-bottom: 1pt; width: 1%"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 10%">482</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: justify; padding-bottom: 2.5pt">   Total</td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3</td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">482</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td>
<td style="padding-bottom: 2.5pt"> </td>
<td style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td style="border-bottom: black 2.5pt double; text-align: right">482</td>
<td style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following table presents loans by
class modified as troubled debt restructurings for which there was a payment default, within twelve months of modification, during
the six month period ended June 30, 2014:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt">
<tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Number of</td>
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Recorded</td>
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">(Dollars in thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Contracts</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; width: 74%; font: 10pt Arial, Helvetica, Sans-Serif">Primary residential mortgage</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right; width: 10%">1</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; width: 1%">$ </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right; width: 10%">55</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="background-color: white; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">1</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">55</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following table presents loans by class
modified as troubled debt restructurings for which there was a payment default, within twelve months of modification, during the
six month period ended June 30, 2013:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt">
<tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Number of</td>
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Recorded</td>
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">(Dollars in thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Contracts</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Investment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 74%; font: 10pt Arial, Helvetica, Sans-Serif">Owner occupied commercial real estate</td>
<td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%; font: 10pt Arial, Helvetica, Sans-Serif">1</td>
<td nowrap="nowrap" style="text-align: left; width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%; font: 10pt Arial, Helvetica, Sans-Serif">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%; font: 10pt Arial, Helvetica, Sans-Serif">406</td>
<td nowrap="nowrap" style="text-align: left; width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="background-color: white; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Commercial and industrial</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">1</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">270</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">2</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">676</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The final maturity dates of the Federal Home Loan Bank advances
and other borrowings are scheduled as follows:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; vertical-align: bottom">(In thousands)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; vertical-align: bottom">2014</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; vertical-align: bottom">2015</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 87%; vertical-align: bottom">2016</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="text-align: right; width: 10%">21,897</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; vertical-align: bottom">2017</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">23,897</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; vertical-align: bottom">2018</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">34,898</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; vertical-align: bottom">Over 5 years</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,000</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; vertical-align: bottom">   Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">83,692</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following table presents the statements
of income and total assets for the Corporation’s reportable segments for the three and six months ended June 30, 2014 and
2013.</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="10" nowrap="nowrap" style="text-align: center">Three Months Ended June 30, 2014</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Wealth</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Management</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Banking</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Division</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 61%">Net interest income</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,938</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">985</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">16,923</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Noninterest income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,408</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4,065</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5,473</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Total income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">17,346</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5,050</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">22,396</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Provision for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,150</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,150</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Salaries and benefits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7,801</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,288</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">9,089</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Premises and equipment expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,166</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">168</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,334</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Other noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,383</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,124</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,507</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Total noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13,500</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,580</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">16,080</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Income before income tax expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,846</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,470</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,316</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Income tax expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,590</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">943</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,533</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Net income</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,256</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,527</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,783</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><b></b></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="10" nowrap="nowrap" style="text-align: center">Three Months Ended June 30, 2013</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Wealth</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Management</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Banking</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Division</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 61%">Net interest income</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">11,673</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">775</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">12,448</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Noninterest income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,536</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,700</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5,236</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Total income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">13,209</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4,475</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">17,684</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Provision for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">500</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">500</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Salaries and benefits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">6,699</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,236</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7,935</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Premises and equipment expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,193</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">145</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,338</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Other noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,746</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,060</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,806</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Total noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">12,138</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,441</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">14,579</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Income before income tax expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,071</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,034</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,105</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Income tax expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">350</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">746</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,096</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Net income</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">721</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,288</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,009</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="10" nowrap="nowrap" style="text-align: center">Six Months Ended June 30, 2014</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Wealth</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Management</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Banking</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Division</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 61%">Net interest income</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">30,526</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,968</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">32,494</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Noninterest income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,598</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">7,870</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">10,468</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Total income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">33,124</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">9,838</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">42,962</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Provision for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,475</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,475</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Salaries and benefits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">14,816</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,121</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">17,937</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Premises and equipment expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,435</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">337</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,772</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Other noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4,236</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,324</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">6,560</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Total noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">25,962</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5,782</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">31,744</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Income before income tax expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7,162</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,056</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">11,218</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Income tax expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,856</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,548</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4,404</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Net income</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">4,306</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,508</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">6,814</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total assets for period end</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,387,925</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">13,046</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,400,971</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><b> </b></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="10" nowrap="nowrap" style="text-align: center">Six Months Ended June 30, 2013</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Wealth</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Management</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Banking</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Division</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; width: 61%">Net interest income</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">23,065</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,810</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">24,875</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Noninterest income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,624</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">7,216</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">10,840</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">   Total income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">26,689</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">9,026</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">35,715</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Provision for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,350</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,350</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Salaries and benefits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">12,489</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,525</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">15,014</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Premises and equipment expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,350</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">292</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,642</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Other noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">4,418</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,298</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">6,716</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Total noninterest expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">22,607</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">5,115</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">27,722</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Income before income tax expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,082</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,911</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">7,993</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">Income tax expense</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,579</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,512</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,091</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Net income</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,503</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,399</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">4,902</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">Total assets for period end</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,678,270</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,320</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,679,590</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following table summarizes, for the periods
indicated, assets measured at fair value on a recurring basis, including financial assets for which the Corporation has elected
the fair value option:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><b>Assets Measured on a Recurring Basis</b></p>
<p style="margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td colspan="5" nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="10" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Fair Value Measurements Using</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Quoted</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Prices in</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Active</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Markets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Significant</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">For</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Significant</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Identical</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Observable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unobservable</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Assets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Inputs</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Inputs</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 1)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 2)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 3)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Assets:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Available for sale:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">     U.S. government-sponsored</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="width: 48%">       entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,555</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">15,555</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">     Mortgage-backed securities-</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">       residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">153,643</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">153,643</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     State and political subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">50,583</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">50,583</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     Single-Issuer Trust Preferred</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,550</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,550</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     CRA investment fund</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">     Loans held for sale, at fair value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">          Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">227,920</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">224,981</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><b> </b></p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td colspan="5" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="10" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td colspan="5" nowrap="nowrap"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="10" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Fair Value Measurements Using</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Quoted</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Prices in</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Active</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Markets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Significant</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">For</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Significant</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Identical</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Observable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Unobservable</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">December 31, 31,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Assets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Inputs</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Inputs</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 1)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 2)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">(Level 3)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">Assets:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">   Available for sale:</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">     U.S. government-sponsored</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="width: 48%">       entities</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">14,770</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">14,770</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap">     Mortgage-backed securities-</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap">       residential</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">189,080</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">189,080</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     State and political subdivisions</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">59,343</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">59,343</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     Single-Issuer Trust Preferred</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,370</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,370</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">     CRA investment fund</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">      Loans held for sale, at fair value</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="padding-bottom: 2.5pt">          Total</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">270,448</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">267,564</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following tables present residential loans
held for sale, at fair value for the periods indicated:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">June 30, 2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">December 31, 2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 74%">Residential loans contractual balance</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">2,604</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">1,975</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Fair value adjustment</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">46</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">26</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">   Total fair value of residential loans held for sale</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following table summarizes, for the
periods indicated, assets measured at fair value on a non-recurring basis:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><b>Assets Measured on a Non-Recurring Basis</b></p>
<p style="margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt">
<tr style="vertical-align: bottom">
<td> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="10" style="border-bottom: black 1pt solid; text-align: center">Fair Value Measurements Using</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Quoted</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Prices in</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Active</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Markets</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Significant</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center"> </td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">For</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Other</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Significant observable</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Identical</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Observable</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Unobservable</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">June 30,</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Assets</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Inputs</td>
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center">Inputs</td>
<td> </td></tr>
<tr style="vertical-align: bottom">
<td>(In thousands)</td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">(Level 1)</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">(Level 2)</td>
<td style="padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center">(Level 3)</td>
<td style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td>Assets:</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left">Impaired loans:</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left; width: 48%">Primary residential mortgage</td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">711</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">—</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">—</td>
<td style="text-align: left; width: 1%"> </td>
<td style="width: 1%"> </td>
<td style="text-align: left; width: 1%">$</td>
<td style="text-align: right; width: 10%">711</td>
<td style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>OREO</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">580</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">580</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td> </td>
<td> </td>
<td colspan="2" style="text-align: center; vertical-align: bottom; font-size: 10pt"><font style="font: 10pt Arial, Helvetica, Sans-Serif">December 31,</font></td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left; padding-bottom: 1pt">(In thousands)</td>
<td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom">2013</td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right"> </td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right"> </td>
<td style="text-align: left; padding-bottom: 1pt"> </td>
<td style="padding-bottom: 1pt"> </td>
<td style="border-bottom: black 1pt solid; text-align: left"> </td>
<td style="border-bottom: black 1pt solid; text-align: right"> </td>
<td style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>Assets:</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">Impaired loans:</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right"> </td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td style="text-align: left">   Primary residential mortgage</td>
<td> </td>
<td style="text-align: left">$</td>
<td style="text-align: right">85</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left">$</td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left">$</td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left">$</td>
<td style="text-align: right">85</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td style="text-align: left">   Owner occupied commercial real estate</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,593</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">1,593</td>
<td style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td>OREO</td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">980</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">—</td>
<td style="text-align: left"> </td>
<td> </td>
<td style="text-align: left"> </td>
<td style="text-align: right">980</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">The carrying amounts and estimated fair values of financial instruments
at June 30, 2014 are as follows:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Fair Value Measurements at June 30, 2014 Using</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Carrying</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Amount</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 1</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 2</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 3</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Financial assets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 35%">   Cash and cash equivalents</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">215,626</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">214,876</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">750</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">215,626</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Securities available for sale</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">225,270</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,939</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">222,331</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">225,270</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   FHLB and FRB stock</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">9,946</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">N/A</font></td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Loans held for sale, at fair value</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,650</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Loans, net of allowance for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,857,736</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,837,523</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,837,523</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Accrued interest receivable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,858</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">745</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,113</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,858</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Financial liabilities</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Deposits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">2,115,168</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,813,101</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">301,320</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">2,114,421</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Federal home loan bank advances</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">83,692</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">84,919</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">84,919</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Accrued interest payable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">413</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">91</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">322</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">413</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The carrying amounts and estimated fair values
of financial instruments at December 31, 2013 are as follows:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="14" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Fair Value Measurements at December 31, 2013 Using</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Carrying</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Amount</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 1</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 2</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Level 3</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Total</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Financial assets</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 35%">   Cash and cash equivalents</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">35,147</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">34,397</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">750</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">—</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">35,147</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Securities available for sale</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">268,447</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,884</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">265,563</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">268,447</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   FHLB and FRB stock</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">10,032</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"><font style="font: 10pt Arial, Helvetica, Sans-Serif">N/A</font></td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Loans held for sale, at fair value</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">2,001</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Loans, net of allowance for loan losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,558,828</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,528,937</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">1,528,937</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Accrued interest receivable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,086</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">817</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">3,269</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">4,086</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Financial liabilities</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Deposits</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,647,250</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,490,417</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">156,078</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left">$</td>
<td nowrap="nowrap" style="text-align: right">1,646,495</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Overnight borrowings</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">54,900</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">54,900</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">54,900</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Federal home loan bank advances</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">74,692</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">75,728</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">75,728</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   Accrued interest payable</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">340</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">49</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">291</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">—</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">340</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following table presents the major components
of other operating expenses for the periods indicated:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Three Months Ended</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">Six Months Ended</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; width: 48%">FDIC assessment</td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">303</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">280</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">579</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td>
<td nowrap="nowrap" style="width: 1%"> </td>
<td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="text-align: right; width: 10%">560</td>
<td nowrap="nowrap" style="text-align: left; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Wealth management division</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   other expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">453</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">408</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">999</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">901</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Professional and legal fees</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">519</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">430</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">970</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">930</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Loan expense</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">124</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">165</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">224</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">363</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">Provision for ORE losses</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">300</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">930</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">400</td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right">930</td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Other operating expenses</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,808</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,593</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,388</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">3,032</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">   Total other operating expenses</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,507</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,806</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">6,560</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">6,716</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following is a summary of the accumulated
other comprehensive income balances, net of tax, for the three months ended June 30, 2014 and 2013:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Amount</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Reclassified</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">From</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Accumulated</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Three Months</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Balance at</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ended</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Balance at</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">March 31,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Before</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Reclassifications</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Net unrealized holding gain</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   on securities available for sale,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; width: 35%">   Net of tax</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">606</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">875</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">(51</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">824</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">1,430</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">     Accumulated other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">       comprehensive income,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">       net of tax</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">606</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">875</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(51</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">824</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,430</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Amount</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Reclassified</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">From</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income/(Loss)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Accumulated</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Three Months</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Balance at</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income/(Loss)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ended</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Balance at</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">March 31,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Before</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Reclassifications</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Net unrealized holding gain/(loss)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   on securities available for sale,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; width: 35%">   Net of tax</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">3,704</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">(2,597</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">(155</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">(2,752</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">952</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">     Accumulated other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">       comprehensive income/(loss),</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">       net of tax</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">3,704</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(2,597</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(155</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(2,752</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">952</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The following is a summary of the accumulated other comprehensive
income balances, net of tax, for the six months ended June 30, 2014 and 2013:</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Amount</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Reclassified</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">From</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Accumulated</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Six Months</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Balance at</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ended</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Balance at</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">December 31,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Before</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Reclassifications</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2014</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Net unrealized holding gain</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   on securities available for sale,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; width: 35%">   Net of tax</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">23</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">1,522</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">(115</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">1,407</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">1,430</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">     Accumulated other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">       comprehensive income,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">       net of tax</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">23</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,522</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(115</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,407</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,430</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"> </p>
<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Amount</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Reclassified</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">From</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income/(Loss)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Accumulated</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Six Months</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Balance at</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Income/(Loss)</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Ended</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Balance at</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">December 31,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Before</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">Comprehensive</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center">June 30,</td>
<td nowrap="nowrap"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap">(In thousands)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2012</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Reclassifications</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Income</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td>
<td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2013</td>
<td nowrap="nowrap" style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom">
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify"> </td>
<td nowrap="nowrap"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: left">Net unrealized holding gain</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">   on securities available for sale,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; width: 35%">   Net of tax</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">4,299</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">(3,004</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">(343</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">(3,347</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%">)</td>
<td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"> </td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 1%">$</td>
<td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; width: 10%">952</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; width: 1%"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">     Accumulated other</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify">       comprehensive income,</td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap"> </td>
<td nowrap="nowrap" style="text-align: left"> </td>
<td nowrap="nowrap" style="text-align: right"> </td>
<td nowrap="nowrap" style="text-align: left"> </td></tr>
<tr style="background-color: white; vertical-align: bottom">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">       net of tax</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">4,299</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(3,004</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(343</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(3,347</td>
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
<td nowrap="nowrap" style="padding-bottom: 2.5pt"> </td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
<td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">952</td></tr>
</table>
-54900000
<p><font style="font: 10pt Times New Roman, Times, Serif">The options granted under these plans are exercisable at a price equal
to the fair value of common stock on the date of grant and expire not more than ten years after the date of grant. Stock options
may vest during a period of up to five years after the date of grant.</font></p>
30000
10000
5000
15000
169000
106000
54000
84000
440000
114000
721000
197000
479000
5200000
P1Y1M21D
P4Y2M12D
21.21
7.50
5.50
595018
151674
132140
490942
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">Changes in non-vested, restricted common shares for 2014 were
as follows:</p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Weighted</td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Average</td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Number of</td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Grant Date</td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Shares</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Fair Value</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td style="width: 74%; font: 10pt Arial, Helvetica, Sans-Serif">Balance, January 1, 2014</td><td style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">253,540</td><td style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">15.95</td><td style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Granted during 2014</td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">149,079</td><td style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">19.45</td><td style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td style="text-align: left; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Vested during 2014</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(36,755</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">)</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">18.94</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">Balance, June 30, 2014</td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">365,864</td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">17.07</td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr></table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>8. OTHER COMPREHENSIVE INCOME</b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following is a summary of the accumulated
other comprehensive income balances, net of tax, for the three months ended June 30, 2014 and 2013:</p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Reclassified</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">From</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Income</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Accumulated</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Three Months</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Balance at</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Income</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Balance at</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">March 31,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Before</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif">(In thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Reclassifications</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Income</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Net unrealized holding gain</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">   on securities available for sale,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 35%; text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">   Net of tax</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">606</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">875</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(51</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">824</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">1,430</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">     Accumulated other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">       comprehensive income,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">       net of tax</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">606</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">875</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(51</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">824</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">1,430</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"> </p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Reclassified</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">From</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Income/(Loss)</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Accumulated</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Three Months</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Balance at</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Income/(Loss)</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Balance at</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">March 31,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Before</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif">(In thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Reclassifications</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Income</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Net unrealized holding gain/(loss)</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">   on securities available for sale,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 35%; text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">   Net of tax</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">3,704</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(2,597</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(155</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(2,752</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">952</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">     Accumulated other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">       comprehensive income/(loss),</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">       net of tax</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">3,704</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(2,597</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(155</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(2,752</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">952</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><br />
The following represents the reclassifications out of accumulated other comprehensive income for the three months ended June 30,
2014 and 2013:</p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Three Months Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">(In thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Affected Line Item in Statements of Income</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Unrealized gains on</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">   securities available for sale:</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 43%; text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Realized net gain on securities sales</td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">79</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">238</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 30%; text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Securities gains, net</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Income tax expense</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(28</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(83</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Income tax expense</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">     Total reclassifications, net of tax</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">51</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">155</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The following is a summary of the accumulated other comprehensive
income balances, net of tax, for the six months ended June 30, 2014 and 2013:</p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Reclassified</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">From</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Income</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Accumulated</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Six Months</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Balance at</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Income</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Balance at</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">December 31,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Before</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif">(In thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Reclassifications</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Income</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Net unrealized holding gain</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">   on securities available for sale,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 35%; text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">   Net of tax</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">23</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">1,522</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(115</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">1,407</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">1,430</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">     Accumulated other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">       comprehensive income,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">       net of tax</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">23</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">1,522</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(115</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">1,407</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">1,430</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"> </p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Reclassified</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">From</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Income/(Loss)</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Accumulated</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Six Months</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Balance at</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Income/(Loss)</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Balance at</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">December 31,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Before</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Comprehensive</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif">(In thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Reclassifications</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Income</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Net unrealized holding gain</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">   on securities available for sale,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 35%; text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">   Net of tax</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">4,299</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(3,004</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(343</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(3,347</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">952</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">     Accumulated other</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">       comprehensive income,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">       net of tax</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">4,299</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(3,004</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(343</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(3,347</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">952</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><br />
The following represents the reclassifications out of accumulated other comprehensive income for the six months ended June 30,
2014 and 2013:</p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Six Months Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">(In thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Affected Line Item in Statements of Income</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Unrealized gains on</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">   securities available for sale:</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 43%; text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Realized net gain on securities sales</td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">177</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">527</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 30%; text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Securities gains, net</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Income tax expense</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(62</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(184</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Income tax expense</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">     Total reclassifications, net of tax</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">115</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">343</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The following represents the reclassifications out of accumulated other comprehensive income for the three months ended June 30,
2014 and 2013:</p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Three Months Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">(In thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Affected Line Item in Statements of Income</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Unrealized gains on</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">   securities available for sale:</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 43%; text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Realized net gain on securities sales</td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">79</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">238</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 30%; text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Securities gains, net</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Income tax expense</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(28</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(83</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Income tax expense</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">     Total reclassifications, net of tax</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">51</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">155</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr></table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The following represents the reclassifications out of accumulated other comprehensive income for the six months ended June 30,
2014 and 2013:</p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Six Months Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">(In thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Affected Line Item in Statements of Income</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Unrealized gains on</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">   securities available for sale:</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 43%; text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Realized net gain on securities sales</td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">177</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">527</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 30%; text-align: justify; font: 10pt Arial, Helvetica, Sans-Serif">Securities gains, net</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Income tax expense</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(62</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(184</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Income tax expense</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">     Total reclassifications, net of tax</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">115</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">343</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><b></b></p>
<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top">
<td style="width: 0%"></td><td style="width: 0.5in"><b>1.</b></td><td><b>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</b></td></tr></table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><b> </b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">Certain information and footnote disclosures
normally included in the audited consolidated financial statements prepared in accordance with U.S. generally accepted accounting
principles have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission. These
unaudited consolidated financial statements should be read in conjunction with the consolidated financial statements and notes
thereto included in the Annual Report on Form 10-K for the period ended December 31, 2013 for Peapack-Gladstone Financial Corporation
(the “Corporation” or the “Company”). In the opinion of the Management of the Corporation, the accompanying
unaudited Consolidated Interim Financial Statements contain all adjustments necessary to present fairly the financial position
as of June 30, 2014 and the results of operations for the three and six months ended June 30, 2014 and 2013, comprehensive income
for the three and six months ended, equity statement for the six months ended and cash flows for the six months ended June 30,
2014 and 2013.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Principles of Consolidation and Organization:
</b>The Corporation considers that all adjustments necessary for a fair presentation of the statement of the financial position
and results of operations in accordance with U.S. generally accepted accounting principles for these periods have been made. Results
for such interim periods are not necessarily indicative of results for a full year.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The consolidated financial statements of Peapack-Gladstone
Financial Corporation (the “Corporation”) are prepared on the accrual basis and include the accounts of the Corporation
and its wholly-owned subsidiary, Peapack-Gladstone Bank (the “Bank”). The consolidated statements also include the
Bank’s wholly-owned subsidiary, PGB Trust & Investments of Delaware. All significant intercompany balances and transactions
have been eliminated from the accompanying consolidated financial statements.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Securities</b>: All securities are classified
as available for sale and are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income,
net of tax.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Interest income includes amortization
of purchase premium of discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating
prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on sales are recorded on
the trade date and determined using the specific identification method.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Management evaluates securities for other-than-temporary
impairment on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For
securities in an unrealized loss position, Management considers the extent and duration of the unrealized loss and the financial
condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than
not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If
either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value
is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment
is split into two components as follows: 1) other-than-temporary impairment related to credit loss, which must be recognized in
the income statement and 2) other-than-temporary impairment related to other factors, which is recognized in other comprehensive
income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the
amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>Loans Held for Sale: </b>Mortgage
loans originated with the intent to sell in the secondary market are carried at fair value, as determined by outstanding commitments
from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged in earnings.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Mortgage loans held for sale are generally
sold with servicing rights released; therefore, no servicing rights are recorded. Gains and losses on sales of mortgage loans are
based on the difference between the selling price and the carrying value of the related loan sold.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">Loans originated with the intent to hold
and subsequently transferred to loans held for sale are carried at the lower of cost or fair value. These are loans that the Corporation
no longer has the intent to hold for the foreseeable future.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>Loans: </b>Loans that Management has
the intent and ability to hold for the foreseeable future or until maturity are stated at the principal amount outstanding. Interest
on loans is recognized based upon the principal amount outstanding. Loans are stated at face value, less purchased premium and
discounts and net deferred fees. Loan origination fees and certain direct loan origination costs are deferred and recognized over
the life of the loan as an adjustment, on a level-yield method, to the loan’s yield. The definition of recorded investment
in loans includes accrued interest receivable, however, for the Corporation’s loan disclosures, accrued interest was excluded
as the impact was not material.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">Loans are considered past due when they are
not paid in accordance with contractual terms. The accrual of income on loans, including impaired loans, is discontinued if, in
the opinion of Management, principal or interest is not likely to be paid in accordance with the terms of the loan agreement, or
when principal or interest is past due 90 days or more and collateral, if any, is insufficient to cover principal and interest.
All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Payments received on
nonaccrual loans are recorded as principal payments. A nonaccrual loan is returned to accrual status only when interest and principal
payments are brought current and future payments are reasonably assured, generally when the Bank receives contractual payments
for a minimum of six months. Commercial loans are generally charged off after an analysis is completed which indicates that collectability
of the full principal balance is in doubt. Consumer loans are generally charged off after they become 120 days past due. Subsequent
payments are credited to income only if collection of principal is not in doubt. If principal and interest payments are brought
contractually current and future collectability is reasonably assured, loans are returned to accrual status. Nonaccrual mortgage
loans are generally charged off when the value of the underlying collateral does not cover the outstanding principal balance.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The majority of the Corporation’s loans
are secured by real estate in the New Jersey and New York area.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Allowance for Loan Losses: </b>The allowance
for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when
Management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.
Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information
about specific borrower situations and estimated collateral values, economic conditions and other factors. Allocations of the allowance
may be made for specific loans, but the entire allowance is available for any loan that, in Management’s judgment, should
be charged off. The allowance consists of specific and general components. The specific component of the allowance relates to loans
that are individually classified as impaired.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">A loan is impaired when, based on current information
and events, it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of
the loan agreement. Factors considered by Management in determining impairment include payment status, collateral value and the
probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays
and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment
shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including
the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall
in relation to the principal and interest owed.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">All loans are individually evaluated for impairment
when loans are classified as substandard by Management. If a loan is considered impaired, a portion of the allowance is allocated
so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or
at the fair value of collateral less estimated disposition costs if repayment is expected solely from the collateral. Large groups
of smaller balance homogeneous loans, such as consumer and residential real estate loans are collectively evaluated for impairment
while they are performing assets. If and when a residential mortgage is placed on nonaccrual status and in the process of collection,
such as through a foreclosure action, then they are evaluated for impairment on an individual basis and the loan is reported, net,
at the fair value of the collateral less estimated disposition costs.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">A troubled debt restructuring is a renegotiated
loan with concessions made by the lender to a borrower who is experiencing financial difficulty. Troubled debt restructurings are
impaired and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception.
If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value
of the collateral, less estimated disposition costs. For troubled debt restructurings that subsequently default, the Corporation
determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The general component of the allowance covers
non-impaired loans and is based primarily on the Bank’s historical loss experience adjusted for current factors. The historical
loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Corporation over
the previous three years. This actual loss experience is adjusted by other qualitative factors based on the risks present for each
portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired
loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures and practices;
experience, ability and depth of lending management and other relevant staff; national and local economic trends and conditions;
industry conditions; and effects of changes in credit concentrations.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">In determining an appropriate amount for the
allowance, the Bank segments and evaluates the loan portfolio based on Federal call report codes, which are based on collateral.
The following portfolio classes have been identified:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Primary Residential Mortgages</u>.
The Bank originates one to four family residential mortgage loans within or near its primary geographic market area. Loans are
secured by first liens on the primary residence or investment property. Primary risk characteristics associated with residential
mortgage loans typically involve major living or lifestyle changes to the borrower, including unemployment or other loss of income;
unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. In addition, residential
mortgage loans that have adjustable rates could expose the borrower to higher debt service requirements in a rising interest rate
environment. Further, real estate value could drop significantly and cause the value of the property to fall below the loan amount,
creating additional potential exposure for the Bank.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Home Equity Lines of Credit</u>. The
Bank provides revolving lines of credit against one to four family residences within or near its primary geographic market. Primary
risk characteristics associated with home equity lines of credit typically involve major living or lifestyle changes to the borrower,
including unemployment or other loss of income; unexpected significant expenses, such as for major medical issues or catastrophic
events; divorce or death. In addition, home equity lines of credit typically are made with variable or floating interest rates,
such as the Prime Rate, which could expose the borrower to higher debt service requirements in a rising interest rate environment.
Further, real estate value could drop significantly and cause the value of the property to fall below the loan amount, creating
additional potential exposure for the Bank.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Junior Lien Loan on Residence</u>.
The Bank provides junior lien loans (“JLL”) against one to four family properties within or near its primary geographic
market area. Junior lien loans can be either in the form of an amortizing home equity loan or a revolving home equity line of credit.
These loans are subordinate to a first mortgage which may be from another lending institution. Primary risk characteristics associated
with junior lien loans typically involve major living or lifestyle changes to the borrower, including unemployment or other loss
of income; unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. Further,
real estate value could drop significantly and cause the value of the property to fall below the loan amount, creating additional
potential exposure for the Bank.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Multifamily Loans.</u> The Bank provides
mortgage loans for multifamily properties (i.e. buildings which have five or more residential units) in New Jersey, Pennsylvania
and New York. Multifamily loans are expected to be repaid from the cash flow of the underlying property so the collective amount
of rents must be sufficient to cover all operating expense, maintenance, taxes and debt service. Increases in vacancy rates, interest
rates or other changes in general economic conditions can all have an impact on the borrower and their ability to repay the loan.
Certain markets, such as New York City, are rent regulated, and as such, feature rents that are considered to be below market rates.
Generally, rent regulated properties are characterized by relatively stable occupancy levels and longer term tenants. As a loan
asset class for banks in the New York metropolitan area, multifamily loans have experienced much lower historical loss rates compared
to other types of commercial lending.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Commercial Real Estate Loans</u>.
The Bank provides mortgage loans for commercial real estate that is either owner occupied or managed as an investment property
(non-owner occupied). Principal types of investment commercial real estate properties include retail, office buildings, mixed use,
medical facilities, industrial and other. The terms and conditions of all commercial mortgage loans are tailored to the specific
attributes of the borrower and any guarantors as well as the nature of the property and loan purpose. Commercial real estate loans
are generally considered to have a higher degree of credit risk than multifamily loans as they may be dependent on the ongoing
success and operating viability of a fewer number of tenants who are occupying the property and who may have a greater degree of
exposure to various industry or economic conditions.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Commercial and Industrial Loans</u>.
The Bank provides lines of credit and term loans to operating companies for business purposes. The loans are generally secured
by business assets such as accounts receivable, inventory and equipment. Commercial and industrial loans are typically repaid first
by the cash flow generated by the borrower’s business operation. The primary risk characteristics are specific to the underlying
business and its ability to generate sustainable profitability and resulting positive cash flow. Factors that may influence a business’s
profitability include, but are not limited to, demand for its products or services, quality and depth of management, degree of
competition, regulatory changes, and general economic conditions. Commercial and industrial loans are generally secured by business
assets; however, the ability of the Bank to foreclose and realize sufficient value from the assets is often highly uncertain.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Commercial Construction</u>. The Bank
has substantially wound down its commercial construction lending activity given the current economic environment. New construction
loans would be considered only to experienced and reputable local builders and developers that have the capital and liquidity to
carry a project to completion and stabilization. Construction loans are considered riskier than commercial financing on improved
and established commercial real estate. The risk of potential loss increases if the original cost estimates or time to complete
are significantly underestimated.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.25in; text-align: justify"><u>Consumer and Other</u>. These are
loans to individuals for household, family and other personal expenditures as well as obligations of states and political subdivisions
in the U.S. This also represents all other loans that cannot be categorized in any of the previous mentioned loan segments.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><b> </b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Stock-Based Compensation: </b>The Corporation’s
Stock Incentive Plans allow the granting of shares of the Corporation’s common stock as incentive stock options, nonqualified
stock options, restricted stock awards and stock appreciation rights to directors, officers, employees and independent contractors
of the Corporation and its Subsidiaries. The options granted under these plans are exercisable at a price equal to the fair value
of common stock on the date of grant and expire not more than ten years after the date of grant. Stock options may vest during
a period of up to five years after the date of grant.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">For the three months ended June 30, 2014 and
2013, the Corporation recorded total compensation cost for stock options of $54 thousand and $84 thousand respectively, with a
recognized tax benefit of $5 thousand and $15 thousand for the quarters ended June 30, 2014 and 2013, respectively. The Corporation
recorded total compensation cost for stock options for the six months ended June 30, 2014 and 2013, of $106 thousand and $169 thousand,
respectively, with a recognized tax benefit of $10 thousand for the six months ended June 30, 2014 and $30 thousand for the six
months ended June 30, 2013. There was approximately $479 thousand of unrecognized compensation cost related to non-vested share-based
compensation arrangements granted under the Corporation’s stock incentive plans at June 30, 2014. That cost is expected to
be recognized over a weighted average period of 1.14 years.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For the Corporation’s stock option plans, changes in options
outstanding during the six months ended June 30, 2014 were as follows:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Weighted</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Weighted</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Average</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Aggregate</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Average</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Remaining</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Intrinsic</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Number of</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Exercise</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Contractual</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Value</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Options</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Price</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Term</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">(In thousands)</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 48%; font: 10pt Arial, Helvetica, Sans-Serif">Balance, January 1, 2014</td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">652,179</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">21.30</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Granted during 2014</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">8,700</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">18.83</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Exercised during 2014</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">(9,283</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">12.70</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Expired during 2014</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">(266,989</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">27.48</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Forfeited during 2014</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(10,276</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">13.16</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">Balance, June 30, 2014</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">374,331</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">17.26</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">5.86</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> years</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">511</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">Vested and expected to vest (1)</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">342,650</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">17.62</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">5.86</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> years</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">635</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">Exercisable at June 30, 2014</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">256,995</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">18.88</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">4.92</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> years</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">70</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellpadding="0" cellspacing="0" border="0" style="width: 100%; margin-bottom: 10pt; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: top">
<td style="width: 0.25in">(1)</td>
<td>Does not include shares which are not expected to vest as a result of anticipated forfeitures.</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The aggregate intrinsic value represents the
total pre-tax intrinsic value (the difference between the Corporation’s closing stock price on the last trading day of the
second quarter of 2014 and the exercise price, multiplied by the number of in-the-money options). The Corporation’s closing
stock price on June 30, 2014 was $21.21.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">For the second quarter of 2014, the per share
weighted-average fair value of stock options granted was $7.50 compared to $5.50 for the same quarter of 2013 using the Black-Scholes
option-pricing model with the following weighted average assumptions:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Three Months Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Six Months Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 1pt"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 48%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Dividend Yield</td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">1.05</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">1.16</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">1.02</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">1.31</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Expected volatility</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">40</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">39</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">40</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">39</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Expected life</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"><font style="font: 10pt Arial, Helvetica, Sans-Serif">7 years</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Risk-free interest rate</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">2.26</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">1.19</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">2.18</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">1.11</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">%</td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">The Corporation also awards restricted stock
to certain executives and certain key employees. In the second quarter of 2014, the Corporation issued 11,467 restricted stock
awards, at a fair value equal to the market price of the Corporation’s common stock at the date of grant. The awards may
vest fully during a period of up to three years after the date of award. In addition, awards granted in 2013 and prior years, vest
in varying terms between three and five years. In December 2013, the Corporation granted restricted stock awards to the CEO, CFO
and COO, of which 50 percent vest in five years. The vesting of the other 50 percent is dependent on the Corporation meeting certain
performance criteria. At December 31, 2013 and June 30, 2014, the Corporation believes that these targets would be met within the
prescribed period so 100 percent of these awards are being expensed over a five-year period from the date of grant. For the three
months ended June 30, 2014 and 2013, the Corporation recorded total compensation cost for restricted shares of $440<font style="color: red">
</font>thousand and $114 thousand, respectively. For the six months ended June 30, 2014 and 2013, the corporation recorded total
compensation cost for restricted stock awards of $721 thousand and $197 thousand respectively. As of June 30, 2014, there was approximately
$5.2 million of unrecognized compensation cost related to non-vested restricted stock awards granted under the Corporation’s
stock incentive plans, which is expected to be recognized over a weighted average period of 4.2 years.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">Changes in non-vested, restricted common shares for 2014 were
as follows:</p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Weighted</td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Average</td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Number of</td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Grant Date</td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Shares</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Fair Value</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td style="width: 74%; font: 10pt Arial, Helvetica, Sans-Serif">Balance, January 1, 2014</td><td style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">253,540</td><td style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">15.95</td><td style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Granted during 2014</td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">149,079</td><td style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">19.45</td><td style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td style="text-align: left; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Vested during 2014</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(36,755</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">)</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">18.94</td><td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">Balance, June 30, 2014</td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">365,864</td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">17.07</td><td style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>Earnings per Common share –
Basic and Diluted: </b>The following is a reconciliation of the calculation of basic and diluted earnings per share. Basic net
income per common share is calculated by dividing net income available to common shareholders by the weighted average common shares
outstanding during the reporting period. Diluted net income per common share is computed similarly to that of basic net income
per common share, except that the denominator is increased to include the number of additional common shares that would have been
outstanding if all common shares underlying potentially dilutive stock options were issued or restricted stock would vest during
the reporting period utilizing the Treasury stock method.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Three Months Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">Six Months Ended</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Arial, Helvetica, Sans-Serif">June 30,</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif">(In thousands, except per share data</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 48%; text-align: left; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">Net income to common shareholders</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">3,783</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">2,009</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">6,814</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 10%; border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">4,902</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Basic weighted-average common shares outstanding</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">11,721,256</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">8,909,170</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">11,664,410</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">8,889,971</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Plus: common stock equivalents</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">124,819</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">46,214</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">150,396</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">52,296</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">Diluted weighted-average common shares outstanding</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">11,846,075</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">8,955,384</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">11,814,806</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">8,942,267</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif">Net income per common share</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif">Basic</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">0.32</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">0.23</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">0.58</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">0.55</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif">Diluted</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">0.32</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">0.22</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">0.58</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">0.55</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">Stock options totaling 132,140 and 490,942 shares
were not included in the computation of diluted earnings per share in the second quarters of 2014 and 2013, respectively, because
they were considered antidilutive. Stock options 151,674 and 595,018 shares were not included in the computation of diluted earnings
per share in the six months ended June 30, 2014 and 2013, respectively, because they were considered antidilutive.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify"><b>Income Taxes:</b> The Corporation
files a consolidated Federal income tax return. Separate state income tax returns are filed for each subsidiary based on current
laws and regulations.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation recognizes deferred tax
assets and liabilities for the expected future tax consequences of events that have been included in its financial statements or
tax returns. The measurement of deferred tax assets and liabilities is based on the enacted tax rates. Such tax assets and liabilities
are adjusted for the effect of a change in tax rates in the period of enactment.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation recognizes a tax position
as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with
a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50 percent
likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit
is recorded.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation is no longer subject
to examination by the U.S. Federal tax authorities for years prior to 2010 or by New Jersey tax authorities for years prior to
2009.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">The Corporation recognizes interest and/or
penalties related to income tax matters in income tax expense.</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">For the Corporation’s stock option plans, changes in options
outstanding during the six months ended June 30, 2014 were as follows:</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Weighted</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Weighted</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Average</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Aggregate</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Average</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Remaining</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Intrinsic</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Number of</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Exercise</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Contractual</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">Value</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Options</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Price</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Term</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td colspan="2" nowrap="nowrap" style="text-align: right; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">(In thousands)</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="width: 48%; font: 10pt Arial, Helvetica, Sans-Serif">Balance, January 1, 2014</td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">652,179</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">21.30</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Granted during 2014</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">8,700</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">18.83</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Exercised during 2014</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">(9,283</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">12.70</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">Expired during 2014</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">(266,989</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif">27.48</td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: right; font: 10pt Arial, Helvetica, Sans-Serif"> </td><td nowrap="nowrap" style="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Arial, Helvetica, Sans-Serif">Forfeited during 2014</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">(10,276</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">13.16</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right"> </td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">Balance, June 30, 2014</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">374,331</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">17.26</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">5.86</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> years</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">511</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">Vested and expected to vest (1)</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">342,650</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">17.62</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">5.86</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> years</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">635</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Arial, Helvetica, Sans-Serif">
<td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Arial, Helvetica, Sans-Serif">Exercisable at June 30, 2014</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">256,995</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">18.88</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">4.92</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> years</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif"> </td>
<td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: right">70</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> </td></tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p>
<table cellpadding="0" cellspacing="0" border="0" style="width: 100%; margin-bottom: 10pt; font: 10pt Arial, Helvetica, Sans-Serif">
<tr style="vertical-align: top">
<td style="width: 0.25in">(1)</td>
<td>Does not include shares which are not expected to vest as a result of anticipated forfeitures.</td></tr></table>
Does not include shares which are not expected to vest as a result of anticipated forfeitures.