-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 OsQZbuYh2Zb7SYC/3gqdd3vKsujU9XAV24JHZQM3mEjytrFTENmqY+McpiKra+TW
 rhSXTgPIE/uM3EiqlLrUYQ==

<SEC-DOCUMENT>0000000000-07-023610.txt : 20070626
<SEC-HEADER>0000000000-07-023610.hdr.sgml : 20070626
<ACCEPTANCE-DATETIME>20070510142628
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-07-023610
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20070510

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PEAPACK GLADSTONE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001050743
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				223537895
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		158 ROUTE 206 NORTH
		CITY:			GLADSTONE
		STATE:			NJ
		ZIP:			07934
		BUSINESS PHONE:		9082340700

	MAIL ADDRESS:	
		STREET 1:		158 ROUTE 206 NORTH
		CITY:			GLADSTONE
		STATE:			NJ
		ZIP:			07934
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
<PDF>
begin 644 filename1.pdf
M)5!$1BTQ+C0-)>+CS],-"C0X(#`@;V)J(#P\+TQI;F5A<FEZ960@,2],(#$S
M,S$V+T\@-3`O12`V-#DY+TX@,2]4(#$R,S`Y+T@@6R`U-38@,3<U73X^#65N
M9&]B:@T@("`@("`@("`@("`@("`@("`@#0IX<F5F#0HT."`Q,PT*,#`P,#`P
M,#`Q-B`P,#`P,"!N#0HP,#`P,#`P.#DW(#`P,#`P(&X-"C`P,#`P,#$Q-C(@
M,#`P,#`@;@T*,#`P,#`P,30P-"`P,#`P,"!N#0HP,#`P,#`Q.#0W(#`P,#`P
M(&X-"C`P,#`P,#$X.#$@,#`P,#`@;@T*,#`P,#`P,C@U-"`P,#`P,"!N#0HP
M,#`P,#`S,C8T(#`P,#`P(&X-"C`P,#`P,#4Y,S,@,#`P,#`@;@T*,#`P,#`P
M-C$W-2`P,#`P,"!N#0HP,#`P,#`V-#(S(#`P,#`P(&X-"C`P,#`P,#`W,S$@
M,#`P,#`@;@T*,#`P,#`P,#4U-B`P,#`P,"!N#0IT<F%I;&5R#0H\/"]3:7IE
M(#8Q+U!R978@,3(R.3@O6%)E9E-T;2`W,S$O4F]O="`T.2`P(%(O26YF;R`V
M(#`@4B])1%L\,S0Y,3$P1D0V.#<P,T0X,C)#.4,S0C=%0T$V13DT-34^/#1!
M,SE&0C9!048S-T4Q-$(X,D4W1#!"-D9#-T$Y,4)#/ET^/@T*<W1A<G1X<F5F
M#0HP#0HE)45/1@T*("`-"C8P(#`@;V)J/#PO3&5N9W1H(#@V+T,@.34O1FEL
M=&5R+T9L871E1&5C;V1E+TD@,3$W+TP@-SDO4R`S.3X^<W1R96%M#0IXVF)@
M8.!D8&"^S0`$(C<94`$3$+,P<!Q@,$`2Y(1B!@8E!AY>QID,S*O%N[QY&:XQ
M+8!IDM&`:K8`8D8&!HDM$)JY!&X*&P.#G@A$E-$=(,``?!T)+PT*96YD<W1R
M96%M#65N9&]B:@TU.2`P(&]B:CP\+TQE;F=T:"`R,"]&:6QT97(O1FQA=&5$
M96-O9&4O5ULQ(#$@,5TO26YD97A;-R`T,5TO1&5C;V1E4&%R;7,\/"]#;VQU
M;6YS(#,O4')E9&EC=&]R(#$R/CXO4VEZ92`T."]4>7!E+UA2968^/G-T<F5A
M;0T*>-IB8F)D8&)@8!S,&"#``"G,`'X-"F5N9'-T<F5A;0UE;F1O8FH--#D@
M,"!O8FH\/"]-87)K26YF;SP\+TQE='1E<G-P86-E1FQA9W,@,"]-87)K960@
M=')U93X^+TUE=&%D871A(#4@,"!2+U!I96-E26YF;SP\+TUA<FME9%!$1CP\
M+TQA<W1-;V1I9FEE9"A$.C(P,#<P-3$P,3,T-#(W*3X^/CXO4&%G97,@-"`P
M(%(O4&%G94QA>6]U="]/;F5#;VQU;6XO4W1R=6-T5')E95)O;W0@-R`P(%(O
M5'EP92]#871A;&]G+TQA;F<H14XM55,I+TQA<W1-;V1I9FEE9"A$.C(P,#<P
M-3$P,3,T-#(W*2]086=E3&%B96QS(#(@,"!2/CX-96YD;V)J#34P(#`@;V)J
M/#PO0W)O<$)O>%LP(#`@-C$R(#<Y,ETO4&%R96YT(#0@,"!2+U-T<G5C=%!A
M<F5N=',@,"]#;VYT96YT<R`U,R`P(%(O4F]T871E(#`O365D:6%";WA;,"`P
M(#8Q,B`W.3)=+U)E<V]U<F-E<SP\+T-O;&]R4W!A8V4\/"]#4S`@-3(@,"!2
M/CXO1F]N=#P\+U14,"`U,2`P(%(O5%0Q(#4T(#`@4CX^+U!R;V-3971;+U!$
M1B]497AT72]%>'1'4W1A=&4\/"]'4S`@-3@@,"!2/CX^/B]4>7!E+U!A9V4^
M/@UE;F1O8FH--3$@,"!O8FH\/"]3=6)T>7!E+U1R=654>7!E+T9O;G1$97-C
M<FEP=&]R(#4V(#`@4B],87-T0VAA<B`Q,C$O5VED=&AS6S(U,"`P(#`@,"`P
M(#`@,"`P(#`@,"`P(#`@,C4P(#,S,R`R-3`@,"`U,#`@-3`P(#4P,"`U,#`@
M-3`P(#4P,"`U,#`@-3`P(#4P,"`U,#`@,C<X(#`@,"`P(#`@,"`P(#<R,B`V
M-C<@-C8W(#<R,B`V,3$@-34V(#<R,B`P(#`@,S@Y(#<R,B`P(#@X.2`W,C(@
M-S(R(#4U-B`P(#8V-R`U-38@,"`P(#<R,B`Y-#0@,"`P(#`@,"`P(#`@,"`P
M(#`@-#0T(#`@-#0T(#4P,"`T-#0@,S,S(#4P,"`U,#`@,C<X(#`@-3`P(#(W
M."`W-S@@-3`P(#4P,"`U,#`@,"`S,S,@,S@Y(#(W."`U,#`@-3`P(#<R,B`U
M,#`@-3`P72]"87-E1F]N="]4:6UE<TYE=U)O;6%N4%--5"]&:7)S=$-H87(@
M,S(O16YC;V1I;F<O5VEN06YS:45N8V]D:6YG+U1Y<&4O1F]N=#X^#65N9&]B
M:@TU,B`P(&]B:ELO24-#0F%S960@-34@,"!270UE;F1O8FH--3,@,"!O8FH\
M/"],96YG=&@@.3`T+T9I;'1E<B]&;&%T941E8V]D93X^<W1R96%M#0I(B9Q6
MT6Z;,!1]SU?<1R(UKFV,,=-4J4W;:9W252O:-$5[8,19O%&H@*SKOG[7)"RE
MQ22;J@AJH7..K\\]OL<W\/KU\6SZ]APHG)R<G4]A=#R]I9!6N&#_H$KS$0.#
MZV]P_5LU.HM'QW%,@4&\'%&(4_PJ?K"?QA4P:I^_[5()C#<0^(@HA%21D$-\
M-_)@''\?7<2CBYFEVTE@K80.10=%1H*$8A"%'X"B*`GE((I_`(J4)%2#*.(`
ME("389"@%X022JFTY9^TKP_=BDM?$;6I^"PQ&=S6Q3V(0#(7D>PG^GO$770N
MB!H^B=`MG.^$\RZTCR65C!(EM\H?T51'P"D-73SJ7W0'D21JN.#1?Q8\4)Q$
M%GGNS4H"IV6]6I=P2>#,E'=CY9G\VRJQ+S#^$E_U=@#=;YA`*A)MCO7BET[7
MM?FIX:-)-=R4NC(+G=>0Y`N8KHQ>PJ7)DSPU20;OETO\J'0VWP'=%P2"1)LS
MO]')?9+^F+S)DD55%[E^PC0MRONB3&I3Y$ZV_B[=XPTK05`2;:S!`@4?BG6M
MT1S22=3?R`VZOR/R7Q)Q22+5O]<CN+X"&D:^<-+V=[[+DZAR,!B?10![LHE@
MMXF@"\RX!!&I;9?.O0_Z%8PGC`?T\--S^52Z!8F=(/%BIT*)3=K-<;,3'J*6
M]GE9E'?8`)-WL"Q*J%=64Y6BH,\Z*>$B7^@%G.M4WWU%$_NLB03I5ABZ%0X:
M3(3MW=`CT60H8I:4Z0I+T(:22X'J5<#Q_K*^>DX;R.WUB+1@B6#<<%X79/M&
M*9LPR:(!2D=R];M."-ZFK/,N[<^CIG3AKHKA2VRNMBD[]\[M^=E`;&(P:F,P
M\EZA&]U9R/L#R;49)C;9Z][+0.3L:2)*MXD[]SZA;MWH7B68NVEA\_Q^S+Q,
MU^B-`@._U#^-?H!B"8_V7^MKF_F-M6TPESI+[+=+DV$IJF:M`<N+33&L#K8S
M*6M,.O%AP@B3J&^!.I9CX:V1%N\8;`<K(_+L#],?$6OL'U-!;9HEXJZQ(QW[
M:^R'O,U>9Y$/F'C\0+7)ZH09F'F4%?=D7A#V%S1PMR;'&TYGCT=.X($9IRO2
M9X0.CZN\?[[IPK"0T#WS:O_XTH6A/J%[*C\PM;"=O=FS:0NKQU5$Z.8\KHI5
M#C<$KHLL<=[=_KXAI0$-`\(:S-,T+=9YC5:'LQ+OF-5V,GF*_D>``0"VZ=6=
M#0IE;F1S=')E86T-96YD;V)J#34T(#`@;V)J/#PO4W5B='EP92]4<G5E5'EP
M92]&;VYT1&5S8W)I<'1O<B`U-R`P(%(O3&%S=$-H87(@,3$V+U=I9'1H<ULR
M-3`@,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#(U,"`S,S,@,C4P(#`@-3`P(#4P
M,"`U,#`@-3`P(#`@,"`U,#`@-3`P(#`@-3`P(#,S,R`P(#`@,"`P(#`@,"`P
M(#`@-S(R(#<R,B`V-C<@-C$Q(#<W."`P(#`@,"`W-S@@,"`Y-#0@-S(R(#`@
M-C$Q(#`@-S(R(#`@,"`P(#`@,"`P(#<R,B`P(#`@,"`P(#`@,"`P(#4P,"`U
M-38@-#0T(#4U-B`T-#0@,S,S(#`@-34V(#(W."`P(#4U-B`R-S@@.#,S(#4U
M-B`U,#`@-34V(#`@-#0T(#,X.2`S,S-=+T)A<V5&;VYT+U1I;65S3F5W4F]M
M86Y04RU";VQD350O1FER<W1#:&%R(#,R+T5N8V]D:6YG+U=I;D%N<VE%;F-O
M9&EN9R]4>7!E+T9O;G0^/@UE;F1O8FH--34@,"!O8FH\/"],96YG=&@@,C4W
M-2]&:6QT97(O1FQA=&5$96-O9&4O3B`S+T%L=&5R;F%T92]$979I8V521T(^
M/G-T<F5A;0T*2(F<EGE44W<6QW]OR9Z0E;##8PU;@+`&D#5L89$=!%$(20@!
M$D)(V`5!1`44142$JI4RUFUT1D]%G2ZN8ZT.UGWJT@/U,.KH.+06UXZ=%SA'
MG4YGIM/O'^_W.?=W[^_=W[WWG?,`H">EJK75,`L`C=:@STJ,Q185%&*D"0`#
M"B`"$0`R>:TN+3LA!^"2QDNP6MP)_(N>7@>0:;TB3,K`,/#_B2W7Z0T`0!DX
M!RB4M7*<.W&NJC?H3/89G'FEE2:&41/K\01QMC2Q:IZ]YWSF.=K$"HU6@;,I
M9YU"HS#Q:9Q7UQF5.".I.'?5J97U.%_%V:7*J%'C_-P4JU'*:@%`Z2:[02DO
MQ]D/9[H^)TN"\P(`R'35.USZ#AN4#0;3I235ND:]6E5NP-SE'I@H-%2,)2GK
MJY0&@S!#)J^4Z168I%JCDVD;`9B_\YPXIMIB>)&#1:'!P4)_']$[A?JOF[]0
MIM[.TY/,N9Y!_`MO;3_G5ST*@'@6K\WZM[;2+0",KP3`\N9;F\O[`##QOAV^
M^,Y]^*9Y*3<8=&&^OO7U]3YJI=S'5-`W^I\.OT#OO,_'=-R;\F!QRC*9L<J`
MF>HFKZZJ-NJQ6IU,KL2$/QWB7QWX\WEX9RG+E'JE%H_(PZ=,K57A[=8JU`9U
MM193:_]3$W]EV$\T/]>XN&.O`:_8![`N\@#RMPL`Y=(`4K0-WX'>]"V5D@<R
M\#7?X=[\W,\)^O=3X3[3HU:MFHN39.5@<J.^;G[/]%D"`J`")N`!*V`/G($[
M$`)_$`+"032(!\D@'>2``K`4R$$YT``]J`<MH!UT@1ZP'FP"PV`[&`.[P7YP
M$(R#C\$)\$=P'GP)KH%;8!),@X=@!CP%KR`((D$,B`M900Z0*^0%^4-B*!**
MAU*A+*@`*H%4D!8R0BW0"J@'ZH>&H1W0;NCWT%'H!'0.N@1]!4U!#Z#OH)<P
M`M-A'FP'N\&^L!B.@5/@''@)K()KX":X$UX'#\&C\#[X,'P"/@]?@R?AA_`L
M`A`:PD<<$2$B1B1(.E*(E"%ZI!7I1@:1460_<@PYBUQ!)I%'R`N4B')1#!6B
MX6@2FHO*T1JT%>U%A]%=Z&'T-'H%G4)GT-<$!L&6X$4((T@)BP@J0CVABS!(
MV$GXB'"&<(TP37A*)!+Y1`$QA)A$+"!6$)N)O<2MQ`/$X\1+Q+O$61*)9$7R
M(D60TDDRDH'41=I"VD?ZC'29-$UZ3J:1'<C^Y`1R(5E+[B`/DO>0/R5?)M\C
MOZ*P**Z4,$HZ14%II/11QBC'*!<ITY175#950(V@YE`KJ.W4(>I^ZAGJ;>H3
M&HWF1`NE9=+4M.6T(=KO:)_3IF@OZ!RZ)UU"+Z(;Z>OH']*/T[^B/V$P&&Z,
M:$8AP\!8Q]C-.,7XFO'<C&OF8R8U4YBUF8V8'3:[;/:826&Z,F.82YE-S$'F
M(>9%YB,6A>7&DK!DK%;6".LHZP9KELUEB]CI;`V[E[V'?8Y]GT/BN''B.0I.
M)^<#SBG.72["=>9*N'+N"NX8]PQWFD?D"7A27@6OA_=;W@1OQIQC'FB>9]Y@
M/F+^B?DD'^&[\:7\*GX?_R#_.O^EA9U%C(728HW%?HO+%L\L;2RC+966W98'
M+*]9OK3"K.*M*JTV6(U;W;%&K3VM,ZWKK;=9G[%^9,.S";>1VW3;'+2Y:0O;
M>MIFV3;;?F![P7;6SMXNT4YGM\7NE-TC>[Y]M'V%_8#]I_8/'+@.D0YJAP&'
MSQS^BIEC,5@5-H2=QF8<;1V3'(V..QPG'%\Y"9QRG3J<#CC=<:8ZBYW+G`><
M3SK/N#BXI+FTN.QUN>E*<16[EKMN=CWK^LQ-X);OMLIMW.V^P%(@%30)]@IN
MNS/<H]QKW$?=KWH0/<0>E1Y;/;[TA#V#/,L]1SPO>L%>P5YJKZU>E[P)WJ'>
M6N]1[QM"NC!&6"?<*YSRX?ND^G3XC/L\]G7Q+?3=X'O6][5?D%^5WYC?+1%'
ME"SJ$!T3?>?OZ2_W'_&_&L`(2`AH"S@2\&V@5Z`R<%O@GX.X06E!JX).!OTC
M."18'[P_^$&(2TA)R'LA-\0\<8:X5_QY*"$T-K0M]./0%V'!88:P@V%_#Q>&
M5X;O";^_0+!`N6!LP=T(IPA9Q(Z(R4@LLB3R_<C)*,<H6=1HU#?1SM&*Z)W1
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MV-7/[F_JO[LQ;>/A`6R@>^#[3<6;S@T&#F[?3-ULW#PYE/I/`*0!6_Z8N)DD
MF9"9_)IHFM6;0INOG!R<B9SWG62=TIY`GJZ?'9^+G_J@::#8H4>AMJ(FHI:C
M!J-VH^:D5J3'I3BEJ:8:IHNF_:=NI^"H4JC$J3>IJ:H<JH^K`JMUJ^FL7*S0
MK42MN*XMKJ&O%J^+L`"P=;#JL6"QUK)+LL*S.+.NM"6TG+43M8JV`;9YMO"W
M:+?@N%FXT;E*N<*Z.[JUNRZ[I[PAO)N]%;V/O@J^A+[_OWJ_]<!PP.S!9\'C
MPE_"V\-8P]3$4<3.Q4O%R,9&QL/'0<>_R#W(O,DZR;G*.,JWRS;+MLPUS+7-
M-<VUSC;.ML\WS[C0.="ZT3S1OM(_TL'31-/&U$G4R]5.U='65=;8UUS7X-AD
MV.C9;-GQVG;:^]N`W`7<BMT0W9;>'-ZBWRG?K^`VX+WA1.',XE/BV^-CX^OD
M<^3\Y83F#>:6YQ_GJ>@RZ+SI1NG0ZEOJY>MPZ_OLANT1[9SN*.ZT[T#OS/!8
M\.7Q<O'_\HSS&?.G]#3TPO50]=[V;?;[]XKX&?BH^3CYQ_I7^N?[=_P'_)C]
M*?VZ_DO^W/]M__\"#`#WA//["@T*96YD<W1R96%M#65N9&]B:@TU-B`P(&]B
M:CP\+U-T96U6(#@R+T9O;G1.86UE+U1I;65S3F5W4F]M86Y04TU4+T9O;G13
M=')E=&-H+TYO<FUA;"]&;VYT5V5I9VAT(#0P,"]&;&%G<R`S-"]$97-C96YT
M("TR,38O1F]N=$)";WA;+34V."`M,S`W(#(P,#`@,3`P-UTO07-C96YT(#@Y
M,2]&;VYT1F%M:6QY*%1I;65S($YE=R!2;VUA;BDO0V%P2&5I9VAT(#8U-B]8
M2&5I9VAT("TU-#8O5'EP92]&;VYT1&5S8W)I<'1O<B])=&%L:6-!;F=L92`P
M/CX-96YD;V)J#34W(#`@;V)J/#PO4W1E;58@,3,V+T9O;G1.86UE+U1I;65S
M3F5W4F]M86Y04RU";VQD350O1F]N=%-T<F5T8V@O3F]R;6%L+T9O;G1796EG
M:'0@-S`P+T9L86=S(#,T+T1E<V-E;G0@+3(Q-B]&;VYT0D)O>%LM-34X("TS
M,#<@,C`P,"`Q,#(V72]!<V-E;G0@.#DQ+T9O;G1&86UI;'DH5&EM97,@3F5W
M(%)O;6%N*2]#87!(96EG:'0@-C4V+UA(96EG:'0@+34T-B]4>7!E+T9O;G1$
M97-C<FEP=&]R+TET86QI8T%N9VQE(#`^/@UE;F1O8FH--3@@,"!O8FH\/"]/
M4$T@,2]/4"!F86QS92]O<"!F86QS92]4>7!E+T5X=$=3=&%T92]302!F86QS
M92]332`P+C`R/CX-96YD;V)J#3$@,"!O8FH\/"]&:7)S="`S,30O3&5N9W1H
M(#<X.2]&:6QT97(O1FQA=&5$96-O9&4O3B`T,2]4>7!E+T]B:E-T;3X^<W1R
M96%M#0IXVMR534_;0!"&_\I(O;2'=K_MM80B$2!M!`1$4O6`>C#)$BR"'1FG
M;?Y]W_4F$%I1O`>$U$,RGMUWGYF=67M3XF3):LI(*4."DS*:A*`D24A(LI@2
MBC*9DH`HY22\"D,"\]S@#S,\RTA8+-.2!!Z%-20AE=*2%+"I)(DIA4422U4B
M2`*L.7SPM($/E,[@@V<T?/",A0]>H@0I\)(T(3R*%%`%7IH8I(W0'.F#9Q-%
M?A<9MZ3`RQ))*D4J/"6%5+B!G\%F*6F.U)"O#R4L?)\BH%K!(J[62!&%T-B*
M`50CE<1`!UYJ.>WML6.4CM,%.\]K5S:3VCF4\>G`R/UJCMV:!+NH%NXT7_H2
M>\EDO71LW-2K::N[J*JFU_/,2U0=`E_UUNA@3#!),&DP-I@VJ"]X:T0P@2(#
M10:*#!09*#)09*#(0%&!H@)%!8H*%!4H*E!4H*A`48&B`D4'B@X4W5*^LW-J
MM6S,QF[:L).\G+\_&GW\W/_0;GVTNKN_Y/[P>74[=./RF:O9.>M7L_4[R2<H
M)XS$R+!<%*4;W^2HXZ"8KVK'#NMJ>9`OM^[9JO$2-E[F)1NOKNZG=;%LMN[2
MU;L#D[-]_`[0NKE#!.1RA<";J4$[A6X5MZY:;5<@EW[UBQT6/]BHJN_R!;(Z
M*F=EU3@,X&^`ICYZ7TMLY3&A+S@`WKT-[J!:+*J?;O;',&(/??`A&]3YG6N#
M38IFX1#KR=Z1?Q#V>O_O"<*)V/<OI#]$Q\1QH.SF0&UJ,B?3KFL/SXY4=)?*
M[E+57:J[2TUW:?*R--U(T^Y4NR/='NSGM-F.=ONR/ML$'B,6$5D(&2-6,6+=
M09QLQ2:&G,2(TQAQ3`-%%O%J1+QQ<K=_?WV]GZN@C&FD5#$A'E9UZ:C>BF,Z
M*F,Z*F,Z*FU,SED'L=I^PGCG&N(^FKK]Z\;5Q#_Q]OK;7Q1SW*5-7C?L#/?Y
MVE^.W^JB*<KY:35S[*2>7(6%?7==U>YAY1"78=G@!H"/.W/C^MF6MO&EP/RK
M!>?_CFWDF\7FKQCYA9+SMRNXM3[V;P$&`$M<-`0-"F5N9'-T<F5A;0UE;F1O
M8FH-,B`P(&]B:CP\+TYU;7-;,"`S(#`@4ET^/@UE;F1O8FH-,R`P(&]B:CP\
M+U,O1#X^#65N9&]B:@TT(#`@;V)J/#PO0V]U;G0@,2]4>7!E+U!A9V5S+TMI
M9'-;-3`@,"!273X^#65N9&]B:@TU(#`@;V)J/#PO4W5B='EP92]834PO3&5N
M9W1H(#0T,#4O5'EP92]-971A9&%T83X^<W1R96%M#0H\/WAP86-K970@8F5G
M:6X](N^[OR(@:60](E<U33!-<$-E:&E(>G)E4WI.5&-Z:V,Y9"(_/@H\>#IX
M;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2(S+C$M
M-S`Q(CX*("`@/')D9CI21$8@>&UL;G,Z<F1F/2)H='1P.B\O=W=W+G<S+F]R
M9R\Q.3DY+S`R+S(R+7)D9BUS>6YT87@M;G,C(CX*("`@("`@/')D9CI$97-C
M<FEP=&EO;B!R9&8Z86)O=70](B(*("`@("`@("`@("`@>&UL;G,Z<&1F/2)H
M='1P.B\O;G,N861O8F4N8V]M+W!D9B\Q+C,O(CX*("`@("`@("`@/'!D9CI0
M<F]D=6-E<CY!8W)O8F%T($1I<W1I;&QE<B`W+C`N-2`H5VEN9&]W<RD\+W!D
M9CI0<F]D=6-E<CX*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR
M9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS
M.G!D9G@](FAT='`Z+R]N<RYA9&]B92YC;VTO<&1F>"\Q+C,O(CX*("`@("`@
M("`@/'!D9G@Z0V]M<&%N>3Y396-U<FET:65S(&%N9"!%>&AA;F=E($-O;6UI
M<W-I;VX\+W!D9G@Z0V]M<&%N>3X*("`@("`@("`@/'!D9G@Z4V]U<F-E36]D
M:69I960^1#HR,#`W,#4Q,#$W-#,T-#PO<&1F>#I3;W5R8V5-;V1I9FEE9#X*
M("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I<'1I
M;VX@<F1F.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS.GAA<#TB:'1T<#HO
M+VYS+F%D;V)E+F-O;2]X87`O,2XP+R(^"B`@("`@("`@(#QX87`Z0W)E871O
M<E1O;VP^06-R;V)A="!01$9-86ME<B`W+C`N-R!F;W(@5V]R9#PO>&%P.D-R
M96%T;W)4;V]L/@H@("`@("`@("`\>&%P.DUO9&EF>41A=&4^,C`P-RTP-2TQ
M,%0Q,SHT-#HR-RTP-#HP,#PO>&%P.DUO9&EF>41A=&4^"B`@("`@("`@(#QX
M87`Z0W)E871E1&%T93XR,#`W+3`U+3$P5#$S.C0T.C(T+3`T.C`P/"]X87`Z
M0W)E871E1&%T93X*("`@("`@("`@/'AA<#I-971A9&%T841A=&4^,C`P-RTP
M-2TQ,%0Q,SHT-#HR-RTP-#HP,#PO>&%P.DUE=&%D871A1&%T93X*("`@("`@
M/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I<'1I;VX@<F1F
M.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS.GAA<$U-/2)H='1P.B\O;G,N
M861O8F4N8V]M+WAA<"\Q+C`O;6TO(CX*("`@("`@("`@/'AA<$U-.D1O8W5M
M96YT240^=75I9#HW-C!C-#5C82TT,S-A+31E-F0M86$Y,2UB,V9B,F0R,SAA
M86(\+WAA<$U-.D1O8W5M96YT240^"B`@("`@("`@(#QX87!-33I);G-T86YC
M94E$/G5U:60Z,6(Y83DR-C@M8F)C8BTT9#AE+3@T-3(M,3=A8S9F965B.&%B
M/"]X87!-33I);G-T86YC94E$/@H@("`@("`@("`\>&%P34TZ5F5R<VEO;DE$
M/@H@("`@("`@("`@("`\<F1F.E-E<3X*("`@("`@("`@("`@("`@/')D9CIL
M:3XS/"]R9&8Z;&D^"B`@("`@("`@("`@(#PO<F1F.E-E<3X*("`@("`@("`@
M/"]X87!-33I697)S:6]N240^"B`@("`@(#PO<F1F.D1E<V-R:7!T:6]N/@H@
M("`@("`\<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@("`@("`@("`@
M("!X;6QN<SID8STB:'1T<#HO+W!U<FPN;W)G+V1C+V5L96UE;G1S+S$N,2\B
M/@H@("`@("`@("`\9&,Z9F]R;6%T/F%P<&QI8V%T:6]N+W!D9CPO9&,Z9F]R
M;6%T/@H@("`@("`@("`\9&,Z=&ET;&4^"B`@("`@("`@("`@(#QR9&8Z06QT
M/@H@("`@("`@("`@("`@("`\<F1F.FQI('AM;#IL86YG/2)X+61E9F%U;'0B
M/D%C8V]U;G1I;F<@365M;W)A;F1U;2!!;65N9&UE;G0O4W5P<&QE;65N=&%L
M(%)E<W!O;G-E/"]R9&8Z;&D^"B`@("`@("`@("`@(#PO<F1F.D%L=#X*("`@
M("`@("`@/"]D8SIT:71L93X*("`@("`@("`@/&1C.F-R96%T;W(^"B`@("`@
M("`@("`@(#QR9&8Z4V5Q/@H@("`@("`@("`@("`@("`\<F1F.FQI/E4N4RX\
M+W)D9CIL:3X*("`@("`@("`@("`@/"]R9&8Z4V5Q/@H@("`@("`@("`\+V1C
M.F-R96%T;W(^"B`@("`@("`@(#QD8SIS=6)J96-T/@H@("`@("`@("`@("`\
M<F1F.E-E<3X*("`@("`@("`@("`@("`@/')D9CIL:2\^"B`@("`@("`@("`@
M(#PO<F1F.E-E<3X*("`@("`@("`@/"]D8SIS=6)J96-T/@H@("`@("`\+W)D
M9CI$97-C<FEP=&EO;CX*("`@("`@/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O
M=70](B(*("`@("`@("`@("`@>&UL;G,Z<&AO=&]S:&]P/2)H='1P.B\O;G,N
M861O8F4N8V]M+W!H;W1O<VAO<"\Q+C`O(CX*("`@("`@("`@/'!H;W1O<VAO
M<#IH96%D;&EN93X*("`@("`@("`@("`@/')D9CI397$^"B`@("`@("`@("`@
M("`@(#QR9&8Z;&DO/@H@("`@("`@("`@("`\+W)D9CI397$^"B`@("`@("`@
M(#PO<&AO=&]S:&]P.FAE861L:6YE/@H@("`@("`\+W)D9CI$97-C<FEP=&EO
M;CX*("`@/"]R9&8Z4D1&/@H\+W@Z>&UP;65T83X*("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@
M("`@("`@(`H\/WAP86-K970@96YD/2)W(C\^#0IE;F1S=')E86T-96YD;V)J
M#38@,"!O8FH\/"]#<F5A=&EO;D1A=&4H1#HR,#`W,#4Q,#$S-#0R-"TP-"<P
M,"<I+T%U=&AO<BA5+E,N*2]#<F5A=&]R*$%C<F]B870@4$1&36%K97(@-RXP
M+C<@9F]R(%=O<F0I+U!R;V1U8V5R*$%C<F]B870@1&ES=&EL;&5R(#<N,"XU
M(%PH5VEN9&]W<UPI*2]-;V1$871E*$0Z,C`P-S`U,3`Q,S0T,C<M,#0G,#`G
M*2]#;VUP86YY*%-E8W5R:71I97,@86YD($5X:&%N9V4@0V]M;6ES<VEO;BDO
M4V]U<F-E36]D:69I960H1#HR,#`W,#4Q,#$W-#,T-"DO5&ET;&4H06-C;W5N
M=&EN9R!-96UO<F%N9'5M($%M96YD;65N="]3=7!P;&5M96YT86P@4F5S<&]N
M<V4I/CX-96YD;V)J#7AR968-"C`@-#@-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P-C0Y.2`P,#`P,"!N#0HP,#`P,#`W,S@S(#`P,#`P(&X-"C`P,#`P
M,#<T,38@,#`P,#`@;@T*,#`P,#`P-S0S.2`P,#`P,"!N#0HP,#`P,#`W-#DP
M(#`P,#`P(&X-"C`P,#`P,3$Y-S$@,#`P,#`@;@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"G1R86EL
I97(-"CP\+U-I>F4@-#@^/@T*<W1A<G1X<F5F#0HQ,38-"B4E14]&#0H_
`
end
</PDF>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----