X0202 4 2005-09-06 0 0001050725 EBANK FINANCIAL SERVICES INC ebdc 0001293043 Terry Edward L 2401 LAKE PARK DRIVE, #355 SMYRNA GA 30080 0 0 1 0 Common stock 2005-09-06 4 P 0 1000 1.1 A 1434032 I See footnote Common stock 2005-09-07 4 P 0 22500 1.15 A 1456532 I See footnote Common stock 2005-09-07 4 P 0 50000 1.15 A 1506532 I See footnote Common stock 2005-09-07 4 P 0 500 1.15 A 1507032 I See footnote Common stock 2005-09-07 4 P 0 25000 1.15 A 1532032 I See footnote Common stock 2005-09-07 4 P 0 500 1.15 A 1532532 I See footnote Common stock 2005-09-07 4 P 0 500 1.15 A 1533032 I See footnote Common stock 2005-09-07 4 P 0 500 1.15 A 1533532 I See footnote Common stock 2005-09-07 4 P 0 500 1.15 A 1534032 I See footnote Common stock 2005-09-07 4 P 0 100000 1.15 A 1634032 I See footnote Common stock 2005-09-07 4 P 0 100000 1.15 A 1734032 I See footnote Common stock 2005-09-07 4 P 0 50000 1.15 A 1784032 I See footnote Common stock 2005-09-07 4 P 0 50000 1.15 A 1834032 I See footnote Edward L. Terry has direct beneficial ownership and sole voting power of 118,800 shares of common stock. In addition, he may be deemed to have beneficial ownership and shared voting power of the 883,632 shares of common stockowned by Davis Terry, LP, by virtue of his position as a member of Davis Terry Management Company, LLC the sole general partner of Davis Terry , LP, Edward L. Terry may also be deemed to have beneficial ownership of 28,800 shares of common stock owned by the Plan, by virtue of his status as a beneficiary and Managing Trustee of the Plan, and to have voting power by virtue of his position as Managing Trustee of the Plan. /s/Edward L. Terry 2005-09-07