XML 57 R30.htm IDEA: XBRL DOCUMENT v2.4.0.8
Note 4 - Loans and Allowance for Credit Losses (Details) (USD $)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Dec. 31, 2012
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Loans and Leases Receivable, Deferred Income $ 10,900,000   $ 10,900,000   $ 8,800,000
Servicing Asset at Fair Value, Amount 51,000,000   51,000,000   41,200,000
Interest Rate Adjustment Frequency 5 years   5 years    
Stress Test Assumption Increase Interest Rates (in Basis Points) 2.00%   2.00%    
Financing Receivable, Net 2,796,840,000   2,796,840,000   2,493,095,000
100.00% 100.00% 100.00% 100.00% 100.00%
Impaired Financing Receivable, Recorded Investment 37,524,000 41,206,000 37,524,000 41,206,000 45,997,000
Impaired Financing Receivable, Unpaid Principal Balance 37,824,000 41,206,000 37,824,000 41,206,000 48,322,000
Interest and Fee Income, Loans and Leases 37,457,000 34,805,000 109,479,000 98,161,000  
Financing Receivable, Modifications, Number of Contracts     9   8
Commercial Real Estate and Real Estate Construction Loans [Member] | Maximum [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Minimum Debt Service Coverage (in Basis Points) 0.0115%   0.0115%    
Commercial Real Estate and Real Estate Construction Loans [Member] | Minimum [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Minimum Debt Service Coverage (in Basis Points) 0.01%   0.01%    
Commercial permanent Loans [Member] | Maximum [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Minimum Debt Service Coverage (in Basis Points) 0.0115%   0.0115%    
Commercial permanent Loans [Member] | Minimum [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Minimum Debt Service Coverage (in Basis Points) 0.01%   0.01%    
Nonaccrual Loans [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Interest and Fee Income, Loans and Leases 102,000        
Nonaccrual Loans Current and in Accordance with Original Terms [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Interest and Fee Income, Loans and Leases 582,000   1,400,000    
Three TDR [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Financing Receivable, Modifications, Recorded Investment 6,100,000   6,100,000    
Modified in 3 Months Ended 2013 [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Financing Receivable, Modifications, Number of Contracts 1        
Modified in 9 Months Ended 2013 [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Financing Receivable, Modifications, Number of Contracts     1    
Modified in 3 Months Ended 2012 [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Financing Receivable, Modifications, Number of Contracts   0      
Modified in 9 Months Ended 2012 [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Financing Receivable, Modifications, Number of Contracts       0  
Commercial Real Estate Owner Occupied [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Percent Of Loan Portfolio 13.00%   13.00%    
Financing Receivable, Net 334,078,000   334,078,000   297,857,000
Impaired Financing Receivable, Recorded Investment 6,426,000 2,374,000 6,426,000 2,374,000 6,659,000
Impaired Financing Receivable, Unpaid Principal Balance 6,426,000 2,374,000 6,426,000 2,374,000 6,659,000
Financing Receivable, Modifications, Number of Contracts     1   1
Commercial Real Estate and Real Estate Construction Loans [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Percent Of Loan Portfolio 68.00%   68.00%    
Excluding Owner Occupied Commercial Real Estate And Commercial Construction Loans [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Percent Of Loan Portfolio 55.00%   55.00%    
Commercial Loan [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Percent Of Loan Portfolio 25.00%   25.00%    
Length Of Loan 10 years   10 years    
Financing Receivable, Net 682,413,000   682,413,000   545,070,000
Impaired Financing Receivable, Recorded Investment 9,607,000 7,282,000 9,607,000 7,282,000 9,248,000
Impaired Financing Receivable, Unpaid Principal Balance 9,607,000 7,282,000 9,607,000 7,282,000 9,461,000
Financing Receivable, Modifications, Number of Contracts     3   3
SBA Loans [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Percent Of Loan Portfolio 2.00%   2.00%    
Home Equity Line of Credit [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Percent Of Loan Portfolio 4.00%   4.00%    
Financing Receivable, Net 108,889,000   108,889,000   106,844,000
Impaired Financing Receivable, Recorded Investment 511,000 670,000 511,000 670,000 513,000
Impaired Financing Receivable, Unpaid Principal Balance 511,000 670,000 511,000 670,000 513,000
Residential Mortgage Loan Long-Term [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Percent Of Loan Portfolio 3.00%   3.00%    
Length Of Loan 10 years   10 years    
Commercial Land Acquisition Loans [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Length Of Loan 24 months   24 months    
ADC Loans [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Financing Receivable, Net 543,300,000   543,300,000    
43.00%   43.00%    
Construction Loans [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Length Of Loan 36 months   36 months    
Financing Receivable, Net 543,265,000   543,265,000   562,530,000
Impaired Financing Receivable, Recorded Investment 13,576,000 24,371,000 13,576,000 24,371,000 23,235,000
Impaired Financing Receivable, Unpaid Principal Balance 13,876,000 24,371,000 13,876,000 24,371,000 25,347,000
Nonperforming Financing Receivable [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Impaired Financing Receivable, Recorded Investment 2,000,000   2,000,000    
Impaired Financing Receivable, Unpaid Principal Balance 11,600,000   11,600,000    
Performing Financing Receivable [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Financing Receivable, Modifications, Recorded Investment $ 10,000,000 $ 8,800,000 $ 10,000,000 $ 8,800,000 $ 15,300,000
Maximum [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Loan To Value Ratio 80.00%   80.00%    
Length Of Loan 7 years   7 years    
Amortization Term     25 years    
Minimum [Member]
         
Note 4 - Loans and Allowance for Credit Losses (Details) [Line Items]          
Length Of Loan 5 years   5 years