XML 60 R44.htm IDEA: XBRL DOCUMENT v3.26.3
Loans and Allowance for Credit Losses - Schedule of Detail Activity in the Allowance for Credit Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Allowance for credit losses:          
Balance at beginning of period $ 121,141 $ 183,797 $ 159,604 $ 114,390 $ 114,390
Loans charged-off (6,408) (141,051) (81,564) (236,748)  
Recoveries of loans previously charged-off 2,252 237 3,539 828  
Net loans (charged-off) and recovered (4,156) (140,814) (78,025) (235,920)  
Provision for (reversal of) credit losses 2,854 113,245 38,260 277,758  
Initial allowance on purchased seasoned loans 942   942    
Ending balance 120,781 156,228 120,781 156,228 159,604
Commercial          
Allowance for credit losses:          
Balance at beginning of period 28,673 16,171 26,607 16,293 16,293
Loans charged-off (3,471) (529) (17,391) (1,497)  
Recoveries of loans previously charged-off 801 221 923 436  
Net loans (charged-off) and recovered (2,670) (308) (16,468) (1,061)  
Provision for (reversal of) credit losses 515 8,379 16,379 9,010  
Initial allowance on purchased seasoned loans 0   0    
Ending balance 26,518 24,242 26,518 24,242 26,607
Income producing - commercial real estate          
Allowance for credit losses:          
Balance at beginning of period 68,824 135,211 98,707 65,375 65,375
Loans charged-off (2,937) (123,388) (52,464) (197,582)  
Recoveries of loans previously charged-off 0 0 1,122 329  
Net loans (charged-off) and recovered (2,937) (123,388) (51,342) (197,253)  
Provision for (reversal of) credit losses 3,665 83,572 22,187 227,273  
Initial allowance on purchased seasoned loans 0   0    
Ending balance 69,552 95,395 69,552 95,395 98,707
Owner occupied - commercial real estate          
Allowance for credit losses:          
Balance at beginning of period 17,186 14,634 20,719 19,295 19,295
Loans charged-off 0 (10,000) (2,926) (19,797)  
Recoveries of loans previously charged-off 1,441 16 1,478 63  
Net loans (charged-off) and recovered 1,441 (9,984) (1,448) (19,734)  
Provision for (reversal of) credit losses (1,906) 15,499 (2,550) 20,588  
Initial allowance on purchased seasoned loans 0   0    
Ending balance 16,721 20,149 16,721 20,149 20,719
Real estate mortgage - residential:          
Allowance for credit losses:          
Balance at beginning of period 305 382 339 472 472
Loans charged-off 0 0 (80) 0  
Recoveries of loans previously charged-off 10 0 9 0  
Net loans (charged-off) and recovered 10 0 (71) 0  
Provision for (reversal of) credit losses 547 (25) 594 (115)  
Initial allowance on purchased seasoned loans 942   942    
Ending balance 1,804 357 1,804 357 339
Construction - commercial and residential:          
Allowance for credit losses:          
Balance at beginning of period 4,407 13,756 11,171 11,333 11,333
Loans charged-off 0 (7,134) (8,703) (17,837)  
Recoveries of loans previously charged-off 0 0 6 0  
Net loans (charged-off) and recovered 0 (7,134) (8,697) (17,837)  
Provision for (reversal of) credit losses (273) 7,361 1,660 20,487  
Initial allowance on purchased seasoned loans 0   0    
Ending balance 4,134 13,983 4,134 13,983 11,171
Construction - C&I (Owner Occupied)          
Allowance for credit losses:          
Balance at beginning of period 1,112 3,101 1,515 1,079 1,079
Loans charged-off 0 0 0 0  
Recoveries of loans previously charged-off 0 0 0 0  
Net loans (charged-off) and recovered 0 0 0 0  
Provision for (reversal of) credit losses 348 (1,540) (55) 482  
Initial allowance on purchased seasoned loans 0   0    
Ending balance 1,460 1,561 1,460 1,561 1,515
Home equity          
Allowance for credit losses:          
Balance at beginning of period 605 510 519 515 515
Loans charged-off 0 0 0 0 (206)
Recoveries of loans previously charged-off 0 0 0 0  
Net loans (charged-off) and recovered 0 0 0 0  
Provision for (reversal of) credit losses (42) 5 44 0  
Initial allowance on purchased seasoned loans 0   0    
Ending balance 563 515 563 515 519
Other consumer          
Allowance for credit losses:          
Balance at beginning of period 29 32 27 28 28
Loans charged-off 0 0 0 (35)  
Recoveries of loans previously charged-off 0 0 1 0  
Net loans (charged-off) and recovered 0 0 1 (35)  
Provision for (reversal of) credit losses 0 (6) 1 33  
Initial allowance on purchased seasoned loans 0   0    
Ending balance $ 29 $ 26 $ 29 $ 26 $ 27