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Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 13,643 $ 11,692
Interest-bearing deposits with banks and other short-term investments 528,617 684,001
Investment securities available-for-sale (amortized cost of $991,993 and $1,055,146, respectively, and allowance for credit losses of $0 and $0, respectively) 892,030 976,770
Investment securities held-to-maturity, net of allowance for credit losses of $409 and $1,030, respectively (fair value of $684,454 and $774,947, respectively) 797,449 854,780
Federal Reserve and Federal Home Loan Bank stock 27,885 28,327
Loans held for sale, at lower of cost or fair value 13,534 90,650
Loans held for investment, at amortized cost 6,563,354 7,280,459
Less: Allowance for credit losses (120,781) (159,604)
Loans held for investment, net of allowance 6,442,573 7,120,855
Premises and equipment, net 14,744 12,800
Right-of-use assets - operating leases 26,917 28,451
Deferred income taxes 140,393 132,330
Bank-owned life insurance 346,696 335,177
Other real estate owned 0 2,059
Other assets 219,817 219,311
Total Assets 9,464,298 10,497,203
Deposits:    
Noninterest-bearing demand 1,552,920 1,433,952
Interest-bearing transaction 864,462 1,038,154
Savings and money market 2,845,653 3,624,813
Time deposits 2,770,972 3,036,687
Total 8,034,007 9,133,606
Other short-term borrowings 0 0
Long-term borrowings 76,676 76,428
Operating lease liabilities 34,045 35,256
Reserve for unfunded commitments 3,329 5,090
Other liabilities 157,840 115,540
Total Liabilities 8,305,897 9,365,920
Shareholders' Equity    
Common stock, par value 0.01 per share; shares authorized 100,000,000, shares issued and outstanding 30,480,480 and 30,359,632, respectively 302 300
Additional paid-in capital 388,405 382,499
Retained earnings 882,490 837,643
Accumulated other comprehensive income (loss) (112,796) (89,159)
Total Shareholders' Equity 1,158,401 1,131,283
Total Liabilities and Shareholders' Equity $ 9,464,298 $ 10,497,203