XML 86 R68.htm IDEA: XBRL DOCUMENT v3.25.4
Loans and Allowance for Credit Losses - Narrative (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]      
Unamortized net deferred fees $ 17,600 $ 18,800  
Transfer of loans held for investment to loans held for sale 201,397 5,000 $ 0
Servicing asset 81,500 63,700  
Net loans 7,120,855 $ 7,820,498  
Loans transfer to HFS 176,500    
ADC Loans      
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]      
Net loans $ 1,200,000    
Percent of ADC loan portfolio using interest reserves 38.00%    
Commercial      
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]      
Transfer of loans held for investment to loans held for sale $ 201,400    
Loan and lease, financing receivables on nonaccrual $ 90,700    
Commercial | Maximum      
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]      
Loan period (in years) 10 years    
Loan period, preferred term (in years) 7 years    
Amortization term (in years) 25 years    
Commercial | Minimum      
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]      
Loan period, preferred term (in years) 5 years    
Real estate mortgage - residential: | Maximum | Land Acquisition Development and Construction Loans      
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]      
Loan term (in months) 36 months    
Consumer | Maximum | Land Acquisition Development and Construction Loans      
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]      
Loan term (in months) 24 months    
Income Producing Commercial Real Estate and Real Estate Construction      
Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]      
Minimum cash flow debt service coverage ratio 1.15    
Stress test assumption increase interest rates 2.00%