Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2025

Regulatory Matters

Schedule of Regulatory Capital Requirements Under Banking Regulations

The table below displays the actual capital amounts and ratios for the Company and Bank.

	Company				Bank				Minimum Required For Capital Adequacy Purposes (1)		To Be Well Capitalized Under Prompt Corrective Action Regulations (2)
(dollars in thousands)	Actual Amount		Ratio		Actual Amount		Ratio
As of December 31, 2025
CET1 capital (to risk weighted assets)	$	1,170,352	13.07	%	$	1,190,094	13.37	%	7.00	%	6.50	%
Total capital (to risk weighted assets)	1,282,913		14.33	%	1,302,018		14.63	%	10.50	%	10.00	%
Tier 1 capital (to risk weighted assets)	1,170,352		13.07	%	1,190,094		13.37	%	8.50	%	8.00	%
Tier 1 capital (to average assets)	1,170,352		9.72	%	1,190,094		9.92	%	4.00	%	5.00	%
As of December 31, 2024
CET1 capital (to risk weighted assets)	$	1,369,643	14.63	%	$	1,373,857	14.76	%	7.00	%	6.50	%
Total capital (to risk weighted assets)	1,484,420		15.86	%	1,488,635		16.00	%	10.50	%	10.00	%
Tier 1 capital (to risk weighted assets)	1,369,643		14.63	%	1,373,857		14.76	%	8.50	%	8.00	%
Tier 1 capital (to average assets)	1,369,643		10.74	%	1,373,857		10.82	%	4.00	%	5.00	%

(1)The risk-based ratios reflect the minimum requirement plus the capital conservation buffer of 2.50%.

(2)Applies to Bank only.