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Deposits
 12 Months Ended
Dec. 31, 2025
Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract]  
Deposits
Note 9 – Deposits
The table below presents the Bank’s deposit composition.
As of December 31,
(dollars in thousands)20252024
Noninterest-bearing demand$1,433,952 $1,544,403 
Interest-bearing transaction1,038,154 1,211,791 
Savings and money market3,624,813 3,599,221 
Time deposits3,036,687 2,775,663 
Total$9,133,606 $9,131,078 
The tables below represent the remaining maturity of time deposits.
As of December 31,
(dollars in thousands)20252024
2025$— $2,210,348 
20262,178,745 513,984 
2027516,925 8,392 
2028139,265 10,556 
202975,687 32,383 
Thereafter126,065 — 
Total$3,036,687 $2,775,663 
As of December 31,
(dollars in thousands)20252024
Three months or less$607,400 $337,671 
More than three months through six months834,994 578,371 
More than six months through twelve months736,351 1,294,306 
Over twelve months857,942 565,315 
Total$3,036,687 $2,775,663 
The table below presents the interest expense on deposits.
For the Year Ended
(dollars in thousands)202520242023
Interest-bearing transaction$42,097 $60,573 $46,140 
Savings and money market125,609 139,539 132,374 
Time deposits146,949 120,309 79,030 
Total$314,655 $320,421 $257,544 
Related Party deposits totaled $18.3 million and $28.6 million as of December 31, 2025 and 2024, respectively.
The table below represents the time deposit accounts in excess of $250 thousand.
As of December 31,
(dollars in thousands)20252024
Three months or less$252,100 $189,817 
More than three months through six months391,299 387,849 
More than six months through twelve months305,557 710,021 
Over twelve months521,701 421,530 
Total$1,470,657 $1,709,217 
As of December 31, 2025, total brokered deposits were $3.3 billion, or 36% of total deposits, compared to $4.0 billion, or 44%, as of December 31, 2024.