-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, PaAM9aYWI+paEx+IV5iGAQWE6iukzlZTbCxWoRTxCiQzFdJrhj9b0BIi3/1Yi2jj a5sN9Hh2xLpsKvqhFzzOSA== 0001005150-03-000790.txt : 20030415 0001005150-03-000790.hdr.sgml : 20030415 20030415093435 ACCESSION NUMBER: 0001005150-03-000790 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20030414 ITEM INFORMATION: Other events ITEM INFORMATION: Financial statements and exhibits ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20030415 FILER: COMPANY DATA: COMPANY CONFORMED NAME: EAGLE BANCORP INC CENTRAL INDEX KEY: 0001050441 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 522061461 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-25923 FILM NUMBER: 03649533 BUSINESS ADDRESS: STREET 1: 7815 WOODMONT AVENUE CITY: BETHESDA STATE: MD ZIP: 20814 BUSINESS PHONE: 3019861800 MAIL ADDRESS: STREET 1: 7815 WOODMONT AVENUE CITY: BETHESDA STATE: MD ZIP: 20814 8-K 1 form8k.txt FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 14, 2003 Eagle Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-25923 52-2061461 (State or other jurisdiction (Commission file number) (IRS Employer of incorporation) Number) 7815 Woodmont Avenue, Bethesda, Maryland 20814 (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: 301.986.1800 Item 5. Other Events - --------------------- On April 14, 2003, Eagle Bancorp, Inc. issued the press release attached as exhibit 99. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits - --------------------------------------------------------------------------- (a) Financial Statements of Business Acquired. Not applicable. (b) Pro Forma Financial Information. Not Applicable. (c) Exhibits. 99 Press Release dated April 14, 2003 Item 9. Regulation FD Disclosure. - --------------------------------- In accordance with the guidance provided in Release Nos. 33-8216, 34-47583, the Company furnishes under this Item 9 the information furnished under Item 12 hereof. Item 12. Results of Operations and Financial Condition. - ------------------------------------------------------- On April 14, 2003, Eagle Bancorp, Inc. issued the press release attached hereto as exhibit 99. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. EAGLE BANCORP, INC. By: /s/ Ronald D. Paul ----------------------------------------- Ronald D. Paul, President, Chief Executive Officer Dated: April 15, 2003 EX-99 3 ex99.txt EXHIBIT 99 EXHIBIT 99 PRESS RELEASE EAGLE BANCORP, INC. FOR IMMEDIATE RELEASE CONTACT: Thomas D. Murphy April 14, 2003 240.497.2048 EAGLE BANCORP, INC. ANNOUNCES 1ST QUARTER 2003 EARNINGS BETHESDA, MD. Eagle Bancorp, Inc. (Nasdaq: EGBN), the parent company of EagleBank, announced net income of $983 thousand (34 cents per basic and 32 cents per diluted share) for the quarter ended March 31, 2003, net income for the quarter included $118 thousand of security gains net of income taxes. The March 31, 2003 results, compared to $369 thousand (13 cents per basic and 12 cents per diluted share) for the prior year period, a 166% increase. Net income for the fourth quarter of 2002 was $922 thousand (32 cents per basic and 30 cents per diluted share) and included $119 thousand of security gains net of income taxes. The Company reported total assets at March 31, 2003 of $351 million compared to $348 million at December 31, 2002. At March 31, 2003 deposits and customer repurchase agreements totaled approximately $304 million compared to $303 million at December 31, 2002. For the quarter ended March 31, 2003, loans (including loans held for sale) increased to $243 million from $242 million at December 31, 2002. Leonard Abel, Chairman and Ronald Paul, President and CEO of Eagle Bancorp, Inc., are delighted with the 2003 operating results reflecting the significant increase in earnings as compared to the first quarter of 2002. The reported results are particularly gratifying when considering that weather, local and national economic conditions and international events did not provide an ideal environment for business. While operating results were very good, asset and loan growth were at levels below those experienced historically. Management noted some strength in deposit activity and lending opportunities during the last weeks of the quarter and is hopeful that this activity will translate into meaningful asset and loan growth in the 2nd quarter. EagleBank commenced operations in July 1998. It presently has six offices, five in Montgomery County, Maryland and one in the District of Columbia. EagleBank specializes in delivering full relationship banking to the business and professional communities. This information contains forward looking statements regarding Eagle Bancorp's anticipated future results of operations, which are subject to risks and uncertainties. Actual future results may differ materially from current expectations as a result of changes in general economic conditions, including interest rates, competition, loan demand and other factors. ### -----END PRIVACY-ENHANCED MESSAGE-----