The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 963,499 8,776 SH   SOLE   0 0 8,776
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 851,720 5,270 SH   SOLE   0 0 5,270
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 213,899 802 SH   SOLE   0 0 802
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 315,665 938 SH   SOLE   0 0 938
AFLAC INC COM 001055102 BBG001S5NGJ4 209,985 2,919 SH   SOLE   0 0 2,919
ALBEMARLE CORP COM 012653101 BBG001S7SBP9 333,007 1,536 SH   SOLE   0 0 1,536
ALLSTATE CORP COM 020002101 BBG001S9BM06 529,823 3,907 SH   SOLE   0 0 3,907
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 303,511 3,440 SH   SOLE   0 0 3,440
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 705,961 7,956 SH   SOLE   0 0 7,956
AMAZON COM INC COM 023135106 BBG001S5PQL7 567,756 6,759 SH   SOLE   0 0 6,759
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 1,585,299 16,696 SH   SOLE   0 0 16,696
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 420,866 1,987 SH   SOLE   0 0 1,987
AMGEN INC COM 031162100 BBG001S5NNL6 252,450 961 SH   SOLE   0 0 961
ANALOG DEVICES INC COM 032654105 BBG001S5ND38 379,663 2,315 SH   SOLE   0 0 2,315
APPLE INC COM 037833100 BBG001S5N8V8 5,013,344 38,585 SH   SOLE   0 0 38,585
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 483,095 5,203 SH   SOLE   0 0 5,203
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 353,311 647 SH   SOLE   0 0 647
AT&T INC COM 00206R102 BBG001S5VWH2 236,070 12,823 SH   SOLE   0 0 12,823
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 1,417,018 5,932 SH   SOLE   0 0 5,932
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 331,825 10,019 SH   SOLE   0 0 10,019
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,348,657 4,366 SH   SOLE   0 0 4,366
BLACKROCK INC COM 09247X101 BBG001SDBP55 322,948 456 SH   SOLE   0 0 456
BLACKROCK MUNIASSETS FD INC COM 09254J102 BBG001S7DTL0 277,165 25,616 SH   SOLE   0 0 25,616
BOEING CO COM 097023105 BBG001S5P0V3 760,728 3,994 SH   SOLE   0 0 3,994
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 562,758 16,111 SH   SOLE   0 0 16,111
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,058,826 14,716 SH   SOLE   0 0 14,716
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,146,388 4,785 SH   SOLE   0 0 4,785
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,539,337 8,576 SH   SOLE   0 0 8,576
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 629,666 6,150 SH   SOLE   0 0 6,150
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,055,555 22,157 SH   SOLE   0 0 22,157
COCA COLA CO COM 191216100 BBG001S5SMQ8 1,203,065 18,913 SH   SOLE   0 0 18,913
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108 BBG001S6R487 365,668 5,387 SH   SOLE   0 0 5,387
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 239,967 3,046 SH   SOLE   0 0 3,046
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 243,527 6,964 SH   SOLE   0 0 6,964
CORNING INC COM 219350105 BBG001S5RLH1 217,192 6,800 SH   SOLE   0 0 6,800
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 877,314 1,922 SH   SOLE   0 0 1,922
DISNEY WALT CO COM 254687106 BBG001S5QHF3 845,193 9,728 SH   SOLE   0 0 9,728
DNP SELECT INCOME FD INC COM 23325P104 BBG001S5QKC9 1,059,889 94,212 SH   SOLE   0 0 94,212
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 208,023 3,392 SH   SOLE   0 0 3,392
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 339,964 3,539 SH   SOLE   0 0 3,539
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 651,916 16,673 SH   SOLE   0 0 16,673
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,607,182 14,571 SH   SOLE   0 0 14,571
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 BBG006N7S6J1 242,271 6,440 SH   SOLE   0 0 6,440
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 148,814 12,796 SH   SOLE   0 0 12,796
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 635,335 2,561 SH   SOLE   0 0 2,561
GENERAL MLS INC COM 370334104 BBG001S5RKR2 250,858 2,992 SH   SOLE   0 0 2,992
GENUINE PARTS CO COM 372460105 BBG001S5RNH7 402,023 2,317 SH   SOLE   0 0 2,317
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 628,544 7,321 SH   SOLE   0 0 7,321
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 452,135 1,317 SH   SOLE   0 0 1,317
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,636,641 5,182 SH   SOLE   0 0 5,182
HUNTINGTON BANCSHARES INC COM 446150104 BBG001S5RSZ6 1,053,635 74,726 SH   SOLE   0 0 74,726
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 BBG00RHZ5CR3 241,741 8,512 SH   SOLE   0 0 8,512
INTEL CORP COM 458140100 BBG001S5SF65 467,635 17,693 SH   SOLE   0 0 17,693
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 924,093 6,559 SH   SOLE   0 0 6,559
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 220,241 830 SH   SOLE   0 0 830
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 243,722 3,814 SH   SOLE   0 0 3,814
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 473,802 1,779 SH   SOLE   0 0 1,779
ISHARES SILVER TR ISHARES 46428Q109 BBG001SQLN69 929,244 42,200 SH   SOLE   0 0 42,200
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 2,058,354 50,339 SH   SOLE   0 0 50,339
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 902,992 18,060 SH   SOLE   0 0 18,060
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 703,504 6,749 SH   SOLE   0 0 6,749
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 1,005,154 21,139 SH   SOLE   0 0 21,139
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 5,262,161 85,369 SH   SOLE   0 0 85,369
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 1,634,636 6,758 SH   SOLE   0 0 6,758
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 305,843 3,232 SH   SOLE   0 0 3,232
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,348,059 6,111 SH   SOLE   0 0 6,111
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 694,755 14,732 SH   SOLE   0 0 14,732
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 1,371,655 27,532 SH   SOLE   0 0 27,532
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 405,490 8,190 SH   SOLE   0 0 8,190
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 3,236,315 49,304 SH   SOLE   0 0 49,304
ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 1,458,546 22,939 SH   SOLE   0 0 22,939
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 4,186,889 58,071 SH   SOLE   0 0 58,071
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 3,709,239 35,152 SH   SOLE   0 0 35,152
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 10,249,275 47,840 SH   SOLE   0 0 47,840
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 10,797,534 71,200 SH   SOLE   0 0 71,200
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 2,334,561 10,883 SH   SOLE   0 0 10,883
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 2,834,700 20,442 SH   SOLE   0 0 20,442
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 3,526,955 42,188 SH   SOLE   0 0 42,188
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 3,518,296 33,399 SH   SOLE   0 0 33,399
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 234,425 3,476 SH   SOLE   0 0 3,476
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 730,862 4,192 SH   SOLE   0 0 4,192
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 3,242,253 55,423 SH   SOLE   0 0 55,423
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 3,556,268 24,514 SH   SOLE   0 0 24,514
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 618,002 5,124 SH   SOLE   0 0 5,124
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,356,464 7,679 SH   SOLE   0 0 7,679
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 2,791,004 20,813 SH   SOLE   0 0 20,813
LILLY ELI & CO COM 532457108 BBG001S5STL8 2,617,264 7,154 SH   SOLE   0 0 7,154
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 747,493 1,537 SH   SOLE   0 0 1,537
LOWES COS INC COM 548661107 BBG001S5SVL3 355,535 1,784 SH   SOLE   0 0 1,784
MCDONALDS CORP COM 580135101 BBG001S5T110 986,925 3,745 SH   SOLE   0 0 3,745
MERCK & CO INC COM 58933Y105 BBG001S5TC52 595,500 5,367 SH   SOLE   0 0 5,367
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,403,471 22,531 SH   SOLE   0 0 22,531
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 479,813 5,739 SH   SOLE   0 0 5,739
NIKE INC CL B 654106103 BBG001S6NTK2 472,403 4,037 SH   SOLE   0 0 4,037
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 602,899 1,105 SH   SOLE   0 0 1,105
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 352,695 2,413 SH   SOLE   0 0 2,413
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,235,242 15,112 SH   SOLE   0 0 15,112
PAYCHEX INC COM 704326107 BBG001S5V135 228,709 1,979 SH   SOLE   0 0 1,979
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 217,221 3,050 SH   SOLE   0 0 3,050
PEPSICO INC COM 713448108 BBG001S695T1 1,387,339 7,679 SH   SOLE   0 0 7,679
PFIZER INC COM 717081103 BBG001S5V466 1,685,897 32,902 SH   SOLE   0 0 32,902
PRINCIPAL EXCHANGE TRADED FD SPECTRUM PFD 74255Y888 BBG00H3P9YB7 2,177,128 127,243 SH   SOLE   0 0 127,243
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,355,727 8,945 SH   SOLE   0 0 8,945
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 254,785 2,562 SH   SOLE   0 0 2,562
QUALCOMM INC COM 747525103 BBG001S6VS70 280,528 2,552 SH   SOLE   0 0 2,552
SABA CAPITAL INCOME & OPRNT SHS NEW 78518H202 BBG001S6Q335 306,029 40,214 SH   SOLE   0 0 40,214
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 963,605 11,016 SH   SOLE   0 0 11,016
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 564,676 16,511 SH   SOLE   0 0 16,511
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 469,665 6,300 SH   SOLE   0 0 6,300
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 609,884 6,210 SH   SOLE   0 0 6,210
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 2,836,286 40,231 SH   SOLE   0 0 40,231
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 BBG001S7R733 622,605 8,015 SH   SOLE   0 0 8,015
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 889,423 5,243 SH   SOLE   0 0 5,243
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,601,835 6,803 SH   SOLE   0 0 6,803
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 251,505 568 SH   SOLE   0 0 568
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 1,022,191 21,758 SH   SOLE   0 0 21,758
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 350,088 9,002 SH   SOLE   0 0 9,002
SPDR SER TR S&P BIOTECH 78464A870 BBG001SQDKG3 283,070 3,410 SH   SOLE   0 0 3,410
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 2,110,230 16,867 SH   SOLE   0 0 16,867
STARBUCKS CORP COM 855244109 BBG001S72KH6 394,111 3,973 SH   SOLE   0 0 3,973
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 204,191 2,741 SH   SOLE   0 0 2,741
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 957,506 1,739 SH   SOLE   0 0 1,739
TORO CO COM 891092108 BBG001S5WX98 219,042 1,935 SH   SOLE   0 0 1,935
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 235,381 3,635 SH   SOLE   0 0 3,635
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 348,098 2,002 SH   SOLE   0 0 2,002
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 1,245,898 2,350 SH   SOLE   0 0 2,350
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 813,906 16,101 SH   SOLE   0 0 16,101
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1,709,447 22,708 SH   SOLE   0 0 22,708
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,580,438 12,661 SH   SOLE   0 0 12,661
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,754,217 21,268 SH   SOLE   0 0 21,268
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,917,075 10,445 SH   SOLE   0 0 10,445
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 5,303,993 136,070 SH   SOLE   0 0 136,070
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 2,386,869 23,216 SH   SOLE   0 0 23,216
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 BBG001TCH581 400,592 6,017 SH   SOLE   0 0 6,017
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 4,439,175 29,234 SH   SOLE   0 0 29,234
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 7,005,832 166,925 SH   SOLE   0 0 166,925
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 1,589,444 22,827 SH   SOLE   0 0 22,827
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,112,950 28,247 SH   SOLE   0 0 28,247
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,369,128 6,590 SH   SOLE   0 0 6,590
WALMART INC COM 931142103 BBG001S5XH92 1,152,126 8,126 SH   SOLE   0 0 8,126
XYLEM INC COM 98419M100 BBG001V05C73 210,083 1,900 SH   SOLE   0 0 1,900
YUM BRANDS INC COM 988498101 BBG001S7JQ30 404,165 3,156 SH   SOLE   0 0 3,156