The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 318 1,801 SH   SOLE   0 0 1,801
ABBOTT LABS COM 002824100 978 11,257 SH   SOLE   0 0 11,257
ABBVIE INC COM 00287Y109 203 2,290 SH   SOLE   0 0 2,290
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 346 1,645 SH   SOLE   0 0 1,645
ADOBE INC COM 00724F101 280 850 SH   SOLE   0 0 850
AFLAC INC COM 001055102 364 6,885 SH   SOLE   0 0 6,885
AIR PRODS & CHEMS INC COM 009158106 232 988 SH   SOLE   0 0 988
ALLSTATE CORP COM 020002101 692 6,150 SH   SOLE   0 0 6,150
ALPHABET INC CAP STK CL C 02079K107 337 252 SH   SOLE   0 0 252
ALPS ETF TR ALERIAN MLP 00162Q866 94 11,050 SH   SOLE   0 0 11,050
AMAZON COM INC COM 023135106 357 193 SH   SOLE   0 0 193
AMERICAN ELEC PWR CO INC COM 025537101 1,529 16,177 SH   SOLE   0 0 16,177
AMGEN INC COM 031162100 208 861 SH   SOLE   0 0 861
ANALOG DEVICES INC COM 032654105 343 2,884 SH   SOLE   0 0 2,884
APPLE INC COM 037833100 1,694 5,768 SH   SOLE   0 0 5,768
AT&T INC COM 00206R102 1,238 31,684 SH   SOLE   0 0 31,684
AUTOMATIC DATA PROCESSING IN COM 053015103 1,407 8,250 SH   SOLE   0 0 8,250
BANK AMER CORP COM 060505104 329 9,331 SH   SOLE   0 0 9,331
BECTON DICKINSON & CO COM 075887109 353 1,299 SH   SOLE   0 0 1,299
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 886 3,912 SH   SOLE   0 0 3,912
BIOGEN INC COM 09062X103 297 1,000 SH   SOLE   0 0 1,000
BOEING CO COM 097023105 1,652 5,071 SH   SOLE   0 0 5,071
BRISTOL MYERS SQUIBB CO COM 110122108 1,188 18,515 SH   SOLE   0 0 18,515
CATERPILLAR INC DEL COM 149123101 845 5,724 SH   SOLE   0 0 5,724
CHEVRON CORP NEW COM 166764100 643 5,336 SH   SOLE   0 0 5,336
CHUBB LIMITED COM H1467J104 282 1,814 SH   SOLE   0 0 1,814
CINCINNATI FINL CORP COM 172062101 458 4,356 SH   SOLE   0 0 4,356
CISCO SYS INC COM 17275R102 1,335 27,843 SH   SOLE   0 0 27,843
CLOROX CO DEL COM 189054109 261 1,701 SH   SOLE   0 0 1,701
COCA COLA CO COM 191216100 1,111 20,078 SH   SOLE   0 0 20,078
COLGATE PALMOLIVE CO COM 194162103 382 5,556 SH   SOLE   0 0 5,556
COMCAST CORP NEW CL A 20030N101 293 6,506 SH   SOLE   0 0 6,506
COSTCO WHSL CORP NEW COM 22160K105 319 1,087 SH   SOLE   0 0 1,087
DANAHER CORPORATION COM 235851102 397 2,584 SH   SOLE   0 0 2,584
DIAGEO P L C SPON ADR NEW 25243Q205 228 1,353 SH   SOLE   0 0 1,353
DISNEY WALT CO COM DISNEY 254687106 1,742 12,041 SH   SOLE   0 0 12,041
DNP SELECT INCOME FD COM 23325P104 180 14,070 SH   SOLE   0 0 14,070
DOW INC COM 260557103 422 7,704 SH   SOLE   0 0 7,704
DTE ENERGY CO COM 233331107 307 2,366 SH   SOLE   0 0 2,366
DUPONT DE NEMOURS INC COM 26614N102 427 6,650 SH   SOLE   0 0 6,650
ENBRIDGE INC COM 29250N105 580 14,592 SH   SOLE   0 0 14,592
EVERSOURCE ENERGY COM 30040W108 217 2,548 SH   SOLE   0 0 2,548
EXXON MOBIL CORP COM 30231G102 978 14,009 SH   SOLE   0 0 14,009
FACTSET RESH SYS INC COM 303075105 227 846 SH   SOLE   0 0 846
FARMERS NATL BANC CORP COM 309627107 175 10,714 SH   SOLE   0 0 10,714
GENERAL DYNAMICS CORP COM 369550108 202 1,143 SH   SOLE   0 0 1,143
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 318 6,767 SH   SOLE   0 0 6,767
HOME DEPOT INC COM 437076102 1,557 7,128 SH   SOLE   0 0 7,128
ILLINOIS TOOL WKS INC COM 452308109 261 1,455 SH   SOLE   0 0 1,455
INTEL CORP COM 458140100 1,078 18,008 SH   SOLE   0 0 18,008
INTERNATIONAL BUSINESS MACHS COM 459200101 609 4,547 SH   SOLE   0 0 4,547
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 415 26,000 SH   SOLE   0 0 26,000
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 335 2,896 SH   SOLE   0 0 2,896
INVESCO EXCHANGE TRADED FD T DWA TECHNOLOGY 46137V811 283 3,656 SH   SOLE   0 0 3,656
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 696 10,822 SH   SOLE   0 0 10,822
INVESCO EXCHANGE TRADED FD T DWA INDLS MUMT 46137V845 270 3,961 SH   SOLE   0 0 3,961
INVESCO EXCHNG TRADED FD TR S&P INTL LOW 46138E230 242 7,098 SH   SOLE   0 0 7,098
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 637 10,918 SH   SOLE   0 0 10,918
ISHARES INC CORE MSCI EMKT 46434G103 2,651 49,306 SH   SOLE   0 0 49,306
ISHARES SILVER TRUST ISHARES 46428Q109 667 40,000 SH   SOLE   0 0 40,000
ISHARES TR CORE S&P TTL STK 464287150 3,163 43,509 SH   SOLE   0 0 43,509
ISHARES TR CORE S&P500 ETF 464287200 4,959 15,343 SH   SOLE   0 0 15,343
ISHARES TR S&P 500 GRWT ETF 464287309 2,018 10,423 SH   SOLE   0 0 10,423
ISHARES TR S&P 500 VAL ETF 464287408 1,794 13,788 SH   SOLE   0 0 13,788
ISHARES TR MSCI EAFE ETF 464287465 3,716 53,509 SH   SOLE   0 0 53,509
ISHARES TR RUS MDCP VAL ETF 464287473 3,283 34,639 SH   SOLE   0 0 34,639
ISHARES TR RUS MD CP GR ETF 464287481 2,093 13,720 SH   SOLE   0 0 13,720
ISHARES TR CORE S&P MCP ETF 464287507 3,991 19,391 SH   SOLE   0 0 19,391
ISHARES TR RUS 1000 VAL ETF 464287598 4,527 33,167 SH   SOLE   0 0 33,167
ISHARES TR RUS 1000 GRW ETF 464287614 4,500 25,578 SH   SOLE   0 0 25,578
ISHARES TR RUS 2000 VAL ETF 464287630 4,237 32,954 SH   SOLE   0 0 32,954
ISHARES TR RUS 2000 GRW ETF 464287648 2,145 10,012 SH   SOLE   0 0 10,012
ISHARES TR RUSSELL 2000 ETF 464287655 613 3,703 SH   SOLE   0 0 3,703
ISHARES TR CORE S&P SCP ETF 464287804 295 3,519 SH   SOLE   0 0 3,519
ISHARES TR NATIONAL MUN ETF 464288414 401 3,524 SH   SOLE   0 0 3,524
ISHARES TR INTRM TR CRP ETF 464288638 1,613 27,821 SH   SOLE   0 0 27,821
ISHARES TR SH TR CRPORT ETF 464288646 1,224 22,826 SH   SOLE   0 0 22,826
ISHARES TR CORE HIGH DV ETF 46429B663 1,704 17,377 SH   SOLE   0 0 17,377
ISHARES TR MIN VOL EAFE ETF 46429B689 1,181 15,846 SH   SOLE   0 0 15,846
ISHARES TR MSCI MIN VOL ETF 46429B697 1,819 27,723 SH   SOLE   0 0 27,723
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,627 26,084 SH   SOLE   0 0 26,084
ISHARES TR CORE MSCI EAFE 46432F842 1,754 26,883 SH   SOLE   0 0 26,883
ISHARES TR 0-5YR HI YL CP 46434V407 641 13,810 SH   SOLE   0 0 13,810
ISHARES TR CORE DIV GRWTH 46434V621 742 17,644 SH   SOLE   0 0 17,644
JOHNSON & JOHNSON COM 478160104 1,187 8,139 SH   SOLE   0 0 8,139
JPMORGAN CHASE & CO COM 46625H100 2,754 19,753 SH   SOLE   0 0 19,753
KEYCORP NEW COM 493267108 313 15,464 SH   SOLE   0 0 15,464
KIMBERLY CLARK CORP COM 494368103 277 2,012 SH   SOLE   0 0 2,012
L3HARRIS TECHNOLOGIES INC COM 502431109 334 1,688 SH   SOLE   0 0 1,688
LCNB CORP COM 50181P100 233 12,083 SH   SOLE   0 0 12,083
LILLY ELI & CO COM 532457108 811 6,169 SH   SOLE   0 0 6,169
LOCKHEED MARTIN CORP COM 539830109 658 1,690 SH   SOLE   0 0 1,690
LOWES COS INC COM 548661107 433 3,618 SH   SOLE   0 0 3,618
MANULIFE FINL CORP COM 56501R106 284 14,003 SH   SOLE   0 0 14,003
MCDONALDS CORP COM 580135101 506 2,563 SH   SOLE   0 0 2,563
MEDTRONIC PLC SHS G5960L103 358 3,155 SH   SOLE   0 0 3,155
MERCK & CO INC COM 58933Y105 688 7,563 SH   SOLE   0 0 7,563
MICROSOFT CORP COM 594918104 4,767 30,226 SH   SOLE   0 0 30,226
NEXTERA ENERGY INC COM 65339F101 629 2,599 SH   SOLE   0 0 2,599
NIKE INC CL B 654106103 253 2,496 SH   SOLE   0 0 2,496
NORFOLK SOUTHERN CORP COM 655844108 337 1,735 SH   SOLE   0 0 1,735
ORACLE CORP COM 68389X105 822 15,513 SH   SOLE   0 0 15,513
PAYCHEX INC COM 704326107 246 2,897 SH   SOLE   0 0 2,897
PEOPLES BANCORP INC COM 709789101 300 8,652 SH   SOLE   0 0 8,652
PEPSICO INC COM 713448108 904 6,613 SH   SOLE   0 0 6,613
PFIZER INC COM 717081103 1,526 38,949 SH   SOLE   0 0 38,949
PHILLIPS 66 COM 718546104 248 2,223 SH   SOLE   0 0 2,223
PIMCO CORPORATE & INCOME OPP COM 72201B101 191 10,059 SH   SOLE   0 0 10,059
PPG INDS INC COM 693506107 306 2,295 SH   SOLE   0 0 2,295
PROCTER & GAMBLE CO COM 742718109 1,460 11,685 SH   SOLE   0 0 11,685
PROGRESSIVE CORP OHIO COM 743315103 346 4,786 SH   SOLE   0 0 4,786
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 358 3,516 SH   SOLE   0 0 3,516
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 346 11,254 SH   SOLE   0 0 11,254
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 345 6,440 SH   SOLE   0 0 6,440
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,179 33,726 SH   SOLE   0 0 33,726
SIRIUS XM HLDGS INC COM 82968B103 260 36,305 SH   SOLE   0 0 36,305
SPDR GOLD TRUST GOLD SHS 78463V107 229 1,601 SH   SOLE   0 0 1,601
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 241 4,671 SH   SOLE   0 0 4,671
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 1,654 41,144 SH   SOLE   0 0 41,144
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,683 5,229 SH   SOLE   0 0 5,229
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 691 15,695 SH   SOLE   0 0 15,695
SPDR SERIES TRUST S&P DIVID ETF 78464A763 3,867 35,949 SH   SOLE   0 0 35,949
SYSCO CORP COM 871829107 275 3,215 SH   SOLE   0 0 3,215
TEXAS INSTRS INC COM 882508104 203 1,580 SH   SOLE   0 0 1,580
THERMO FISHER SCIENTIFIC INC COM 883556102 450 1,386 SH   SOLE   0 0 1,386
TIFFANY & CO NEW COM 886547108 428 3,200 SH   SOLE   0 0 3,200
TIMKEN CO COM 887389104 304 5,400 SH   SOLE   0 0 5,400
TORONTO DOMINION BK ONT COM NEW 891160509 200 3,563 SH   SOLE   0 0 3,563
UNITED TECHNOLOGIES CORP COM 913017109 441 2,942 SH   SOLE   0 0 2,942
UNITEDHEALTH GROUP INC COM 91324P102 456 1,552 SH   SOLE   0 0 1,552
US BANCORP DEL COM NEW 902973304 388 6,541 SH   SOLE   0 0 6,541
V F CORP COM 918204108 325 3,257 SH   SOLE   0 0 3,257
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,243 15,414 SH   SOLE   0 0 15,414
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 281 3,353 SH   SOLE   0 0 3,353
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 550 9,717 SH   SOLE   0 0 9,717
VANGUARD GROUP DIV APP ETF 921908844 455 3,646 SH   SOLE   0 0 3,646
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,859 20,036 SH   SOLE   0 0 20,036
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 238 4,036 SH   SOLE   0 0 4,036
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,203 10,832 SH   SOLE   0 0 10,832
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,223 49,989 SH   SOLE   0 0 49,989
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 278 2,324 SH   SOLE   0 0 2,324
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,562 126,235 SH   SOLE   0 0 126,235
VERIZON COMMUNICATIONS INC COM 92343V104 1,508 24,555 SH   SOLE   0 0 24,555
VISA INC COM CL A 92826C839 2,350 12,508 SH   SOLE   0 0 12,508
VOYA PRIME RATE TR SH BEN INT 92913A100 84 16,710 SH   SOLE   0 0 16,710
WALMART INC COM 931142103 1,277 10,742 SH   SOLE   0 0 10,742
YUM BRANDS INC COM 988498101 297 2,950 SH   SOLE   0 0 2,950