AMENDMENT NUMBER ONE TO CUSTODY, RECORDKEEPING
                      AND ADMINISTRATIVE SERVICES AGREEMENT


      This Amendment Number One amends and supplements the Custody,
Recordkeeping and Administrative Services Agreement dated August 6, 2001 (the
"Custody, Recordkeeping and Administrative Services Agreement") by and between
UMB Bank, n.a. (the "Bank"), Scout Investment Advisors, Inc. (the "Company"),
and Sunstone Financial Group, Inc. The parties agree that the following terms
and conditions shall apply to and amend and restate the Custody, Recordkeeping
and Administrative Services Agreement:

1.    Sunstone Financial Group, Inc. has changed its name to UMB Fund
      Services, Inc. Accordingly, all references  to "Sunstone" in the
      Agreement are cancelled and replaced by "UMBFS".

2.    All of the remaining terms and conditions contained in the Custody,
      Recordkeeping and Administrative Services Agreement are hereby restated as
      originally set forth in the Custody, Recordkeeping and Administrative
      Services Agreement and incorporated by reference into this Amendment
      Number One.



IN WITNESS WHEREOF, the undersigned have executed this Amendment Number One
effective the ______ day of ________________, 2002.


 UMB BANK, N.A.


By:
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         (Signature)

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         (Name)

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         (Title)



SCOUT INVESTMENT ADVISORS, INC.


By:
   -----------------------------------
         (Signature)

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         (Name)

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         (Title)



UMB FUND SERVICES, INC.


By:
   -----------------------------------
         (Signature)

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         (Name)

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         (Title)