The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 905 5,800 SH   SOLE   175 0 5,625
AT & T Corp. COM 00206R102 3,863 127,794 SH   SOLE   4,550 0 123,244
AbbVie Inc. COM 00287Y109 344 3,500 SH   SOLE   0 0 3,500
Abbott Laboratories COM 002824100 1,948 21,308 SH   SOLE   200 0 21,108
Amgen COM 031162100 259 1,100 SH   SOLE   0 0 1,100
Analog Devices COM 032654105 754 6,150 SH   SOLE   0 0 6,150
Apple Computer COM 037833100 766 2,100 SH   SOLE   0 0 2,100
Aptiv PLC COM G6095L109 2,668 34,235 SH   SOLE   1,500 0 32,735
Automatic Data Proc COM 053015103 402 2,700 SH   SOLE   0 0 2,700
AvalonBay Communities COM 053484101 366 2,364 SH   SOLE   1,031 0 1,333
Bank of America Corp. COM 060505104 5,819 245,016 SH   SOLE   8,000 0 237,016
Borg Warner Inc. COM 099724106 3,579 101,400 SH   SOLE   0 0 101,400
CVS Health Corporation COM 126650100 332 5,105 SH   SOLE   1,500 0 3,605
Chevron Corp. COM 166764100 611 6,850 SH   SOLE   350 0 6,500
Cisco Systems COM 17275R102 7,171 153,750 SH   SOLE   7,400 0 146,350
Colgate Palmolive COM 194162103 912 12,450 SH   SOLE   4,200 0 8,250
Comcast CL A COM 20030N101 3,602 92,400 SH   SOLE   400 0 92,000
Corning COM 219350105 4,503 173,850 SH   SOLE   4,850 0 169,000
Costco Wholesale Corp. COM 22160k105 2,547 8,400 SH   SOLE   1,700 0 6,700
Devon Energy COM 25179M103 940 82,864 SH   SOLE   0 0 82,864
Dow Inc. COM 260557103 3,404 83,503 SH   SOLE   2,401 0 81,102
DuPont de Nemours Inc. COM 26614N102 3,113 58,592 SH   SOLE   2,401 0 56,191
EOG Resources, Inc. COM 26875P101 322 6,350 SH   SOLE   2,400 0 3,950
Eaton Corp. PLC COM 086353296 1,988 22,725 SH   SOLE   0 0 22,725
Exxon Mobil COM 30231G102 224 5,007 SH   SOLE   150 0 4,857
Fedex Corp. COM 31428X106 414 2,950 SH   SOLE   1,000 0 1,950
General Mills COM 370334104 245 3,970 SH   SOLE   0 0 3,970
Halliburton Co. COM 406216101 1,428 110,050 SH   SOLE   0 0 110,050
Home Depot Inc. COM 437076102 1,165 4,650 SH   SOLE   1,800 0 2,850
Honeywell Int'l COM 438516106 6,324 43,734 SH   SOLE   3,150 0 40,584
Intel COM 458140100 7,916 132,302 SH   SOLE   8,500 0 123,802
International Paper COM 460146103 4,296 122,020 SH   SOLE   3,400 0 118,620
JP Morgan Chase & Co. COM 46625H100 3,060 32,533 SH   SOLE   1,500 0 31,033
Japan Smaller Capitalization F COM 47109U104 1,379 176,292 SH   SOLE   8,500 0 167,792
Johnson & Johnson COM 478160104 3,939 28,011 SH   SOLE   1,850 0 26,161
Kimberly-Clark COM 494368103 770 5,450 SH   SOLE   2,000 0 3,450
Lilly, Eli COM 532457108 795 4,844 SH   SOLE   0 0 4,844
Lowe's Companies, Inc. COM 548661107 5,327 39,425 SH   SOLE   1,300 0 38,125
Marathon Oil Corp. COM 565849106 526 85,975 SH   SOLE   0 0 85,975
Merck & Co. COM 58933Y105 6,614 85,532 SH   SOLE   3,700 0 81,832
Microsoft COM 594918104 11,982 58,875 SH   SOLE   5,150 0 53,725
National Fuel Gas COM 636180101 379 9,040 SH   SOLE   4,000 0 5,040
Nestle S A ADR COM 641069406 726 6,575 SH   SOLE   1,875 0 4,700
Nextera Energy Inc. COM 65339F101 300 1,247 SH   SOLE   0 0 1,247
Novartis AG ADR COM 66987V109 737 8,444 SH   SOLE   2,200 0 6,244
Otis Worldwide Corp. COM 68902V107 641 11,278 SH   SOLE   450 0 10,828
PNC Financial Services Grp. COM 693475105 399 3,795 SH   SOLE   0 0 3,795
Paccar Inc. COM 693718108 505 6,750 SH   SOLE   3,000 0 3,750
PayPal Holdings Inc. COM 70450Y103 3,038 17,435 SH   SOLE   0 0 17,435
Paychex Inc COM 704326107 1,352 17,854 SH   SOLE   300 0 17,554
Pfizer Inc. COM 717081103 4,595 140,528 SH   SOLE   10,800 0 129,728
Philips COM 500472303 2,363 50,449 SH   SOLE   0 0 50,449
Procter & Gamble COM 742718109 731 6,117 SH   SOLE   0 0 6,117
Raytheon Technologies Corp. COM 75513E101 1,539 24,977 SH   SOLE   900 0 24,077
Stryker COM 863667101 514 2,850 SH   SOLE   0 0 2,850
Truist Fin'l Corp. COM 89832Q109 2,267 60,375 SH   SOLE   0 0 60,375
Unilever PLC ADR COM 904767704 276 5,037 SH   SOLE   3,200 0 1,837
Verizon Communications COM 92343V104 3,750 68,030 SH   SOLE   350 0 67,680
Westrock Company COM 96145d105 2,877 101,800 SH   SOLE   3,400 0 98,400
Weyerhaeuser Co. COM 962166104 4,914 218,806 SH   SOLE   6,921 0 211,885
LA Cent Oil&Gas Co. COM 546234204 231 225 SH   SOLE   225 0 0