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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 MUKgaMgnEMcImMrcgllJigW1Zyxc2aopPo3mMSGa6Pd+2Jvr2QS76Hf3XoaC733g
 mezYinsgtSNevcaqYI541A==

<SEC-DOCUMENT>0001181431-09-011785.txt : 20090226
<SEC-HEADER>0001181431-09-011785.hdr.sgml : 20090226
<ACCEPTANCE-DATETIME>20090226173209
ACCESSION NUMBER:		0001181431-09-011785
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20090218
FILED AS OF DATE:		20090226
DATE AS OF CHANGE:		20090226

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MILLER PRESTON A
		CENTRAL INDEX KEY:			0001190758

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-24051
		FILM NUMBER:		09638880

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		817-302-7086

	MAIL ADDRESS:	
		STREET 1:		C/O AMERICREDIT CORP
		STREET 2:		801 CHERRY ST
		CITY:			FORT WORTH
		STATE:			TX
		ZIP:			76102

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNITED PAN AM FINANCIAL CORP
		CENTRAL INDEX KEY:			0001049231
		STANDARD INDUSTRIAL CLASSIFICATION:	MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162]
		IRS NUMBER:				943211687
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		3990 WESTERLY PLACE
		STREET 2:		SUITE 200
		CITY:			NEWPORT BEACH
		STATE:			CA
		ZIP:			92660
		BUSINESS PHONE:		9492241917

	MAIL ADDRESS:	
		STREET 1:		3990 WESTERLY PLACE
		STREET 2:		SUITE 200
		CITY:			NEWPORT BEACH
		STATE:			CA
		ZIP:			92660
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>rrd234800.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0203</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2009-02-18</periodOfReport>

    <noSecuritiesOwned>1</noSecuritiesOwned>

    <issuer>
        <issuerCik>0001049231</issuerCik>
        <issuerName>UNITED PAN AM FINANCIAL CORP</issuerName>
        <issuerTradingSymbol>UPFC</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001190758</rptOwnerCik>
            <rptOwnerName>MILLER PRESTON A</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>18191 VON KARMAN AVENUE, SUITE 300</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>IRVINE</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92612</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <ownerSignature>
        <signatureName>/s/ Preston A. Miller</signatureName>
        <signatureDate>2009-02-26</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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