The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   12,360,048 112,579 SH   SOLE   112,579 0 0
ABBVIE INC COM 00287Y109   2,984,937 18,470 SH   SOLE   18,470 0 0
AIR PRODS & CHEMS INC COM 009158106   14,354,435 46,566 SH   SOLE   46,566 0 0
ALPHABET INC CAP STK CL A 02079K305   5,487,996 62,201 SH   SOLE   62,201 0 0
ALPHABET INC CAP STK CL C 02079K107   266,190 3,000 SH   SOLE   3,000 0 0
ALTRIA GROUP INC COM 02209S103   848,195 18,556 SH   SOLE   18,556 0 0
AMAZON COM INC COM 023135106   2,578,044 30,691 SH   SOLE   30,691 0 0
AMERICAN EXPRESS CO COM 025816109   443,250 3,000 SH   SOLE   3,000 0 0
APPLE INC COM 037833100   13,263,254 102,080 SH   SOLE   102,080 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   2,300,222 9,630 SH   SOLE   9,630 0 0
BANK AMERICA CORP COM 060505104   1,300,126 39,255 SH   SOLE   39,255 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   468,711 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,123,778 3,638 SH   SOLE   3,638 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,444,037 20,070 SH   SOLE   20,070 0 0
BROADCOM INC COM 11135F101   247,135 442 SH   SOLE   442 0 0
CABOT CORP COM 127055101   4,022,431 60,180 SH   SOLE   60,180 0 0
CATERPILLAR INC COM 149123101   1,193,009 4,980 SH   SOLE   4,980 0 0
SCHWAB CHARLES CORP COM 808513105   234,294 2,814 SH   SOLE   2,814 0 0
CHEVRON CORP NEW COM 166764100   3,524,286 19,635 SH   SOLE   19,635 0 0
CINCINNATI FINL CORP COM 172062101   1,175,949 11,485 SH   SOLE   11,485 0 0
CISCO SYS INC COM 17275R102   2,834,675 59,502 SH   SOLE   59,502 0 0
CLOROX CO DEL COM 189054109   237,859 1,695 SH   SOLE   1,695 0 0
COCA COLA CO COM 191216100   681,199 10,709 SH   SOLE   10,709 0 0
COLGATE PALMOLIVE CO COM 194162103   836,435 10,616 SH   SOLE   10,616 0 0
COMCAST CORP NEW CL A 20030N101   5,397,480 154,346 SH   SOLE   154,346 0 0
CONOCOPHILLIPS COM 20825C104   531,000 4,500 SH   SOLE   4,500 0 0
CORNING INC COM 219350105   538,189 16,850 SH   SOLE   16,850 0 0
CORTEVA INC COM 22052L104   274,973 4,678 SH   SOLE   4,678 0 0
COSTCO WHSL CORP NEW COM 22160K105   764,638 1,675 SH   SOLE   1,675 0 0
CSX CORP COM 126408103   468,418 15,120 SH   SOLE   15,120 0 0
DEERE & CO COM 244199105   385,455 899 SH   SOLE   899 0 0
DEXCOM INC COM 252131107   287,403 2,538 SH   SOLE   2,538 0 0
DISNEY WALT CO COM 254687106   6,122,259 70,468 SH   SOLE   70,468 0 0
DOMINION ENERGY INC COM 25746U109   488,414 7,965 SH   SOLE   7,965 0 0
DOW INC COM 260557103   262,935 5,218 SH   SOLE   5,218 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,269,764 12,329 SH   SOLE   12,329 0 0
DUPONT DE NEMOURS INC COM 26614N102   310,825 4,529 SH   SOLE   4,529 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   208,908 2,800 SH   SOLE   2,800 0 0
LILLY ELI & CO COM 532457108   1,210,930 3,310 SH   SOLE   3,310 0 0
EMERSON ELEC CO COM 291011104   9,622,136 100,168 SH   SOLE   100,168 0 0
ESSENTIAL UTILS INC COM 29670G102   934,553 19,580 SH   SOLE   19,580 0 0
EXPEDITORS INTL WASH INC COM 302130109   459,846 4,425 SH   SOLE   4,425 0 0
EXXON MOBIL CORP COM 30231G102   7,641,034 69,275 SH   SOLE   69,275 0 0
FIRST CTZNS BANCSHARES INC N CL A 31946M103   985,868 1,300 SH   SOLE   1,300 0 0
GALLAGHER ARTHUR J & CO COM 363576109   736,249 3,905 SH   SOLE   3,905 0 0
GENERAL ELECTRIC CO COM NEW 369604301   788,883 9,415 SH   SOLE   9,415 0 0
GENUINE PARTS CO COM 372460105   910,928 5,250 SH   SOLE   5,250 0 0
HOME DEPOT INC COM 437076102   7,473,878 23,662 SH   SOLE   23,662 0 0
HONEYWELL INTL INC COM 438516106   1,714,400 8,000 SH   SOLE   8,000 0 0
ILLINOIS TOOL WKS INC COM 452308109   246,736 1,120 SH   SOLE   1,120 0 0
INTEL CORP COM 458140100   5,351,654 202,484 SH   SOLE   202,484 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   700,646 4,973 SH   SOLE   4,973 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   362,999 1,368 SH   SOLE   1,368 0 0
SMUCKER J M CO COM NEW 832696405   324,843 2,050 SH   SOLE   2,050 0 0
JOHNSON & JOHNSON COM 478160104   12,723,745 72,028 SH   SOLE   72,028 0 0
JPMORGAN CHASE & CO COM 46625H100   12,331,432 91,957 SH   SOLE   91,957 0 0
KIMBERLY-CLARK CORP COM 494368103   251,138 1,850 SH   SOLE   1,050 0 800
KINSALE CAP GROUP INC COM 49714P108   302,056 1,155 SH   SOLE   1,155 0 0
KRAFT HEINZ CO COM 500754106   362,807 8,912 SH   SOLE   8,912 0 0
LOCKHEED MARTIN CORP COM 539830109   304,056 625 SH   SOLE   625 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,571,392 4,519 SH   SOLE   4,519 0 0
MERCK & CO INC COM 58933Y105   10,033,431 90,432 SH   SOLE   90,432 0 0
META PLATFORMS INC CL A 30303M102   230,571 1,916 SH   SOLE   1,916 0 0
MICROSOFT CORP COM 594918104   14,716,076 61,363 SH   SOLE   61,363 0 0
MONDELEZ INTL INC CL A 609207105   1,273,348 19,105 SH   SOLE   19,105 0 0
MOODYS CORP COM 615369105   10,922,183 39,201 SH   SOLE   39,201 0 0
NEOGEN CORP COM 640491106   72,815 4,781 SH   SOLE   4,781 0 0
NEXTERA ENERGY INC COM 65339F101   2,622,198 31,366 SH   SOLE   31,366 0 0
NIKE INC CL B 654106103   4,118,986 35,202 SH   SOLE   35,202 0 0
NUCOR CORP COM 670346105   1,014,937 7,700 SH   SOLE   7,700 0 0
NVIDIA CORPORATION COM 67066G104   764,458 5,231 SH   SOLE   5,231 0 0
ORACLE CORP COM 68389X105   4,050,871 49,558 SH   SOLE   49,558 0 0
ORGANON & CO COMMON STOCK 68622V106   168,390 6,029 SH   SOLE   6,029 0 0
PAYCHEX INC COM 704326107   202,230 1,750 SH   SOLE   1,750 0 0
PAYPAL HLDGS INC COM 70450Y103   217,933 3,060 SH   SOLE   3,060 0 0
PEPSICO INC COM 713448108   8,254,718 45,692 SH   SOLE   45,692 0 0
PFIZER INC COM 717081103   2,265,167 44,207 SH   SOLE   43,001 0 1,206
PHILIP MORRIS INTL INC COM 718172109   1,878,053 18,556 SH   SOLE   18,556 0 0
PNC FINL SVCS GROUP INC COM 693475105   803,915 5,090 SH   SOLE   5,090 0 0
PPG INDS INC COM 693506107   356,473 2,835 SH   SOLE   2,835 0 0
PROCTER AND GAMBLE CO COM 742718109   9,220,001 60,834 SH   SOLE   59,734 0 1,100
PRUDENTIAL FINL INC COM 744320102   546,533 5,495 SH   SOLE   5,495 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,874,488 18,574 SH   SOLE   18,574 0 0
RPM INTL INC COM 749685103   2,574,142 26,415 SH   SOLE   23,915 0 2,500
S&P GLOBAL INC COM 78409V104   273,646 817 SH   SOLE   817 0 0
SOUTHERN CO COM 842587107   1,049,370 14,695 SH   SOLE   14,695 0 0
STRYKER CORPORATION COM 863667101   1,669,133 6,827 SH   SOLE   6,827 0 0
TESLA INC COM 88160R101   456,505 3,706 SH   SOLE   3,706 0 0
TEXAS INSTRS INC COM 882508104   1,068,147 6,465 SH   SOLE   6,365 0 100
THERMO FISHER SCIENTIFIC INC COM 883556102   386,584 702 SH   SOLE   702 0 0
UNION PAC CORP COM 907818108   11,569,211 55,871 SH   SOLE   55,871 0 0
UNITED FIRE GROUP INC COM 910340108   350,208 12,800 SH   SOLE   12,800 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,281,896 7,374 SH   SOLE   7,374 0 0
UNITEDHEALTH GROUP INC COM 91324P102   528,589 997 SH   SOLE   997 0 0
US BANCORP DEL COM NEW 902973304   450,055 10,320 SH   SOLE   10,020 0 300
VERIZON COMMUNICATIONS INC COM 92343V104   1,595,227 40,488 SH   SOLE   40,488 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206   701,870 41,580 SH   SOLE   41,580 0 0
VISA INC COM CL A 92826C839   726,537 3,497 SH   SOLE   3,497 0 0
WALMART INC COM 931142103   2,325,780 16,403 SH   SOLE   16,403 0 0
WASTE MGMT INC DEL COM 94106L109   1,509,499 9,622 SH   SOLE   9,622 0 0
WELLS FARGO CO NEW COM 949746101   2,276,111 55,125 SH   SOLE   55,125 0 0
XCEL ENERGY INC COM 98389B100   666,045 9,500 SH   SOLE   9,500 0 0
3M CO COM 88579Y101   4,316,761 35,997 SH   SOLE   35,297 0 700
CHECK POINT SOFTWARE TECH LT ORD M22465104   4,008,608 31,774 SH   SOLE   31,774 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   532,194 974 SH   SOLE   974 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   751,962 4,220 SH   SOLE   4,220 0 0
NOVARTIS AG SPONSORED ADR 66987V109   234,058 2,580 SH   SOLE   2,580 0 0
SHELL PLC SPON ADS 780259305   470,122 8,255 SH   SOLE   8,255 0 0
UNILEVER PLC SPON ADR NEW 904767704   314,385 6,244 SH   SOLE   6,244 0 0
AMERICAN TOWER CORP NEW COM 03027X100   460,584 2,174 SH   SOLE   0 0 2,174
WP CAREY INC COM 92936U109   307,130 3,930 SH   SOLE   0 0 3,930
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,199,446 4,495 SH   SOLE   4,495 0 0
CHUBB LIMITED COM H1467J104   477,820 2,166 SH   SOLE   2,166 0 0
ENBRIDGE INC COM 29250N105   377,276 9,649 SH   SOLE   9,649 0 0
LINDE PLC SHS G5494J103   405,116 1,242 SH   SOLE   1,242 0 0
MEDTRONIC PLC SHS G5960L103   481,942 6,201 SH   SOLE   6,201 0 0
SCHLUMBERGER LTD COM STK 806857108   3,364,025 62,926 SH   SOLE   62,926 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   672,360 4,000 SH   SOLE   4,000 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   914,453 7,080 SH   SOLE   0 0 7,080
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,428,363 41,765 SH   SOLE   0 0 41,765
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   534,556 2,200 SH   SOLE   0 0 2,200
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   358,775 2,540 SH   SOLE   0 0 2,540
ISHARES TR RUS 1000 ETF 464287622   1,287,330 6,115 SH   SOLE   0 0 6,115
ISHARES TR RUSSELL 3000 ETF 464287689   331,020 1,500 SH   SOLE   0 0 1,500
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,753,350 61,445 SH   SOLE   0 0 61,445
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,797,021 23,789 SH   SOLE   0 0 23,789
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,704,387 33,637 SH   SOLE   0 0 33,637
SPDR SER TR S&P BIOTECH 78464A870   455,504 5,488 SH   SOLE   0 0 5,488
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,162,642 5,655 SH   SOLE   0 0 5,655
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   225,862 1,700 SH   SOLE   0 0 1,700
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   279,280 5,570 SH   SOLE   0 0 5,570
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   457,187 4,225 SH   SOLE   0 0 4,225
VANGUARD INDEX FDS MID CAP ETF 922908629   637,925 3,130 SH   SOLE   0 0 3,130
VANGUARD WORLD FDS INF TECH ETF 92204A702   805,871 2,523 SH   SOLE   0 0 2,523
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,213,750 6,613 SH   SOLE   0 0 6,613
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,554,834 29,054 SH   SOLE   0 0 29,054
ISHARES TR INTRM GOV CR ETF 464288612   1,170,606 11,425 SH   SOLE   0 0 11,425
ISHARES TR ISHS 5-10YR INVT 464288638   694,180 14,021 SH   SOLE   0 0 14,021
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,612,826 21,450 SH   SOLE   0 0 21,450