The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 14,077 118,937 SH   SOLE   118,937 0 0
ABBVIE INC COM 00287Y109 2,986 18,420 SH   SOLE   18,420 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 244 535 SH   SOLE   535 0 0
AIR PRODS & CHEMS INC COM 009158106 11,496 46,000 SH   SOLE   46,000 0 0
ALPHABET INC CAP STK CL A 02079K305 8,739 3,142 SH   SOLE   3,142 0 0
ALPHABET INC CAP STK CL C 02079K107 486 174 SH   SOLE   174 0 0
ALTRIA GROUP INC COM 02209S103 1,020 19,518 SH   SOLE   19,518 0 0
AMAZON COM INC COM 023135106 4,978 1,527 SH   SOLE   1,527 0 0
APPLE INC COM 037833100 16,177 92,645 SH   SOLE   92,645 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,912 8,405 SH   SOLE   8,405 0 0
BK OF AMERICA CORP COM 060505104 1,826 44,307 SH   SOLE   44,307 0 0
BECTON DICKINSON & CO COM 075887109 246 926 SH   SOLE   926 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 702 9,610 SH   SOLE   9,610 0 0
BROADCOM INC COM 11135F101 239 380 SH   SOLE   380 0 0
CABOT CORP COM 127055101 4,432 64,783 SH   SOLE   64,783 0 0
CHEVRON CORP NEW COM 166764100 2,349 14,426 SH   SOLE   14,426 0 0
CINCINNATI FINL CORP COM 172062101 1,024 7,535 SH   SOLE   7,535 0 0
CISCO SYS INC COM 17275R102 2,710 48,600 SH   SOLE   48,600 0 0
CLOROX CO DEL COM 189054109 485 3,490 SH   SOLE   3,490 0 0
COCA COLA CO COM 191216100 388 6,265 SH   SOLE   6,265 0 0
COLGATE PALMOLIVE CO COM 194162103 427 5,636 SH   SOLE   5,636 0 0
COMCAST CORP NEW CL A 20030N101 8,413 179,690 SH   SOLE   179,690 0 0
CORNING INC COM 219350105 207 5,600 SH   SOLE   5,600 0 0
COSTCO WHSL CORP NEW COM 22160K105 789 1,371 SH   SOLE   1,371 0 0
DEXCOM INC COM 252131107 218 427 SH   SOLE   427 0 0
DISNEY WALT CO COM 254687106 10,196 74,338 SH   SOLE   74,338 0 0
DOMINION ENERGY INC COM 25746U109 327 3,845 SH   SOLE   3,845 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 699 6,258 SH   SOLE   6,258 0 0
LILLY ELI & CO COM 532457108 1,060 3,700 SH   SOLE   3,700 0 0
EMERSON ELEC CO COM 291011104 9,541 97,311 SH   SOLE   97,311 0 0
ESSENTIAL UTILS INC COM 29670G102 780 15,250 SH   SOLE   15,250 0 0
EXPEDITORS INTL WASH INC COM 302130109 204 1,980 SH   SOLE   1,980 0 0
EXXON MOBIL CORP COM 30231G102 4,848 58,694 SH   SOLE   58,694 0 0
GALLAGHER ARTHUR J & CO COM 363576109 700 4,010 SH   SOLE   4,010 0 0
GENERAL ELECTRIC CO COM NEW 369604301 927 10,135 SH   SOLE   10,135 0 0
HOME DEPOT INC COM 437076102 6,952 23,224 SH   SOLE   23,224 0 0
HONEYWELL INTL INC COM 438516106 1,496 7,690 SH   SOLE   7,690 0 0
ILLINOIS TOOL WKS INC COM 452308109 202 965 SH   SOLE   965 0 0
INTEL CORP COM 458140100 9,823 198,197 SH   SOLE   198,197 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 340 2,613 SH   SOLE   2,613 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 362 1,200 SH   SOLE   1,200 0 0
SMUCKER J M CO COM NEW 832696405 242 1,790 SH   SOLE   1,790 0 0
JOHNSON & JOHNSON COM 478160104 11,800 66,579 SH   SOLE   66,579 0 0
JPMORGAN CHASE & CO COM 46625H100 13,140 96,392 SH   SOLE   96,392 0 0
KIMBERLY-CLARK CORP COM 494368103 230 1,870 SH   SOLE   1,070 0 800
LOCKHEED MARTIN CORP COM 539830109 247 560 SH   SOLE   560 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,363 3,814 SH   SOLE   3,814 0 0
MERCK & CO INC COM 58933Y105 6,564 80,001 SH   SOLE   80,001 0 0
META PLATFORMS INC CL A 30303M102 740 3,326 SH   SOLE   3,326 0 0
MICROSOFT CORP COM 594918104 17,024 55,216 SH   SOLE   55,216 0 0
MONDELEZ INTL INC CL A 609207105 767 12,223 SH   SOLE   12,223 0 0
MOODYS CORP COM 615369105 16,490 48,871 SH   SOLE   48,871 0 0
NEXTERA ENERGY INC COM 65339F101 1,432 16,906 SH   SOLE   16,906 0 0
NIKE INC CL B 654106103 4,462 33,159 SH   SOLE   33,159 0 0
NVIDIA CORPORATION COM 67066G104 1,232 4,516 SH   SOLE   4,516 0 0
ORACLE CORP COM 68389X105 4,548 54,968 SH   SOLE   54,968 0 0
ORGANON & CO COMMON STOCK 68622V106 246 7,038 SH   SOLE   7,038 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206 1,692 44,760 SH   SOLE   44,760 0 0
PAYPAL HLDGS INC COM 70450Y103 426 3,685 SH   SOLE   3,685 0 0
PEPSICO INC COM 713448108 7,927 47,360 SH   SOLE   47,360 0 0
PFIZER INC COM 717081103 1,374 26,546 SH   SOLE   25,340 0 1,206
PHILIP MORRIS INTL INC COM 718172109 1,834 19,518 SH   SOLE   19,518 0 0
PROCTER AND GAMBLE CO COM 742718109 3,310 21,664 SH   SOLE   20,564 0 1,100
PRUDENTIAL FINL INC COM 744320102 597 5,050 SH   SOLE   5,050 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,722 17,378 SH   SOLE   17,378 0 0
RPM INTL INC COM 749685103 1,918 23,550 SH   SOLE   21,050 0 2,500
S&P GLOBAL INC COM 78409V104 311 757 SH   SOLE   757 0 0
SOUTHERN CO COM 842587107 998 13,765 SH   SOLE   13,765 0 0
STRYKER CORPORATION COM 863667101 1,518 5,677 SH   SOLE   5,677 0 0
TESLA INC COM 88160R101 742 689 SH   SOLE   689 0 0
TEXAS INSTRS INC COM 882508104 795 4,335 SH   SOLE   4,335 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 348 590 SH   SOLE   590 0 0
UNION PAC CORP COM 907818108 19,238 70,416 SH   SOLE   70,416 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,119 5,220 SH   SOLE   5,220 0 0
UNITEDHEALTH GROUP INC COM 91324P102 413 810 SH   SOLE   810 0 0
US BANCORP DEL COM NEW 902973304 356 6,695 SH   SOLE   6,695 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,670 32,776 SH   SOLE   32,776 0 0
VISA INC COM CL A 92826C839 512 2,307 SH   SOLE   2,307 0 0
WALMART INC COM 931142103 2,614 17,554 SH   SOLE   17,554 0 0
WASTE MGMT INC DEL COM 94106L109 1,344 8,482 SH   SOLE   8,482 0 0
WELLS FARGO CO NEW COM 949746101 2,876 59,341 SH   SOLE   59,341 0 0
3M CO COM 88579Y101 4,752 31,921 SH   SOLE   31,221 0 700
ASML HOLDING N V N Y REGISTRY SHS N07059210 525 786 SH   SOLE   786 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 4,729 34,204 SH   SOLE   34,204 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 526 2,590 SH   SOLE   2,590 0 0
UNILEVER PLC SPON ADR NEW 904767704 225 4,945 SH   SOLE   4,945 0 0
AMERICAN TOWER CORP NEW COM 03027X100 395 1,574 SH   SOLE   0 0 1,574
WP CAREY INC COM 92936U109 295 3,655 SH   SOLE   0 0 3,655
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,420 4,210 SH   SOLE   4,210 0 0
CHUBB LIMITED COM H1467J104 463 2,166 SH   SOLE   2,166 0 0
ENBRIDGE INC COM 29250N105 396 8,592 SH   SOLE   8,592 0 0
LINDE PLC SHS G5494J103 301 942 SH   SOLE   942 0 0
MEDTRONIC PLC SHS G5960L103 516 4,648 SH   SOLE   4,648 0 0
SCHLUMBERGER LTD COM STK 806857108 2,566 62,125 SH   SOLE   62,125 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 313 4,550 SH   SOLE   0 0 4,550
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,484 8,020 SH   SOLE   0 0 8,020
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,519 39,645 SH   SOLE   0 0 39,645
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 319 5,000 SH   SOLE   0 0 5,000
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 849 2,935 SH   SOLE   0 0 2,935
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 406 2,575 SH   SOLE   0 0 2,575
ISHARES TR CORE S&P TTL STK 464287150 237 2,345 SH   SOLE   0 0 2,345
ISHARES TR RUS 1000 ETF 464287622 260 1,040 SH   SOLE   0 0 1,040
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,584 48,392 SH   SOLE   0 0 48,392
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 254 3,400 SH   SOLE   0 0 3,400
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,120 14,200 SH   SOLE   0 0 14,200
SPDR SER TR SSGA GNDER ETF 78468R747 425 4,605 SH   SOLE   0 0 4,605
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,132 32,202 SH   SOLE   0 0 32,202
SPDR SER TR S&P BIOTECH 78464A870 430 4,783 SH   SOLE   0 0 4,783
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,928 4,268 SH   SOLE   0 0 4,268
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 341 5,920 SH   SOLE   0 0 5,920
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 442 3,935 SH   SOLE   0 0 3,935
VANGUARD INDEX FDS MID CAP ETF 922908629 784 3,298 SH   SOLE   0 0 3,298
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,192 2,863 SH   SOLE   0 0 2,863
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,191 5,603 SH   SOLE   0 0 5,603
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,414 23,782 SH   SOLE   0 0 23,782
ISHARES TR INTRM GOV CR ETF 464288612 1,394 12,845 SH   SOLE   0 0 12,845
ISHARES TR ISHS 5-10YR INVT 464288638 995 18,125 SH   SOLE   0 0 18,125
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,433 28,500 SH   SOLE   0 0 28,500
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,165 14,950 SH   SOLE   0 0 14,950
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,463 31,540 SH   SOLE   0 0 31,540