The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,283 19,325 SH   SOLE   19,325 0 0
ABBVIE INC COM 00287Y109 1,814 16,815 SH   SOLE   16,815 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 283 492 SH   SOLE   492 0 0
AIR PRODS & CHEMS INC COM 009158106 414 1,615 SH   SOLE   1,615 0 0
ALPHABET INC CAP STK CL A 02079K305 2,216 829 SH   SOLE   829 0 0
ALPHABET INC CAP STK CL C 02079K107 453 170 SH   SOLE   170 0 0
ALTRIA GROUP INC COM 02209S103 283 6,222 SH   SOLE   6,222 0 0
AMAZON COM INC COM 023135106 1,915 583 SH   SOLE   583 0 0
APPLE INC COM 037833100 4,899 34,623 SH   SOLE   34,623 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,707 8,540 SH   SOLE   8,540 0 0
BAXTER INTL INC COM 071813109 294 3,658 SH   SOLE   3,658 0 0
BECTON DICKINSON & CO COM 075887109 240 975 SH   SOLE   975 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 579 9,785 SH   SOLE   9,785 0 0
CHEVRON CORP NEW COM 166764100 1,480 14,586 SH   SOLE   14,586 0 0
CINCINNATI FINL CORP COM 172062101 861 7,535 SH   SOLE   7,535 0 0
CISCO SYS INC COM 17275R102 1,426 26,191 SH   SOLE   26,191 0 0
CLOROX CO DEL COM 189054109 493 2,975 SH   SOLE   2,975 0 0
COCA COLA CO COM 191216100 337 6,422 SH   SOLE   6,422 0 0
COLGATE PALMOLIVE CO COM 194162103 509 6,736 SH   SOLE   6,736 0 0
CORNING INC COM 219350105 204 5,600 SH   SOLE   5,600 0 0
COSTCO WHSL CORP NEW COM 22160K105 630 1,402 SH   SOLE   1,402 0 0
DEXCOM INC COM 252131107 234 427 SH   SOLE   427 0 0
DISNEY WALT CO COM 254687106 1,605 9,487 SH   SOLE   9,487 0 0
DOMINION ENERGY INC COM 25746U109 250 3,424 SH   SOLE   3,424 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 617 6,325 SH   SOLE   6,325 0 0
LILLY ELI & CO COM 532457108 772 3,342 SH   SOLE   3,342 0 0
EMERSON ELEC CO COM 291011104 1,112 11,800 SH   SOLE   11,800 0 0
ESSENTIAL UTILS INC COM 29670G102 693 15,031 SH   SOLE   15,031 0 0
EXPEDITORS INTL WASH INC COM 302130109 228 1,915 SH   SOLE   1,915 0 0
EXXON MOBIL CORP COM 30231G102 444 7,556 SH   SOLE   7,556 0 0
FACEBOOK INC CL A 30303M102 1,163 3,428 SH   SOLE   3,428 0 0
GALLAGHER ARTHUR J & CO COM 363576109 477 3,210 SH   SOLE   3,210 0 0
HOME DEPOT INC COM 437076102 1,724 5,251 SH   SOLE   5,251 0 0
HONEYWELL INTL INC COM 438516106 1,634 7,698 SH   SOLE   7,698 0 0
INTEL CORP COM 458140100 1,391 26,114 SH   SOLE   26,114 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 398 400 SH   SOLE   400 0 0
SMUCKER J M CO COM NEW 832696405 230 1,915 SH   SOLE   1,915 0 0
JOHNSON & JOHNSON COM 478160104 2,455 15,201 SH   SOLE   15,201 0 0
JPMORGAN CHASE & CO COM 46625H100 1,307 7,985 SH   SOLE   7,985 0 0
KIMBERLY-CLARK CORP COM 494368103 295 2,230 SH   SOLE   1,430 0 800
MASTERCARD INCORPORATED CL A 57636Q104 1,320 3,798 SH   SOLE   3,798 0 0
MERCK & CO INC COM 58933Y105 1,656 22,045 SH   SOLE   22,045 0 0
MICROSOFT CORP COM 594918104 4,589 16,277 SH   SOLE   16,277 0 0
MONDELEZ INTL INC CL A 609207105 516 8,870 SH   SOLE   8,870 0 0
NEXTERA ENERGY INC COM 65339F101 1,325 16,869 SH   SOLE   16,869 0 0
NIKE INC CL B 654106103 2,165 14,908 SH   SOLE   14,908 0 0
NVIDIA CORPORATION COM 67066G104 851 4,106 SH   SOLE   4,106 0 0
PAYPAL HLDGS INC COM 70450Y103 899 3,455 SH   SOLE   3,455 0 0
PEPSICO INC COM 713448108 2,310 15,360 SH   SOLE   15,360 0 0
PFIZER INC COM 717081103 963 22,381 SH   SOLE   21,175 0 1,206
PHILIP MORRIS INTL INC COM 718172109 566 5,976 SH   SOLE   5,976 0 0
PROCTER AND GAMBLE CO COM 742718109 3,150 22,532 SH   SOLE   21,432 0 1,100
PRUDENTIAL FINL INC COM 744320102 533 5,070 SH   SOLE   5,070 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,706 19,847 SH   SOLE   19,847 0 0
RPM INTL INC COM 749685103 1,877 24,175 SH   SOLE   21,675 0 2,500
S&P GLOBAL INC COM 78409V104 320 754 SH   SOLE   754 0 0
SOUTHERN CO COM 842587107 859 13,865 SH   SOLE   13,865 0 0
STRYKER CORPORATION COM 863667101 1,522 5,772 SH   SOLE   5,772 0 0
TESLA INC COM 88160R101 651 839 SH   SOLE   839 0 0
TEXAS INSTRS INC COM 882508104 798 4,151 SH   SOLE   4,151 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 337 590 SH   SOLE   590 0 0
UNION PAC CORP COM 907818108 402 2,050 SH   SOLE   2,050 0 0
UNITED PARCEL SERVICE INC CL B 911312106 921 5,057 SH   SOLE   5,057 0 0
US BANCORP DEL COM NEW 902973304 365 6,145 SH   SOLE   6,145 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,747 32,346 SH   SOLE   32,346 0 0
VISA INC COM CL A 92826C839 806 3,618 SH   SOLE   3,618 0 0
WALMART INC COM 931142103 203 1,460 SH   SOLE   1,460 0 0
WASTE MGMT INC DEL COM 94106L109 1,687 11,297 SH   SOLE   11,297 0 0
3M CO COM 88579Y101 1,848 10,534 SH   SOLE   9,834 0 700
ASML HOLDING N V N Y REGISTRY SHS N07059210 577 775 SH   SOLE   775 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 500 2,590 SH   SOLE   2,590 0 0
NOVARTIS AG SPONSORED ADR 66987V109 246 3,005 SH   SOLE   3,005 0 0
UNILEVER PLC SPON ADR NEW 904767704 306 5,652 SH   SOLE   5,652 0 0
AMERICAN TOWER CORP NEW COM 03027X100 423 1,594 SH   SOLE   0 0 1,594
WP CAREY INC COM 92936U109 251 3,430 SH   SOLE   0 0 3,430
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,336 4,176 SH   SOLE   4,176 0 0
ENBRIDGE INC COM 29250N105 307 7,707 SH   SOLE   7,707 0 0
LINDE PLC SHS G5494J103 276 942 SH   SOLE   942 0 0
MEDTRONIC PLC SHS G5960L103 588 4,688 SH   SOLE   4,688 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 391 4,875 SH   SOLE   0 0 4,875
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,439 8,020 SH   SOLE   0 0 8,020
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,193 31,780 SH   SOLE   0 0 31,780
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,855 6,435 SH   SOLE   0 0 6,435
ISHARES TR CORE S&P TTL STK 464287150 231 2,345 SH   SOLE   0 0 2,345
ISHARES TR S&P 100 ETF 464287101 296 1,498 SH   SOLE   0 0 1,498
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,060 19,830 SH   SOLE   0 0 19,830
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 301 2,033 SH   SOLE   0 0 2,033
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 278 3,750 SH   SOLE   0 0 3,750
SPDR SER TR SSGA GNDER ETF 78468R747 435 4,305 SH   SOLE   0 0 4,305
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,996 31,172 SH   SOLE   0 0 31,172
SPDR SER TR S&P BIOTECH 78464A870 562 4,468 SH   SOLE   0 0 4,468
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,041 2,425 SH   SOLE   0 0 2,425
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 361 5,920 SH   SOLE   0 0 5,920
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 407 3,935 SH   SOLE   0 0 3,935
VANGUARD INDEX FDS MID CAP ETF 922908629 702 2,965 SH   SOLE   0 0 2,965
VANGUARD WORLD FDS INF TECH ETF 92204A702 923 2,300 SH   SOLE   0 0 2,300
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,157 5,290 SH   SOLE   0 0 5,290
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,088 22,912 SH   SOLE   0 0 22,912
ISHARES TR INTRM GOV CR ETF 464288612 1,434 12,455 SH   SOLE   0 0 12,455
ISHARES TR ISHS 5-10YR INVT 464288638 1,482 24,680 SH   SOLE   0 0 24,680
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,375 27,100 SH   SOLE   0 0 27,100
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,123 13,700 SH   SOLE   0 0 13,700
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,426 29,444 SH   SOLE   0 0 29,444