Condensed Consolidated Balance Sheets (Unaudited) - USD ($)	Jun. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 6,521,314	$ 6,366,370
Interest-bearing time deposits at other institutions	111,105,681	142,056,538
Cash and cash equivalents	117,626,995	148,422,908
Interest-bearing time deposits at other financial institutions	250,000	4,760,089
Available-for-sale securities	196,016,993	164,120,869
Stock in Federal Home Loan Bank, at cost	4,093,700	3,896,900
Mortgage loans held for sale	5,858,688	11,359,174
Loans receivable, net of allowance for loan losses of June 30, 2021 - $10,525,640 and December 31, 2020 - $9,617,024, respectively	798,766,800	742,149,271
Accrued interest receivable	3,812,019	4,060,795
Prepaid expenses and other assets	7,543,667	7,741,903
Goodwill	1,434,982	1,434,982
Core deposit intangible	1,788,410	2,026,910
Foreclosed assets held for sale	738,736	546,450
Premises and equipment, net	17,451,127	17,898,409
Operating lease right-of-use asset	8,338,954	8,469,661
Bank owned life insurance	31,562,789	25,294,780
Deferred and receivable income taxes	3,265,767	4,069,838
Assets, Total	1,198,549,627	1,146,252,939
LIABILITIES
Deposits	993,672,589	938,672,541
Federal Home Loan Bank advances	66,000,000	66,000,000
Advances from borrowers for taxes and insurance	505,194	218,846
Accrued expenses and other liabilities	6,130,984	7,870,991
Operating lease liabilities	8,449,519	8,560,892
Accrued interest payable	669,289	932,172
Liabilities, Total	1,105,324,428	1,057,284,573
COMMITMENTS AND CONTINGENCIES	0	0
STOCKHOLDERS' EQUITY
Common stock, $0.10 par value; authorized 10,000,000 shares; issued June 30, 2021 and December 31, 2020 - 6,919,503 shares	691,950	691,950
Additional paid-in capital	51,244,002	51,337,219
Retained earnings, substantially restricted	80,490,395	77,073,707
Accumulated other comprehensive income (loss)	575,927	(53,378)
Stockholders' Equity before Treasury Stock	133,002,274	129,049,498
Treasury stock, at cost; June 30, 2021 and December 31, 2020 - 2,534,472 and 2,553,851 shares, respectively	(39,777,075)	(40,081,132)
Stockholders' Equity Attributable to Parent, Ending Balance	93,225,199	88,968,366
Liabilities and Equity, Total	1,198,549,627	1,146,252,939
Subordinated Debentures Issued to Capital Trusts [Member]
LIABILITIES
Subordinated Debt, Ending Balance	10,310,000	15,465,000
Subordinated Notes, Net [Member]
LIABILITIES
Subordinated Debt, Ending Balance	$ 19,586,853	$ 19,564,131