XML 106 R69.htm IDEA: XBRL DOCUMENT v3.20.1
Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($)
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Balance, beginning of year       $ 7,995,569       $ 7,107,000 $ 7,995,569 $ 7,107,000 $ 5,742,000
Provision for Loan Losses $ 0 $ 100,000 $ 100,000 0 $ 300,000 $ 200,000 $ 500,000 225,000 200,000 1,225,000 1,750,000
Losses charged off                 (1,055,000) (537,000) (536,000)
Recoveries                 467,000 201,000 151,000
Balance, end of year 7,607,587       7,995,569       7,607,587 7,995,569 7,107,000
Ending balance: individually evaluated for impairment 1,094,000       1,612,000       1,094,000 1,612,000 1,249,000
Ending balance: collectively evaluated for impairment 6,514,000       6,384,000       6,514,000 6,384,000 5,858,000
Ending balance: loans acquired with deteriorated credit quality              
Ending balance: individually evaluated for impairment 9,133,000       17,379,000       9,133,000 17,379,000 10,827,000
Ending balance: collectively evaluated for impairment 716,946,000       766,343,000       716,946,000 766,343,000 626,548,000
Carrying amount, net of fair value adjustment 2,835,000       3,173,000       2,835,000 3,173,000  
Real Estate, Construction [Member]                      
Balance, beginning of year       2,306,000       2,244,000 2,306,000 2,244,000 1,377,000
Provision for Loan Losses                 (809,000) (35,000) 793,000
Losses charged off                
Recoveries                 252,000 97,000 74,000
Balance, end of year 1,749,000       2,306,000       1,749,000 2,306,000 2,244,000
Ending balance: individually evaluated for impairment 553,000       552,000       553,000 552,000 738,000
Ending balance: collectively evaluated for impairment 1,196,000       1,754,000       1,196,000 1,754,000 1,506,000
Ending balance: loans acquired with deteriorated credit quality              
Ending balance: individually evaluated for impairment 4,742,000       4,088,000       4,742,000 4,088,000 4,452,000
Ending balance: collectively evaluated for impairment 72,567,000       84,507,000       72,567,000 84,507,000 60,292,000
Carrying amount, net of fair value adjustment              
Commercial Real Estate Portfolio Segment [Member]                      
Balance, beginning of year       2,093,000       1,789,000 2,093,000 1,789,000  
Provision for Loan Losses                 265,000 339,000  
Losses charged off                 (122,000) (37,000)  
Recoveries                 31,000 2,000  
Balance, end of year 2,267,000       2,093,000       2,267,000 2,093,000 1,789,000
Ending balance: individually evaluated for impairment 24,000       106,000       24,000 106,000  
Ending balance: collectively evaluated for impairment 2,243,000       1,987,000       2,243,000 1,987,000  
Ending balance: loans acquired with deteriorated credit quality              
Ending balance: individually evaluated for impairment 650,000       1,588,000       650,000 1,588,000  
Ending balance: collectively evaluated for impairment 297,318,000       317,488,000       297,318,000 317,488,000  
Carrying amount, net of fair value adjustment 2,651,000       2,782,000       2,651,000 2,782,000  
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]                      
Balance, beginning of year               1,789,000   1,789,000 1,687,000
Provision for Loan Losses                     174,000
Losses charged off                     (72,000)
Recoveries                    
Balance, end of year                     1,789,000
Ending balance: individually evaluated for impairment                     0
Ending balance: collectively evaluated for impairment                     1,789,000
Ending balance: individually evaluated for impairment                     161,000
Ending balance: collectively evaluated for impairment                     261,705,000
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]                      
Balance, beginning of year       1,297,000       946,000 1,297,000 946,000 856,000
Provision for Loan Losses                 (32,000) 327,000 82,000
Losses charged off                 (272,000) (8,000) (11,000)
Recoveries                 8,000 32,000 19,000
Balance, end of year 1,001,000       1,297,000       1,001,000 1,297,000 946,000
Ending balance: individually evaluated for impairment 197,000       573,000       197,000 573,000 127,000
Ending balance: collectively evaluated for impairment 804,000       724,000       804,000 724,000 819,000
Ending balance: loans acquired with deteriorated credit quality              
Ending balance: individually evaluated for impairment 2,613,000       4,520,000       2,613,000 4,520,000 4,424,000
Ending balance: collectively evaluated for impairment 116,211,000       128,258,000       116,211,000 128,258,000 101,877,000
Carrying amount, net of fair value adjustment              
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]                      
Balance, beginning of year       641,000       464,000 641,000 464,000 206,000
Provision for Loan Losses                 105,000 177,000 258,000
Losses charged off                 0 0 0
Recoveries                 0 0 0
Balance, end of year 746,000       641,000       746,000 641,000 464,000
Ending balance: individually evaluated for impairment             0
Ending balance: collectively evaluated for impairment 746,000       641,000       746,000 641,000 464,000
Ending balance: loans acquired with deteriorated credit quality              
Ending balance: individually evaluated for impairment       5,952,000       5,952,000 775,000
Ending balance: collectively evaluated for impairment 87,448,000       84,663,000       87,448,000 84,663,000 84,450,000
Carrying amount, net of fair value adjustment              
Commercial Portfolio Segment [Member]                      
Balance, beginning of year       1,160,000       1,031,000 1,160,000 1,031,000 1,168,000
Provision for Loan Losses                 225,000 222,000 91,000
Losses charged off                 (381,000) (110,000) (240,000)
Recoveries                 125,000 17,000 12,000
Balance, end of year 1,129,000       1,160,000       1,129,000 1,160,000 1,031,000
Ending balance: individually evaluated for impairment 299,000       363,000       299,000 363,000 246,000
Ending balance: collectively evaluated for impairment 830,000       797,000       830,000 797,000 785,000
Ending balance: loans acquired with deteriorated credit quality              
Ending balance: individually evaluated for impairment 908,000       1,062,000       908,000 1,062,000 739,000
Ending balance: collectively evaluated for impairment 112,956,000       118,459,000       112,956,000 118,459,000 93,784,000
Carrying amount, net of fair value adjustment 184,000       216,000       184,000 216,000  
Consumer Portfolio Segment [Member]                      
Balance, beginning of year       373,000       454,000 373,000 454,000 337,000
Provision for Loan Losses                 299,000 248,000 284,000
Losses charged off                 (280,000) (382,000) (213,000)
Recoveries                 51,000 53,000 46,000
Balance, end of year 443,000       373,000       443,000 373,000 454,000
Ending balance: individually evaluated for impairment 21,000       18,000       21,000 18,000 138,000
Ending balance: collectively evaluated for impairment 422,000       355,000       422,000 355,000 316,000
Ending balance: loans acquired with deteriorated credit quality              
Ending balance: individually evaluated for impairment 220,000       169,000       220,000 169,000 276,000
Ending balance: collectively evaluated for impairment 30,446,000       32,968,000       30,446,000 32,968,000 24,440,000
Carrying amount, net of fair value adjustment       175,000       175,000  
Unallocated Financing Receivables [Member]                      
Balance, beginning of year       $ 126,000       $ 179,000 126,000 179,000 111,000
Provision for Loan Losses                 147,000 (53,000) 68,000
Losses charged off                 0 0 0
Recoveries                 0 0 0
Balance, end of year 273,000       126,000       273,000 126,000 179,000
Ending balance: individually evaluated for impairment             0
Ending balance: collectively evaluated for impairment 273,000       126,000       273,000 126,000 179,000
Ending balance: loans acquired with deteriorated credit quality              
Ending balance: individually evaluated for impairment             0
Ending balance: collectively evaluated for impairment             $ 0
Carrying amount, net of fair value adjustment