Note 4 - Loans and Allowance for Loan Losses (Details) - Loan Balance by Category (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	$ (7,761,135)	$ (7,801,600)	$ (8,112,000)	$ (8,740,000)
Deferred loan fees/costs, net	(162,406)	(175,368)
Net loans	446,214,333	464,379,854
One to Four Family Units [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable	94,547,623	93,797,650
Multi-Family Units [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable	32,226,919	46,188,434
Real Estate Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable	35,445,018	43,266,130
Real Estate Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable	188,399,937	179,079,433
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable	86,217,119	92,721,783
Consumer and Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable	17,301,258	17,303,392
Total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable	$ 454,137,874	$ 472,356,822