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Note 10 - Income Taxes (Details) - Deferred Taxes (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2012
State and Local Jurisdiction [Member]
Dec. 31, 2012
Internal Revenue Service (IRS) [Member]
Dec. 31, 2013
Decrease From Sale of State Low Income Housing Tax Credits [Member]
Dec. 31, 2012
Decrease From Sale of State Low Income Housing Tax Credits [Member]
Dec. 31, 2013
Increase for State Low Income Housing Tax Credits Generated [Member]
Dec. 31, 2012
Increase for State Low Income Housing Tax Credits Generated [Member]
Deferred tax assets:                  
Allowances for loan losses $ 2,886,592 $ 3,233,920              
Writedowns on foreclosed assets held for sale 879,113 897,297              
Low Income Housing Tax Credits       1,645,379 740,276        
Deferred loan fees/costs 64,886 50,481              
Unrealized depreciation on available-for-sale securities 1,471,923                
Other 382,723 241,658              
5,685,237 6,809,011              
Deferred tax liabilities:                  
FHLB stock dividends (68,953) (120,632)              
Unrealized appreciation on available-for-sale securities   (470,326)              
Accumulated depreciation (273,481) (175,448)              
Other (64,152) (77,298)              
(406,586) (843,704)              
Deferred tax asset before valuation allowance 5,278,651 5,965,307              
Valuation allowance:                  
Beginning balance   (1,645,379) (1,708,621)            
Valuation Allowance Adjustment           1,719,978 375,415 (74,599) (312,173)
Ending balance   (1,645,379) (1,708,621)            
Net deferred tax asset $ 5,278,651 $ 4,319,928