Condensed Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest Income
Loans	$ 5,952,456	$ 6,330,157	$ 11,880,846	$ 12,733,995
Investment securities	466,828	471,007	899,457	883,351
Other	47,736	45,195	106,138	94,935
	6,467,020	6,846,359	12,886,441	13,712,281
Interest Expense
Deposits	731,420	1,045,994	1,492,594	2,188,790
Federal Home Loan Bank advances	307,869	383,985	676,544	767,719
Subordinated debentures	134,322	139,521	268,672	279,366
Other	107,742	162,750	271,697	346,525
	1,281,353	1,732,250	2,709,507	3,582,400
Net Interest Income	5,185,667	5,114,109	10,176,934	10,129,881
Provision for Loan Losses	250,000	2,100,000	650,000	3,000,000
Net Interest Income After
Provision for Loan Losses	4,935,667	3,014,109	9,526,934	7,129,881
Noninterest Income
Service charges	292,049	269,253	553,834	524,343
Gain on sale of investment securities	116,182	69,576	204,983	107,105
Gain on sale of loans	592,086	475,055	1,024,019	837,409
Gain on sale of state low-income housing tax credits	1,441,012		1,441,012
Loss on foreclosed assets	(75,758)	(70,771)	(148,103)	(171,880)
Other income	318,973	297,435	628,567	590,583
	2,684,544	1,040,548	3,704,312	1,887,560
Noninterest Expense
Salaries and employee benefits	2,272,746	2,281,876	4,665,108	4,616,972
Occupancy	449,764	405,014	875,893	796,488
FDIC deposit insurance premiums	141,173	210,883	283,636	427,089
Prepayment penalty on securities sold under agreements to repurchase	1,510,000		1,510,000
Data processing	184,875	142,215	354,135	274,402
Advertising	106,251	75,000	212,502	150,000
Other expense	867,528	787,864	2,056,663	1,685,409
	5,532,337	3,902,852	9,957,937	7,950,360
Income Before Income Taxes	2,087,874	151,805	3,273,309	1,067,081
Provision (Credit) for Income Taxes	520,134	(192,316)	752,916	(111,762)
Net Income	1,567,740	344,121	2,520,393	1,178,843
Preferred Stock Dividends and Discount Accretion	198,630	397,910	397,260	679,301
Net Income (Loss) Available to Common Shareholders	$ 1,369,110	$ (53,789)	$ 2,123,133	$ 499,542
Basic Income (Loss) Per Common Share (in Dollars per share)	$ 0.50	$ (0.02)	$ 0.78	$ 0.18
Diluted Income (Loss) Per Common Share (in Dollars per share)	$ 0.49	$ (0.02)	$ 0.76	$ 0.17