Note 16 - Other Expenses (Tables)

12 Months Ended

Dec. 31, 2012

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

	December 31, 2012		December 31, 2011		December 31, 2010
Directors compensation	$	235,478	$	215,980	$	178,376
Outside services		62,675		55,000		55,000
Legal expense		471,363		628,444		444,904
Deposit expense		219,778		73,712		44,864
Office supplies		81,814		94,002		109,424
Telephone		114,182		116,826		107,738
Postage		157,986		165,837		172,792
Insurance		87,436		74,287		68,628
Supervisory exam		57,109		58,609		60,115
Accounting		256,850		149,475		165,000
Organization dues		118,653		118,568		114,037
Loan expense		239,701		307,021		427,775
Mortgage buyback		147,119		-		-
Contributions		40,000		40,118		40,140
ATM expense		231,893		219,329		200,224
Federal and state tax credits amortization		885,478		676,700		480,322
Other operating		400,527		517,036		544,083
	$	3,808,042	$	3,510,944	$	3,213,422