XML 49 R29.htm IDEA: XBRL DOCUMENT v2.4.0.6
Note 1 - Nature of Operations and Summary of Significant Accounting Policies (Tables)
12 Months Ended
Dec. 31, 2012
Schedule of Estimated Useful Lives of Depreciable Assets [Table Text Block]
Buildings and improvements (years)  35 -  40
Furniture and fixtures and vehicles (years)    3 -  10
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
   
Actual
   
For Capital
Adequacy Purposes
   
To Be Well Capitalized
Under Prompt Corrective
Action Provisions
 
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
 
As of December 31, 2012
                                   
                                     
Tier 1 (core) capital, and ratio to adjusted total assets
                                   
Company
  $ 65,047       9.9 %   $ 26,256       4.0 %     n/a       n/a  
Bank
  $ 63,249       9.7 %   $ 26,193       4.0 %   $ 32,742       5.0 %
                                                 
Tier 1 (core) capital, and ratio to risk-weighted assets
                                               
Company
  $ 65,047       13.2 %   $ 19,642       4.0 %     n/a       n/a  
Bank
  $ 63,249       12.9 %   $ 19,601       4.0 %   $ 29,402       6.0 %
                                                 
Total risk-based capital, and ratio to risk-weighted assets
                                               
Company
  $ 71,201       14.5 %   $ 39,284       8.0 %     n/a       n/a  
Bank
  $ 69,407       14.2 %   $ 39,202       8.0 %   $ 49,003       10.0 %
   
Actual
   
For Capital
Adequacy Purposes
   
To Be Well Capitalized
Under Prompt Corrective
Action Provisions
 
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
 
As of December 31, 2011
                                               
                                                 
Tier 1 (core) capital, and ratio to adjusted total assets
                                               
Company
  $ 68,419       10.4 %   $ 26,256       4.0 %     n/a       n/a  
Bank
  $ 66,834       10.2 %   $ 26,249       4.0 %   $ 32,811       5.0 %
                                                 
Tier 1 (core) capital, and ratio to risk-weighted assets
                                               
Company
  $ 68,419       13.2 %   $ 20,755       4.0 %     n/a       n/a  
Bank
  $ 66,834       12.9 %   $ 20,730       4.0 %   $ 31,095       6.0 %
                                                 
Total risk-based capital, and ratio to risk-weighted assets
                                               
Company
  $ 74,948       14.4 %   $ 41,511       8.0 %     n/a       n/a  
Bank
  $ 73,363       14.2 %   $ 41,460       8.0 %   $ 51,825       10.0 %
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
   
Year Ended
December 31, 2012
   
Year Ended
December 31, 2011
   
Year Ended
December 31, 2010
 
                   
Net income available to common shareholders
  $ 867,298     $ 2,710,076     $ 5,208  
Average common shares outstanding
    2,715,186       2,675,654       2,644,355  
Effect of dilutive securities
    144,743       826       -  
Average diluted shares outstanding
    2,859,929       2,676,480       2,644,355  
Basic income per common share
  $ 0.32     $ 1.01     $ 0.00  
Diluted income per common share
  $ 0.30     $ 1.01     $ 0.00