CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest Income
Loans	$ 6,403,838	$ 6,717,072
Investment securities	412,344	725,211
Other	49,740	87,835
Total Interest Income	6,865,922	7,530,118
Interest Expense
Deposits	1,142,796	1,599,941
Federal Home Loan Bank advances	383,734	600,379
Subordinated debentures	139,845	206,812
Other	183,775	279,179
Total Interest Expenses	1,850,150	2,686,311
Net Interest Income	5,015,772	4,843,807
Provision for Loan Losses	900,000	900,000
Net Interest Income After Provision for Loan Losses	4,115,772	3,943,807
Noninterest Income
Service charges	255,090	339,231
Gain on sale of investment securities	37,529	3,704
Gain on sale of loans	362,354	278,200
Loss on foreclosed assets	(101,109)	(133,987)
Other income	293,148	270,751
Total Noninterest Income	847,012	757,899
Noninterest Expense
Salaries and employee benefits	2,335,096	2,265,151
Occupancy	391,474	426,865
FDIC deposit insurance premiums	216,206	285,744
Data processing	132,187	139,660
Advertising	75,000	75,000
Other expense	897,545	959,804
Total Noninterest Expenses	4,047,508	4,152,224
Income Before Income Taxes	915,276	549,482
Provision for Income Taxes	80,554	26,520
Net Income	834,722	522,962
Preferred Stock Dividends and Discount Accretion	281,391	281,391
Net Income Available to Common Shareholders	$ 553,331	$ 241,571
Basic Income Per Common Share (in dollars per share)	$ 0.20	$ 0.09
Diluted Income Per Common Share (in dollars per share)	$ 0.20	$ 0.09