Commitments and Contingencies (Tables)

12 Months Ended

Sep. 30, 2025

Commitments and Contingencies Disclosure [Abstract]

Supply Commitment

A summary of the Company’s commitments at September 30, 2025 and 2024 is as follows (dollars in thousands):

	2025		2024
Undisbursed portion of construction loans in process (see Note 4)	$	88,289	$	69,878
Undisbursed lines of credit	129,536		119,858
Commitments to extend credit	30,888		26,293

Schedule of Allowance for Credit Losses for Unfunded Loan Commitments

The following table sets forth information for the years ended September 30, 2025 and 2024 regarding activity in the ACL (reserve for loss) on unfunded loan commitments (dollars in thousands):

	Year Ended September 30, 2025		Year Ended September 30, 2024
Beginning ACL	$	327	$	332
Impact of adopting CECL (ASU 2016-13)	—		66
Provision for (recapture of) credit losses	105		(71)
Ending ACL	$	432	$	327