Selected Quarterly Financial Data (Unaudited)

12 Months Ended

Sep. 30, 2025

The following selected financial data is presented for the quarters ended (dollars in thousands, except per share amounts):


	September 30, 2025		June 30, 2025		March 31, 2025		December 31, 2024
Interest and dividend income	$	26,611	$	25,544	$	24,865	$	25,257
Interest expense	(8,216)		(7,922)		(7,652)		(8,287)
Net interest income	18,395		17,622		17,213		16,970

Provision for credit losses, net	(221)		(440)		(246)		(27)
Non-interest income	4,093		2,875		2,687		2,697
Non-interest expense	(11,959)		(11,167)		(11,194)		(11,067)

Income before income taxes	10,308		8,890		8,460		8,573

Provision for income taxes	1,861		1,790		1,705		1,714
Net income	$	8,447	$	7,100	$	6,755	$	6,859







Net income per common share
Basic	$	1.07	$	0.90	$	0.85	$	0.86
Diluted (1)	$	1.07	$	0.90	$	0.85	$	0.86

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(1) The net income per common share amounts for the quarters do not add to the total for the fiscal year due to rounding.


	September 30, 2024		June 30, 2024		March 31, 2024		December 31, 2023
Interest and dividend income	$	25,035	$	24,139	$	23,156	$	22,495
Interest expense	(8,488)		(8,158)		(7,521)		(6,491)
Net interest income	16,547		15,981		15,635		16,004

Provision for credit losses, net	(490)		(244)		(81)		(336)
Non-interest income	2,932		2,791		2,615		2,798
Non-interest expense	(11,062)		(11,069)		(10,991)		(10,624)

Income before income taxes	7,927		7,459		7,178		7,842

Provision for income taxes	1,572		1,535		1,470		1,546







Net income	$	6,355	$	5,924	$	5,708	$	6,296

Net income per common share
Basic (1)	$	0.80	$	0.74	$	0.71	$	0.78
Diluted (1)	$	0.79	$	0.74	$	0.70	$	0.77

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(1) The net income per common share amounts for the quarters do not add to the total for the fiscal year due to rounding.