XML 34 R20.htm IDEA: XBRL DOCUMENT v3.25.3
Deposits
12 Months Ended
Sep. 30, 2025
Deposits [Abstract]  
Deposits Deposits
Deposits consisted of the following at September 30, 2025 and 2024 (dollars in thousands):
 20252024
Non-interest-bearing demand$430,685 $413,116 
NOW checking345,599 333,329 
Savings201,678 205,993 
Money market296,152 326,922 
Certificates of deposit442,521 368,308 
Total$1,716,635 $1,647,668 

Individual certificates of deposit in amounts of $250,000 or greater totaled $142,813,000 and $113,579,000 at September 30, 2025 and 2024, respectively. The Company had brokered deposits totaling $43,111,000 and $48,759,000 at September 30, 2025 and 2024, respectively. The Company had reciprocal deposits totaling $87,493,000 and $93,464,000 at September 30, 2025 and 2024, respectively.

Scheduled maturities of certificates of deposit for fiscal years ending subsequent to September 30, 2025 are as follows (dollars in thousands):
2026$406,987 
202728,114 
20283,574 
20291,072 
20302,140 
Thereafter634 
Total$442,521 

Interest expense on deposits by account type was as follows for the years ended September 30, 2025, 2024 and 2023 (dollars in thousands):
 202520242023
NOW checking$4,611 $5,148 $3,561 
Savings640 529 415 
Money market9,882 9,248 1,601 
Certificates of deposit16,139 14,734 5,725 
Total$31,272 $29,659 $11,302