Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2025	Sep. 30, 2024
Cash and cash equivalents:
Cash and due from financial institutions	$ 32,532	$ 29,071	[1]
Interest-bearing deposits in banks	161,095	135,657	[1]
Total cash and cash equivalents	193,627	164,728	[1]
Certificates of deposit (“CDs”) held for investment, at cost	8,462	10,209	[1]
Investment securities held to maturity, at amortized cost (net of allowance for credit losses ("ACL") of $46 and $60), (estimated fair value of $135,622 and $166,007)	141,570	172,097	[1]
Investment securities available for sale, at fair value	86,475	72,257	[1]
Investments in equity securities, at fair value	855	866	[1]
Federal Home Loan Bank of Des Moines (“FHLB”) stock, at cost	2,045	2,037	[1]
Other investments, at cost	3,000	3,000	[1]
Loans held for sale	1,763	0	[1]
Loans receivable, net	1,441,496	1,421,523	[1]
Premises and equipment, net	21,490	21,486	[1]
Other real estate owned (“OREO”) and other repossessed assets, net	221	0	[1]
Accrued interest receivable	7,174	6,990	[1]
Bank owned life insurance (“BOLI”)	24,113	23,611	[1]
Goodwill	15,131	15,131	[1]
Core deposit intangible (“CDI”), net	316	451	[1]
Loan servicing rights, net	911	1,372	[1]
Operating lease right-of-use ("ROU") assets	1,248	1,475	[1]
Other assets	7,295	6,242	[1]
Total assets	1,957,192	1,923,475	[1]
Deposits:
Non-interest-bearing demand	406,222	413,116	[1]
Interest-bearing	1,263,255	1,234,552	[1]
Total deposits	1,669,477	1,647,668	[1]
FHLB borrowings	20,000	20,000	[1]
Operating lease liabilities	1,350	1,575	[1]
Other liabilities and accrued expenses	9,701	8,819	[1]
Total liabilities	1,700,528	1,678,062	[1]
Shareholders’ equity
Preferred stock, $0.01 par value; 1,000,000 shares authorized; none issued	0	0	[2]
Common stock, $0.01 par value; 50,000,000 shares authorized; 7,876,853 shares issued and outstanding - June 30, 2025 7,960,127 shares issued and outstanding - September 30, 2024	27,226	29,862	[2]
Retained earnings	230,213	215,531	[2]
Accumulated other comprehensive (loss) income	(775)	20	[2]
Total shareholders’ equity	256,664	245,413	[2]
Total liabilities and shareholders’ equity	$ 1,957,192	$ 1,923,475	[2]

[1] Derived from audited consolidated financial statements.

[2] Derived from audited consolidated financial statements.