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Loans Receivable and Allowance for Loan Losses: Schedule of Allowance for Loan Losses (Details) - USD ($)
12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance $ 15,817,000 $ 13,703,000 $ 13,469,000
Provision for credit losses - loans 1,254,000 2,132,000 270,000
Charge-offs (101,000) (19,000) (59,000)
Recoveries 47,000 1,000 23,000
Allowance for loan losses, Ending Allowance 17,478,000 15,817,000 13,703,000
Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 461,000    
Allowance for loan losses, Ending Allowance   461,000  
Mortgage loans, one-to-four family      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 2,417,000 1,658,000 1,154,000
Provision for credit losses - loans 580,000 759,000 504,000
Charge-offs 0 0 0
Recoveries 43,000 0 0
Allowance for loan losses, Ending Allowance 2,632,000 2,417,000 1,658,000
Mortgage loans, one-to-four family | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance (408,000)    
Allowance for loan losses, Ending Allowance   (408,000)  
Mortgage loans, multi-family      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 1,156,000 855,000 765,000
Provision for credit losses - loans 272,000 301,000 90,000
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, Ending Allowance 1,308,000 1,156,000 855,000
Mortgage loans, multi-family | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance (120,000)    
Allowance for loan losses, Ending Allowance   (120,000)  
Mortgage loans, commercial      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 7,209,000 6,682,000 6,813,000
Provision for credit losses - loans 219,000 527,000 (131,000)
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, Ending Allowance 6,934,000 7,209,000 6,682,000
Mortgage loans, commercial | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance (494,000)    
Allowance for loan losses, Ending Allowance   (494,000)  
Mortgage loans, construction - custom and owner/builder      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 750,000 675,000 644,000
Provision for credit losses - loans 36,000 75,000 31,000
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, Ending Allowance 1,328,000 750,000 675,000
Mortgage loans, construction - custom and owner/builder | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 542,000    
Allowance for loan losses, Ending Allowance   542,000  
Mortgage loans, construction - speculative one-to-four family      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 148,000 130,000 188,000
Provision for credit losses - loans (4,000) 18,000 (58,000)
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, Ending Allowance 128,000 148,000 130,000
Mortgage loans, construction - speculative one-to-four family | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance (16,000)    
Allowance for loan losses, Ending Allowance   (16,000)  
Mortgage loans, construction - commercial      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 316,000 343,000 784,000
Provision for credit losses - loans 45,000 (27,000) (441,000)
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, Ending Allowance 537,000 316,000 343,000
Mortgage loans, construction - commercial | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 176,000    
Allowance for loan losses, Ending Allowance   176,000  
Mortgage loans, construction - multi-family      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 602,000 447,000 436,000
Provision for credit losses - loans (350,000) 155,000 11,000
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, Ending Allowance 456,000 602,000 447,000
Mortgage loans, construction - multi-family | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 204,000    
Allowance for loan losses, Ending Allowance   204,000  
Mortgage loans - construction - land development      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 274,000 233,000 124,000
Provision for credit losses - loans 36,000 41,000 109,000
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, Ending Allowance 335,000 274,000 233,000
Mortgage loans - construction - land development | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 25,000    
Allowance for loan losses, Ending Allowance   25,000  
Mortgage loans, land      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 406,000 397,000 470,000
Provision for credit losses - loans 69,000 9,000 (73,000)
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, Ending Allowance 793,000 406,000 397,000
Mortgage loans, land | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 318,000    
Allowance for loan losses, Ending Allowance   318,000  
Consumer loans, home equity and second mortgage      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 519,000 440,000 528,000
Provision for credit losses - loans 72,000 79,000 (88,000)
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, Ending Allowance 348,000 519,000 440,000
Consumer loans, home equity and second mortgage | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance (243,000)    
Allowance for loan losses, Ending Allowance   (243,000)  
Consumer loans, other      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 53,000 42,000 50,000
Provision for credit losses - loans 2,000 14,000 1,000
Charge-offs (9,000) (4,000) (10,000)
Recoveries 0 1,000 1,000
Allowance for loan losses, Ending Allowance 39,000 53,000 42,000
Consumer loans, other | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance (7,000)    
Allowance for loan losses, Ending Allowance   (7,000)  
Commercial business loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 1,967,000 1,801,000 1,513,000
Provision for credit losses - loans 277,000 181,000 315,000
Charge-offs (92,000) (15,000) (49,000)
Recoveries 4,000 0 22,000
Allowance for loan losses, Ending Allowance 2,640,000 1,967,000 $ 1,801,000
Commercial business loans | Impact of Adopting CECL (ASU 2016-13)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance $ 484,000    
Allowance for loan losses, Ending Allowance   $ 484,000