Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Sep. 30, 2022
Cash and cash equivalents:
Cash and due from financial institutions	$ 25,390	$ 24,808
Interest-bearing deposits in banks	103,331	291,947
Total cash and cash equivalents	128,721	316,755
Certificates of deposit (“CDs”) held for investment, at cost	15,188	22,894
Investment securities held to maturity, at amortized cost (estimated fair value $253,766 and $249,783)	270,218	266,608
Investment securities available for sale, at fair value	41,771	41,415
Investments in equity securities	811	835
Federal Home Loan Bank of Des Moines (“FHLB”) stock	3,602	2,194
Other investments, at cost	3,000	3,000
Loans held for sale	400	748
Loans receivable, net of allowance for loan losses of $15,817 and $13,703	1,302,305	1,132,426
Premises and equipment, net	21,642	21,898
Other real estate owned (“OREO”) and other repossessed assets, net	0	0
Accrued interest receivable	6,004	4,483
Bank owned life insurance (“BOLI”)	22,966	22,806
Goodwill	15,131	15,131
Core deposit intangible (“CDI”), net	677	948
Loan servicing rights, net	2,124	3,023
Operating lease right-of-use ("ROU") assets	1,772	1,980
Other assets	3,573	3,364
Total assets	1,839,905	1,860,508
Deposits:
Non-interest-bearing demand	455,864	530,058
Interest-bearing	1,105,071	1,102,118
Total deposits	1,560,935	1,632,176
Operating lease liabilities	1,867	2,066
FHLB borrowings	35,000	0
Other liabilities and accrued expenses	9,030	7,697
Total liabilities	1,606,832	1,641,939
Commitments and contingencies (See Note 16)
Shareholders’ equity
Preferred stock, $0.01 par value; 1,000,000 shares authorized; none issued	0	0
Common stock, $0.01 par value; 50,000,000 shares authorized; 8,105,338 shares issued and outstanding - September 30, 2023 8,221,952 shares issued and outstanding - September 30, 2022	34,771	38,751
Retained earnings	199,386	180,535
Accumulated other comprehensive loss	(1,084)	(717)
Total shareholders’ equity	233,073	218,569
Total liabilities and shareholders’ equity	$ 1,839,905	$ 1,860,508
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock shares authorized (in shares)	1,000,000	1,000,000
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized (in shares)	50,000,000	50,000,000
Preferred stock shares issued (in shares)	0	0