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Federal Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Sep. 30, 2021
Deferred Tax Assets    
Allowance for loan losses $ 2,878 $ 2,613
Allowance for OREO losses 5 42
OTTI credit impairment on investment securities 62 64
Accrued interest on loans 63 75
Deferred compensation and bonuses 260 301
Reserve for loan commitments 64 76
Operating lease liabilities 434 495
Net unrealized losses on investment securities and investments in equity securities 190 0
Other 66 46
Total deferred tax assets 4,022 3,712
Deferred Tax Liabilities    
Goodwill 1,187 1,187
Loan servicing rights 635 731
Depreciation 757 787
Loan fees/costs 771 584
FHLB stock dividends 0 38
Prepaid expenses 175 162
Purchase accounting adjustment 208 233
Net unrealized gains on investment securities and investments in equity securities 0 20
Operating lease ROU assets 416 480
Total deferred tax liabilities 4,149 4,222
Net deferred tax liabilities $ (127) $ (510)