Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Cash and cash equivalents:
Cash and due from financial institutions	$ 24,808	$ 26,316
Interest-bearing deposits in banks	291,947	553,880
Total cash and cash equivalents	316,755	580,196
Certificates of deposit (“CDs”) held for investment, at cost	22,894	28,482
Investment securities held to maturity, at amortized cost (estimated fair value $249,783 and $70,109)	266,608	69,102
Investment securities available for sale, at fair value	41,415	63,176
Investments in equity securities	835	955
Federal Home Loan Bank of Des Moines (“FHLB”) stock	2,194	2,103
Other investments, at cost	3,000	3,000
Loans held for sale	748	3,217
Loans receivable, net of allowance for loan losses of $13,703 and $13,469	1,132,426	968,454
Premises and equipment, net	21,898	22,367
Other real estate owned (“OREO”) and other repossessed assets, net	0	157
Accrued interest receivable	4,483	3,745
Bank owned life insurance (“BOLI”)	22,806	22,193
Goodwill	15,131	15,131
Core deposit intangible (“CDI”), net	948	1,264
Loan servicing rights, net	3,023	3,482
Operating lease right-of-use ("ROU") assets	1,980	2,283
Other assets	3,364	2,873
Total assets	1,860,508	1,792,180
Deposits:
Non-interest-bearing demand	530,058	535,212
Interest-bearing	1,102,118	1,035,343
Total deposits	1,632,176	1,570,555
Operating lease liabilities	2,066	2,359
FHLB borrowings	0	5,000
Other liabilities and accrued expenses	7,697	7,367
Total liabilities	1,641,939	1,585,281
Commitments and contingencies (See Note 16)
Shareholders’ equity
Preferred stock, $0.01 par value; 1,000,000 shares authorized; none issued	0	0
Common stock, $0.01 par value; 50,000,000 shares authorized; 8,221,952 shares issued and outstanding - September 30, 2022 8,355,469 shares issued and outstanding - September 30, 2021	38,751	42,673
Retained earnings	180,535	164,167
Accumulated other comprehensive income (loss)	(717)	59
Total shareholders’ equity	218,569	206,899
Total liabilities and shareholders’ equity	$ 1,860,508	$ 1,792,180
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock shares authorized (in shares)	1,000,000	1,000,000
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized (in shares)	50,000,000	50,000,000
Preferred stock shares issued (in shares)	0	0